For the quarter ending 2026-03-31, CLST has $288,508K in assets. $206,299K in debts. $38,533K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Non-interest-bearing cash | 4,898 | 4,132 | 4,515 | 4,024 |
| Interest-bearing cash and due from banks | 33,635 | 21,073 | 32,756 | 36,032 |
| Total cash and cash equivalents | 38,533 | 25,205 | 37,271 | 40,056 |
| Securities available-for-sale, at fair value (amortized cost of 51,350 and 53,517, respectively) | 48,216 | 50,467 | 44,853 | 29,294 |
| Gross unrealized losses-USGovernment Agencies Debt Securities | 1,451 | 1,423 | 1,547 | - |
| Fair value-USGovernment Agencies Debt Securities | 11,549 | 11,577 | 11,453 | - |
| Gross unrealized gains-Municipal Bonds | 9 | 83 | 77 | - |
| Gross unrealized losses-Municipal Bonds | 43 | 10 | 11 | - |
| Fair value-Municipal Bonds | 1,880 | 1,990 | 2,011 | - |
| Securities held-to-maturity (fair value of 13,429 and 13,567, respectively) | 14,914 | 14,917 | 14,945 | 14,948 |
| Loans receivable, net of unearned income | 163,677 | 170,210 | 164,767 | 167,569 |
| Allowance for credit losses | 2,295 | 2,367 | 2,397 | 2,431 |
| Loans receivable, net | 161,382 | 167,843 | 162,370 | 165,138 |
| Accrued interest receivable | 849 | 907 | 861 | 883 |
| Foreclosed assets | 34 | 34 | 76 | 80 |
| Premises and equipment, net | 5,749 | 5,850 | 5,954 | 5,977 |
| Stock in correspondent banks, at cost | 1,963 | 1,139 | 939 | 825 |
| Bank-owned life insurance | 15,117 | 14,983 | 14,849 | 14,726 |
| Other assets | 1,751 | 1,582 | 1,716 | 1,858 |
| Total assets | 288,508 | 282,927 | 283,834 | 273,785 |
| Non-interest-bearing | 34,739 | 29,991 | 27,617 | 31,155 |
| Interest-bearing | 160,634 | 155,283 | 158,755 | 151,056 |
| Total deposits | 195,373 | 185,274 | 186,372 | 182,211 |
| Borrowings | 9,759 | 14,732 | 14,693 | 9,647 |
| Other liabilities | 1,167 | 1,196 | 1,184 | 1,128 |
| Total liabilities | 206,299 | 201,202 | 202,249 | 192,986 |
| Common stock, 0.01 par value 30,000,000 shares authorized 4,058,297 and 4,074,911 issued and outstanding, respectively | 41 | 41 | 41 | 41 |
| Additional paid-in capital | 37,303 | 37,363 | 37,997 | 38,259 |
| Unallocated common stock held by benefit plans | 5,129 | 5,182 | 5,260 | 5,596 |
| Retained earnings | 52,470 | 51,912 | 51,456 | 50,967 |
| Accumulated other comprehensive loss | -2,476 | -2,409 | -2,649 | -2,872 |
| Total shareholders' equity | 82,209 | 81,725 | 81,585 | 80,799 |
| Total liabilities and shareholders' equity | 288,508 | 282,927 | 283,834 | 273,785 |