For the quarter ending 2025-09-30, CLST has $283,834K in assets. $202,249K in debts. $37,271K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Non-interest-bearing cash | 4,515 | 4,024 | ||
| Interest-bearing cash and due from banks | 32,756 | 36,032 | ||
| Total cash and cash equivalents | 37,271 | 40,056 | ||
| Securities available-for-sale, at fair value (amortized cost of 48,206 and 33,215, respectively) | 44,853 | 29,294 | ||
| Gross unrealized losses-USGovernment Agencies Debt Securities | 1,547 | - | ||
| Fair value-USGovernment Agencies Debt Securities | 11,453 | - | ||
| Gross unrealized gains-Municipal Bonds | 77 | - | ||
| Gross unrealized losses-Municipal Bonds | 11 | - | ||
| Fair value-Municipal Bonds | 2,011 | - | ||
| Securities held-to-maturity (fair value of 13,464 and 11,284, respectively) | 14,945 | 14,948 | ||
| Loans receivable, net of unearned income | 164,767 | 167,569 | ||
| Allowance for credit losses | 2,397 | 2,431 | ||
| Loans receivable, net | 162,370 | 165,138 | ||
| Accrued interest receivable | 861 | 883 | ||
| Foreclosed assets | 76 | 80 | ||
| Premises and equipment, net | 5,954 | 5,977 | ||
| Stock in correspondent banks, at cost | 939 | 825 | ||
| Bank-owned life insurance | 14,849 | 14,726 | ||
| Other assets | 1,716 | 1,858 | ||
| Total assets | 283,834 | 273,785 | ||
| Non-interest-bearing | 27,617 | 31,155 | ||
| Interest-bearing | 158,755 | 151,056 | ||
| Total deposits | 186,372 | 182,211 | ||
| Borrowings | 14,693 | 9,647 | ||
| Other liabilities | 1,184 | 1,128 | ||
| Total liabilities | 202,249 | 192,986 | ||
| Common stock, 0.01 par value 30,000,000 shares authorized 4,129,604 and 4,278,150 issued and outstanding at september 30, 2025 and december 31, 2024, respectively | 41 | 41 | ||
| Additional paid-in capital | 37,997 | 38,259 | ||
| Unallocated common stock held by benefit plans | 5,260 | 5,596 | ||
| Retained earnings | 51,456 | 50,967 | ||
| Accumulated other comprehensive loss | -2,649 | -2,872 | ||
| Total shareholders' equity | 81,585 | 80,799 | ||
| Total liabilities and shareholders' equity | 283,834 | 273,785 | ||
Catalyst Bancorp, Inc. (CLST)
Catalyst Bancorp, Inc. (CLST)