For the quarter ending 2025-09-30, COLB made $1,445,000,000 in revenue. $96,000,000 in net income. Net profit margin of 6.64%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 |
|---|---|---|---|---|
| Interest and fees on loans and leases | 619,000,000 | 564,343,000 | 552,562,000 | 573,943,500 |
| Taxable | 89,000,000 | 80,316,000 | 68,688,000 | 75,135,500 |
| Exempt from federal income tax | 8,000,000 | 6,769,000 | 6,807,000 | 6,878,000 |
| Dividends | 4,000,000 | 3,444,000 | 2,792,000 | 3,192,500 |
| Interest on temporary investments and interest-bearing deposits | 20,000,000 | 15,817,000 | 16,394,000 | 21,254,500 |
| Total interest income | 740,000,000 | 670,689,000 | 647,243,000 | 680,404,000 |
| Interest on deposits | 195,000,000 | 180,154,000 | 176,634,000 | 193,736,000 |
| Interest on securities sold under agreement to repurchase and federal funds purchased | 1,000,000 | 955,000 | 974,000 | 1,118,500 |
| Interest on borrowings | 30,000,000 | 34,542,000 | 36,074,000 | 47,560,250 |
| Interest on junior and other subordinated debentures | 9,000,000 | 8,592,000 | 8,566,000 | 9,588,500 |
| Total interest expense | 235,000,000 | 224,243,000 | 222,248,000 | 259,209,500 |
| Net interest income | 505,000,000 | 446,446,000 | 424,995,000 | 430,367,500 |
| Revenue from contract with customer-Card Based Fees | - | 14,559,000 | - | - |
| Provision for credit losses | 70,000,000 | 29,449,000 | 27,403,000 | 22,667,500 |
| Revenue from contract with customer-Investment Advisory Management And Administrative Service | - | 5,842,000 | - | - |
| Net interest income after provision for credit losses | 435,000,000 | 416,997,000 | 397,592,000 | 407,700,000 |
| Revenue from contract with customer-Total Service Chargeson Deposits | 21,000,000 | 19,669,000 | - | - |
| Revenue from contract with customer-Card Based Fees | 15,000,000 | - | - | - |
| Revenue from contract with customer-Investment Advisory Management And Administrative Service | 9,000,000 | - | - | - |
| Gain (loss) on equity securities, net | - | 410,000 | 1,702,000 | -1,494,500 |
| Residential mortgage banking revenue, net | 7,000,000 | 7,343,000 | 9,334,000 | 5,796,000 |
| Gain on investment securities, net | 2,000,000 | 1,000 | 4,000 | 11,000 |
| Loss on loan and lease sales, net | 0 | 172,000 | 97,000 | -749,000 |
| Gain (loss) on certain loans held for investment, at fair value | 4,000,000 | 212,000 | 7,016,000 | - |
| Revenue from contract with customer | - | - | 37,059,000 | 36,005,500 |
| Bank-owned life insurance income | 6,000,000 | 5,184,000 | 4,883,000 | 4,690,500 |
| Other income | 13,000,000 | 11,070,000 | 6,282,000 | 5,792,500 |
| Total non-interest income | 77,000,000 | 64,462,000 | 66,377,000 | 50,052,000 |
| Salaries and employee benefits | 171,000,000 | 154,883,000 | 145,239,000 | 148,248,000 |
| Occupancy and equipment, net | 54,000,000 | 47,178,000 | 48,170,000 | 46,084,500 |
| Communications | 3,000,000 | 3,350,000 | 3,426,000 | 3,570,500 |
| Marketing | 4,000,000 | 2,805,000 | 3,397,000 | 2,826,500 |
| Services | 15,000,000 | 13,296,000 | 16,078,000 | 14,000,500 |
| Deposit costs | 6,000,000 | - | - | - |
| Fdic assessments | 8,000,000 | 8,144,000 | 8,022,000 | 11,290,500 |
| Intangible amortization | 31,000,000 | 25,826,000 | 27,979,000 | 30,573,000 |
| Merger and restructuring expense | 87,000,000 | 8,186,000 | 14,379,000 | 5,928,250 |
| Legal settlement | 0 | 0 | -55,000,000 | - |
| Other expenses | 14,000,000 | 14,327,000 | 18,432,000 | 17,098,500 |
| Total non-interest expense | 393,000,000 | 277,995,000 | 340,122,000 | 277,046,000 |
| Income before provision for income taxes | 119,000,000 | 203,464,000 | 123,847,000 | 180,706,000 |
| Provision for income taxes | 23,000,000 | 51,041,000 | 37,238,000 | 47,031,500 |
| Net income | 96,000,000 | 152,423,000 | 86,609,000 | 133,674,500 |
| Basic (in dollars per share) | 0.4 | 0.73 | 0.41 | 0.64 |
| Basic (in shares) | 237,838,000 | 209,125,000 | 208,800,000 | -104,290,000 |
| Diluted (in dollars per share) | 0.4 | 0.73 | 0.41 | 0.64 |
| Diluted (in shares) | 238,925,000 | 209,975,000 | 210,023,000 | -104,564,000 |
COLUMBIA BANKING SYSTEM, INC. (COLB)
COLUMBIA BANKING SYSTEM, INC. (COLB)