| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 6,340 | 7,910 | ||
| Interest-bearing deposits in other banks | 2,549 | 10 | ||
| Total cash and cash equivalents | 8,889 | 7,920 | ||
| Investment securities - available for sale | 59,670 | 61,097 | ||
| Held to maturity, gross unrealized gains-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC | 1 | - | ||
| Held to maturity, fair value-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC | 59 | - | ||
| Held to maturity, gross unrealized gains-Government National Mortgage Association Certificates And Obligations GNMA | 1 | - | ||
| Held to maturity, fair value-Government National Mortgage Association Certificates And Obligations GNMA | 39 | - | ||
| Held to maturity, gross unrealized gains-Federal National Mortgage Association Certificates And Obligations FNMA | 2 | - | ||
| Held to maturity, fair value-Federal National Mortgage Association Certificates And Obligations FNMA | 98 | - | ||
| Investment securities - held to maturity | 192 | 210 | ||
| Loans, net of unearned income | 422,320 | 413,222 | ||
| Allowance for credit losses on loans | 5,523 | 5,439 | ||
| Loans, net | 416,797 | 407,783 | ||
| Accrued interest receivable | 3,809 | 3,097 | ||
| Federal home loan bank (fhlb) stock - at cost | 626 | 619 | ||
| Premises and equipment - net | 13,372 | 13,413 | ||
| Deferred income taxes | 2,477 | 2,609 | ||
| Mortgage servicing rights | 402 | 381 | ||
| Other assets | 3,769 | 3,748 | ||
| Total assets | 510,003 | 500,877 | ||
| Noninterest bearing deposits | 63,980 | 63,986 | ||
| Demand and now checking | 125,927 | 131,156 | ||
| Money market | 32,151 | 32,908 | ||
| Savings | 45,961 | 46,359 | ||
| Time deposits over 250,000 | 34,025 | 33,229 | ||
| Other time deposits | 106,146 | 92,998 | ||
| Total deposits | 408,190 | 400,636 | ||
| Borrowings | 8,500 | 8,466 | ||
| Pension liability | 1,378 | 1,419 | ||
| Advances from borrowers for taxes and insurance | 1,111 | 1,502 | ||
| Accrued interest payable | 1,738 | 1,383 | ||
| Accounts payable, accrued expenses and other liabilities | 2,906 | 2,825 | ||
| Total liabilities | 423,823 | 416,231 | ||
| Common stock (0.01 par value, 10,000,000 shares authorized, 4,217,338 shares issued and outstanding at september 30, 2025 and 4,231,742 shares issued and outstanding at march 31, 2025) | 41 | 41 | ||
| Additional paid-in capital | 39,442 | 39,292 | ||
| Retained earnings | 52,405 | 51,554 | ||
| Unallocated common shares held by employee stock ownership plan (esop) | 2,941 | 2,974 | ||
| Accumulated other comprehensive loss, net | -2,767 | -3,267 | ||
| Total stockholders' equity | 86,180 | 84,646 | ||
| Total liabilities and stockholders' equity | 510,003 | 500,877 | ||
Central Plains Bancshares, Inc. (CPBI)
Central Plains Bancshares, Inc. (CPBI)