| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Interest and fees on loans and leases | 619,000 | 564,343 | 552,562 | 588,603 |
| Taxable | 89,000 | 80,316 | 68,688 | 76,074 |
| Exempt from federal income tax | 8,000 | 6,769 | 6,807 | 6,855 |
| Total interest expense | - | - | - | 268,678 |
| Dividends | 4,000 | 3,444 | 2,792 | 2,681 |
| Interest on temporary investments and interest-bearing deposits | 20,000 | 15,817 | 16,394 | 24,683 |
| Total interest income | 740,000 | 670,689 | 647,243 | 698,896 |
| Interest on borrowings | - | - | - | 49,636 |
| Interest on deposits | 195,000 | 180,154 | 176,634 | 208,027 |
| Interest on securities sold under agreement to repurchase and federal funds purchased | 1,000 | 955 | 974 | 1,121 |
| Interest on borrowings | 30,000 | 34,542 | 36,074 | - |
| Interest on junior and other subordinated debentures | 9,000 | 8,592 | 8,566 | 9,894 |
| Total interest expense | 235,000 | 224,243 | 222,248 | - |
| Net interest income | 505,000 | 446,446 | 424,995 | 430,218 |
| Revenue from contract with customer-Card Based Fees | - | 14,559 | - | - |
| Provision for credit losses | 70,000 | 29,449 | 27,403 | 28,769 |
| Revenue from contract with customer-Investment Advisory Management And Administrative Service | - | 5,842 | - | - |
| Net interest income after provision for credit losses | 435,000 | 416,997 | 397,592 | 401,449 |
| Revenue from contract with customer-Total Service Chargeson Deposits | 21,000 | 19,669 | - | - |
| Revenue from contract with customer-Card Based Fees | 15,000 | - | - | - |
| Revenue from contract with customer-Investment Advisory Management And Administrative Service | 9,000 | - | - | - |
| Gain (loss) on equity securities, net | - | 410 | 1,702 | 2,272 |
| Residential mortgage banking revenue, net | 7,000 | 7,343 | 9,334 | 6,668 |
| Gain on investment securities, net | 2,000 | 1 | 4 | 3 |
| Loss on loan and lease sales, net | 0 | 172 | 97 | 161 |
| Gain (loss) on certain loans held for investment, at fair value | 4,000 | 212 | 7,016 | - |
| Revenue from contract with customer | - | - | 37,059 | 38,223 |
| Bank-owned life insurance income | 6,000 | 5,184 | 4,883 | 4,674 |
| Other income | 13,000 | 11,070 | 6,282 | 14,158 |
| Total non-interest income | 77,000 | 64,462 | 66,377 | 66,159 |
| Salaries and employee benefits | 171,000 | 154,883 | 145,239 | 147,268 |
| Occupancy and equipment, net | 54,000 | 47,178 | 48,170 | 45,056 |
| Communications | 3,000 | 3,350 | 3,426 | 3,322 |
| Marketing | 4,000 | 2,805 | 3,397 | 3,078 |
| Services | 15,000 | 13,296 | 16,078 | 15,013 |
| Deposit costs | 6,000 | - | - | - |
| Fdic assessments | 8,000 | 8,144 | 8,022 | 9,332 |
| Business combination, acquisition related costs | - | - | - | 2,364 |
| Intangible amortization | 31,000 | 25,826 | 27,979 | 29,055 |
| Merger and restructuring expense | 87,000 | 8,186 | 14,379 | - |
| Legal settlement | 0 | 0 | -55,000 | - |
| Other expenses | 14,000 | 14,327 | 18,432 | 16,870 |
| Total non-interest expense | 393,000 | 277,995 | 340,122 | 271,358 |
| Income before provision for income taxes | 119,000 | 203,464 | 123,847 | 196,250 |
| Provision for income taxes | 23,000 | 51,041 | 37,238 | 50,068 |
| Net income | 96,000 | 152,423 | 86,609 | 146,182 |
| Basic (in dollars per share) | 0.4 | 0.73 | 0.41 | 0.7 |
| Basic (in shares) | 237,838,000 | 209,125,000 | 208,800,000 | 208,545,000 |
| Diluted (in dollars per share) | 0.4 | 0.73 | 0.41 | 0.7 |
| Diluted (in shares) | 238,925,000 | 209,975,000 | 210,023,000 | 209,454,000 |
COLUMBIA BANKING SYSTEM, INC. (COLB)
COLUMBIA BANKING SYSTEM, INC. (COLB)