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Catalyst Bancorp, Inc. (CLST)

Catalyst Bancorp, Inc. (CLST)

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Balance Sheets Overview

Debt to Asset Ratio
71.51%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans receivable, net
    • Securities available-for-sale, a...
    • Total cash and cash equivalents
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Retained earnings
    • Additional paid-in capital
    • Others
Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Non-interest-bearing cash
4,898
4,132
4,515
4,024
Interest-bearing cash and due from banks
33,635
21,073
32,756
36,032
Total cash and cash equivalents
38,533
25,205
37,271
40,056
Securities available-for-sale, at fair value (amortized cost of 51,350 and 53,517, respectively)
48,216
50,467
44,853
29,294
Securities held-to-maturity (fair value of 13,429 and 13,567, respectively)
14,914
14,917
14,945
14,948
Loans receivable, net of unearned income
163,677
170,210
164,767
167,569
Allowance for credit losses
2,295
2,367
2,397
2,431
Loans receivable, net
161,382
167,843
162,370
165,138
Accrued interest receivable
849
907
861
883
Foreclosed assets
34
34
76
80
Premises and equipment, net
5,749
5,850
5,954
5,977
Stock in correspondent banks, at cost
1,963
1,139
939
825
Bank-owned life insurance
15,117
14,983
14,849
14,726
Other assets
1,751
1,582
1,716
1,858
Total assets
288,508
282,927
283,834
273,785
Non-interest-bearing
34,739
29,991
27,617
31,155
Interest-bearing
160,634
155,283
158,755
151,056
Total deposits
195,373
185,274
186,372
182,211
Borrowings
9,759
14,732
14,693
9,647
Other liabilities
1,167
1,196
1,184
1,128
Total liabilities
206,299
201,202
202,249
192,986
Common stock, 0.01 par value 30,000,000 shares authorized 4,058,297 and 4,074,911 issued and outstanding, respectively
41
41
41
41
Additional paid-in capital
37,303
37,363
37,997
38,259
Unallocated common stock held by benefit plans
5,129
5,182
5,260
5,596
Retained earnings
52,470
51,912
51,456
50,967
Accumulated other comprehensive loss
-2,476
-2,409
-2,649
-2,872
Total shareholders' equity
82,209
81,725
81,585
80,799
Total liabilities and shareholders' equity
288,508
282,927
283,834
273,785
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Loans receivable, netof unearned income$163,677K Interest-bearing cash and due frombanks$33,635K Non-interest-bearing cash$4,898K Loans receivable, net$161,382K Securitiesavailable-for-sale, at fair value...$48,216K Total cash and cashequivalents$38,533K Bank-owned life insurance$15,117K Securitiesheld-to-maturity (fair value of...$14,914K Premises and equipment,net$5,749K Stock incorrespondent banks, at cost$1,963K Other assets$1,751K Accrued interestreceivable$849K Foreclosed assets$34K Allowance for creditlosses$2,295K Total assets$288,508K Total liabilities andshareholders' equity$288,508K Total liabilities$206,299K Total shareholders'equity$82,209K Unallocated common stockheld by benefit plans$5,129K Accumulated othercomprehensive loss-$2,476K Total deposits$195,373K Borrowings$9,759K Other liabilities$1,167K Retained earnings$52,470K Additional paid-in capital$37,303K Common stock, 0.01 parvalue 30,000,000...$41K Interest-bearing$160,634K Non-interest-bearing$34,739K