| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 335,000 | 239,032 |
| Gain on sale of investment securities, net | - | 5 |
| Deferred income tax expense | 30,000 | - |
| Accretion of investment discounts, net | 64,000 | 37,083 |
| Provision for credit losses | 127,000 | 56,852 |
| Change in cash surrender value of bank-owned life insurance | 16,000 | 10,573 |
| Depreciation, amortization and accretion, net | 102,000 | 67,919 |
| Gain on sale of premises and equipment | 6,000 | 3,252 |
| Additions to residential mortgage servicing rights carried at fair value | 5,000 | 3,506 |
| Change in fair value of residential mortgage servicing rights carried at fair value | -12,000 | -9,001 |
| Stock-based compensation | 23,000 | 16,247 |
| Net increase in equity and other investments | 13,000 | 12,713 |
| Gain on investment securities, net | 4,000 | 2,112 |
| Gain on sale of loans and leases, net | 11,000 | 6,548 |
| Change in fair value of loans held for sale | -18,000 | 617 |
| Origination of loans held for sale | 466,000 | 299,843 |
| Proceeds from sales of loans held for sale | 483,000 | 321,916 |
| Net decrease (increase) in other assets | -43,000 | -24,685 |
| Net decrease in other liabilities | -123,000 | -130,593 |
| Net cash provided by operating activities | 465,000 | 228,807 |
| Purchases of investment securities available for sale | 2,157,000 | 547,550 |
| Proceeds from investment securities available for sale | 2,540,000 | 371,534 |
| Purchases of restricted equity securities | 187,000 | 137,601 |
| Redemption of restricted equity securities | 316,000 | 126,245 |
| Net change in loans and leases | -189,000 | 33,143 |
| Proceeds from sales of loans and leases | 43,000 | 7,502 |
| Purchases of premises and equipment, net of proceeds from sales | 30,000 | 22,002 |
| Proceeds from bank-owned life insurance death benefits | 2,000 | 2,193 |
| Purchase of bank-owned life insurance | 3,000 | 2,700 |
| Cash received in the acquisition of pacific premier | -874,000 | - |
| Other | -2,000 | -1,582 |
| Net cash provided by investing activities | 1,589,000 | -233,940 |
| Net decrease in deposit liabilities | -488,000 | 21,925 |
| Net decrease in securities sold under agreements to repurchase | -70,000 | -45,192 |
| Proceeds from borrowings | 8,325,000 | 5,525,000 |
| Repayment of borrowings | 9,125,000 | 5,275,000 |
| Net proceeds from issuance of common stock under employee stock purchase plan | 3,000 | 1,384 |
| Dividends paid on common stock | 226,000 | 150,468 |
| Repurchase and retirement of common stock | 9,000 | 8,601 |
| Net cash used in financing activities | -1,590,000 | 69,048 |
| Net increase (decrease) in cash and cash equivalents | 464,000 | 63,915 |
| Cash and cash equivalents at beginning of period | 1,879,000 | - |
| Cash and cash equivalents at end of period | 2,343,000 | - |
COLUMBIA BANKING SYSTEM, INC. (COLB)
COLUMBIA BANKING SYSTEM, INC. (COLB)