Financial insights of COF-PN

MyFinsight

For the year ending 2025-12-31, COF-PN made $53,434M in revenue. $2,181M in net income. Net profit margin of 4.08%.

Unit: Million (M) dollars (except for numbers of shares and EPS)

Income Statement	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Total net revenue (loss)	53,434	39,112	36,787	34,250
Provision for credit losses	20,655	11,716	10,426	5,847
Non-interest expense	30,498	21,486	20,316	19,163
Income from continuing operations before income taxes	2,281	5,910	6,045	9,240
Income tax provision	193	1,163	1,158	1,880
Income (loss) from continuing operations, net of tax	2,088	4,747	4,887	7,360
Income from discontinued operations, net of tax	365	3	0	0
Net income	2,453	4,750	4,887	7,360
Dividends and undistributed earnings allocated to participating securities	26	77	77	88
Preferred stock dividends	252	228	228	228
Issuance cost for redeemed preferred stock	-	-	0	0
Discount on redeemed preferred stock	-6	-	-	-
Net income available to common stockholders	2,181	4,445	4,582	7,044

Net income (loss) per basic common share (in dollars per share)	4.03	11.61	11.98	17.98
Net income (loss) per diluted common share (in dollars per share)	4.03	11.59	11.95	17.91
Total weighted-average basic common shares outstanding (in shares)	540,700,000	382,700,000	382,400,000	391,800,000
Total weighted-average diluted common shares outstanding (in shares)	541,300,000	383,600,000	383,400,000	393,200,000