The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Income before income taxes and equity in undistributed earnings of subsidiaries | 6,692 | - | - | - |
| Income tax benefit | -122 | - | - | - |
| Income before equity in undistributed earnings of subsidiaries | 6,814 | - | - | - |
| Equity in undistributed earnings of subsidiaries | -4,361 | - | - | - |
| Net income | 2,453 | 4,750 | 4,887 | 7,360 |
| Provision for credit losses | 20,655 | 11,716 | 10,426 | 5,847 |
| Depreciation and amortization, net | 5,260 | 3,237 | 3,226 | 3,210 |
| Deferred tax benefit | -1,907 | -853 | -723 | -772 |
| Net securities losses | 0 | -35 | -34 | -9 |
| Loss on sales of loans | -3 | -29 | -6 | 196 |
| Gain on sale of discontinued operations | 483 | - | - | - |
| Stock-based compensation expense | 776 | 569 | 513 | 314 |
| Other fair value adjustments | -111 | -65 | -51 | -40 |
| Originations and purchases | 5,741 | 3,688 | 4,602 | 8,822 |
| Proceeds from sales and paydowns | 5,231 | 3,870 | 4,432 | 9,679 |
| Changes in interest receivable | 34 | 54 | 359 | 641 |
| Changes in other assets | 610 | 426 | -716 | 2,973 |
| Changes in interest payable | -169 | 17 | 122 | 246 |
| Changes in other liabilities | 2,089 | -1,104 | 1,846 | 511 |
| Net change from discontinued operations | 84 | -4 | 0 | -3 |
| Net cash from operating activities | 27,718 | 18,159 | 20,575 | 13,809 |
| Purchases | 18,162 | 17,183 | 10,446 | 14,850 |
| Proceeds from paydowns and maturities | 17,905 | 11,849 | 8,841 | 19,074 |
| Proceeds from sales | 1 | 175 | 290 | 2,570 |
| Proceeds from sales of securities related to the transaction | 9,696 | - | - | - |
| Net changes in loans originated as held for investment | 36,815 | 21,431 | 17,822 | 35,885 |
| Principal recoveries of loans previously charged off | 5,064 | 3,001 | 2,288 | 2,091 |
| Changes in premises and equipment | 1,578 | 1,204 | 961 | 934 |
| Net cash received (paid) in acquisitions | -16,465 | 0 | 2,785 | 1,176 |
| Proceeds from divestiture of business | 8,800 | - | - | - |
| Net cash used in other investing activities | 1,820 | 1,617 | 1,325 | 628 |
| Net cash used in investing activities | -444 | -26,410 | -21,920 | -29,738 |
| Changes in deposits | 5,931 | 14,156 | 15,172 | 22,539 |
| Issuance of securitized debt obligations | 3,535 | 1,805 | 3,292 | 9,728 |
| Maturities and paydowns of securitized debt obligations | 10,934 | 5,828 | 2,483 | 7,060 |
| Issuance of senior and subordinated notes and long-term fhlb advances | 4,979 | 3,985 | 8,218 | 21,272 |
| Maturities and paydowns of senior and subordinated notes | 6,922 | 4,411 | 8,436 | 15,561 |
| Changes in other borrowings | 517 | 27 | -351 | 44 |
| Net proceeds from issuances | 400 | 323 | 299 | 276 |
| Dividends paid | 1,516 | 932 | 931 | 950 |
| Net proceeds from issuances | 0 | - | 0 | 0 |
| Dividends paid | 252 | 228 | 228 | 228 |
| Redemptions | 500 | - | 0 | 0 |
| Purchases of treasury stock | 4,099 | 734 | 718 | 4,948 |
| Proceeds from share-based payment activities | 9 | 4 | 10 | 19 |
| Net cash from (used in) financing activities | -8,852 | 8,167 | 13,844 | 25,131 |
| Changes in cash, cash equivalents and restricted cash for securitization investors | 18,422 | -84 | 12,499 | 9,202 |
| Cash, cash equivalents and restricted cash for securitization investors, beginning of the period | - | 43,755 | 31,256 | 22,054 |
| Cash, cash equivalents and restricted cash for securitization investors, end of the period | - | 43,671 | 43,755 | 31,256 |
CAPITAL ONE FINANCIAL CORP (COF-PN)
CAPITAL ONE FINANCIAL CORP (COF-PN)