For the year ending 2025-12-31, COLB had $502M increase in cash & cash equivalents over the period.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 550 |
| Deferred income tax expense | 54 |
| Accretion of investment discounts, net | 92 |
| Provision for credit losses | 150 |
| Change in cash surrender value of bank-owned life insurance | 26 |
| Depreciation, amortization and accretion, net | 141 |
| Gain on sale of premises and equipment | 7 |
| Additions to residential mortgage servicing rights carried at fair value | 7 |
| Change in fair value of residential mortgage servicing rights carried at fair value | -16 |
| Stock-based compensation | 33 |
| Net increase in equity and other investments | 12 |
| Gain on investment securities, net | 6 |
| Gain on sale of loans and leases, net | 15 |
| Change in fair value of loans held for sale | -15 |
| Origination of loans held for sale | 642 |
| Proceeds from sales of loans held for sale | 748 |
| Net decrease (increase) in other assets | -75 |
| Net decrease in other liabilities | -229 |
| Net cash provided by operating activities | 746 |
| Purchases of investment securities available for sale | 2,402 |
| Proceeds from investment securities available for sale | 2,771 |
| Purchases of restricted equity securities | 301 |
| Redemption of restricted equity securities | 390 |
| Net change in loans and leases | -745 |
| Proceeds from sales of loans and leases | 138 |
| Purchases of premises and equipment, net of proceeds from sales | 40 |
| Proceeds from bank-owned life insurance death benefits | 9 |
| Purchase of bank-owned life insurance | 16 |
| Proceeds from sale of mortgage servicing rights | 0 |
| Cash received in an acquisition | -874 |
| Other | -4 |
| Net cash provided by investing activities | 2,172 |
| Net (decrease) increase in deposit liabilities | -2,035 |
| Net decrease in federal funds purchased | 0 |
| Net decrease in securities sold under agreements to repurchase | -30 |
| Proceeds from borrowings | 11,675 |
| Repayment of borrowings | 11,575 |
| Repayment of subordinated debentures | 10 |
| Net proceeds from issuance of common stock under espp | 3 |
| Dividends paid on common stock | 335 |
| Repurchase and retirement of common stock | 109 |
| Net cash used in financing activities | -2,416 |
| Net increase (decrease) in cash and cash equivalents | 502 |
| Cash and cash equivalents, beginning of period | 1,878 |
| Cash and cash equivalents, end of period | 2,380 |
COLUMBIA BANKING SYSTEM, INC. (COLB)
COLUMBIA BANKING SYSTEM, INC. (COLB)