For the quarter ending 2025-09-30, CLST made $7,058K in revenue. $489K in net income. Net profit margin of 6.93%.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Loans receivable, including fees | 2,816 | 2,792 | ||
| Investment securities | 345 | 294 | ||
| Cash and due from banks | 345 | 353 | ||
| Other earning assets | 7 | 22 | ||
| Total interest income | 3,513 | 3,461 | ||
| Deposits | 983 | 925 | ||
| Borrowings | 80 | 68 | ||
| Total interest expense | 1,063 | 993 | ||
| Net interest income | 2,450 | 2,468 | ||
| Provision for (reversal of) credit losses | -36 | - | ||
| Net interest income after provision for (reversal of) credit losses | 2,486 | 2,468 | ||
| Service charges on deposit accounts | 172 | 202 | ||
| Bank-owned life insurance | 123 | 119 | ||
| Gain (loss) on sale of fixed assets | -1 | - | ||
| Other | 21 | 23 | ||
| Total non-interest income (loss) | 315 | 344 | ||
| Salaries and employee benefits | 1,312 | 1,262 | ||
| Occupancy and equipment | 220 | 208 | ||
| Data processing and communication | 179 | 176 | ||
| Professional fees | 91 | 114 | ||
| Directors' fees | 123 | 117 | ||
| Atm and debit card | 24 | - | ||
| Foreclosed assets, net | 7 | 18 | ||
| Advertising and marketing | 35 | 20 | ||
| Atm and debit card | - | 29 | ||
| Regulatory fees and assessments | 34 | 33 | ||
| Franchise and shares tax | 14 | 14 | ||
| Other | 163 | 187 | ||
| Total non-interest expense | 2,202 | 2,178 | ||
| Income (loss) before income tax expense (benefit) | 599 | 634 | ||
| Income tax expense (benefit) | 110 | 113 | ||
| Net income (loss) | 489 | 521 | ||
| Earnings per share, basic | 0.13 | 0.14 | ||
| Earnings per share, diluted | 0.13 | 0.14 | ||
| Weighted average number of shares outstanding, basic | 3,637,000 | 3,661,000 | ||
| Weighted average number of shares outstanding, diluted | 3,658,000 | 3,671,000 | ||
Catalyst Bancorp, Inc. (CLST)
Catalyst Bancorp, Inc. (CLST)