CLST: the balance sheet

MyFinsight

For the year ending 2025-12-31, CLST has $282,927K in assets. $201,202K in debts. $25,205K in cash and cash equivalents.

Balance Sheets	2025-12-31
Non-interest-bearing cash	4,132
Interest-bearing cash and due from banks	21,073
Total cash and cash equivalents	25,205
Securities available-for-sale, at fair value (amortized cost of 53,517 and 33,215, respectively)	50,467
Gross unrealized losses-USGovernment Agencies Debt Securities	1,423
Fair value-USGovernment Agencies Debt Securities	11,577
Gross unrealized gains-Municipal Bonds	83
Gross unrealized losses-Municipal Bonds	10
Fair value-Municipal Bonds	1,990
Securities held-to-maturity (fair value of 13,567 and 11,284, respectively)	14,917
Loans receivable, net of unearned income	170,210
Allowance for credit losses	2,367
Loans receivable, net	167,843
Accrued interest receivable	907
Foreclosed assets	34
Premises and equipment, net	5,850
Stock in correspondent banks, at cost	1,139
Bank-owned life insurance	14,983
Other assets	1,582
Total assets	282,927

Non-interest-bearing	29,991
Interest-bearing	155,283
Total deposits	185,274
Borrowings	14,732
Other liabilities	1,196
Total liabilities	201,202
Common stock, 0.01 par value 30,000,000 shares authorized 4,074,911 and 4,278,150 issued and outstanding, respectively	41
Additional paid-in capital	37,363
Unallocated common stock held by benefit plans	5,182
Retained earnings	51,912
Accumulated other comprehensive loss	-2,409
Total shareholders' equity	81,725
Total liabilities and shareholders' equity	282,927

Unit: Thousand (K) dollars (except for numbers of shares and EPS).