For the quarter ending 2025-12-31, CPBI has $535,738K in assets. $447,980K in debts. $28,108K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Cash and due from banks | 7,731 | 6,340 | 7,910 | |
| Interest-bearing deposits in other banks | 20,377 | 2,549 | 10 | |
| Total cash and cash equivalents | 28,108 | 8,889 | 7,920 | |
| Investment securities - available for sale | 58,889 | 59,670 | 61,097 | |
| Held to maturity, gross unrealized gains-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC | 1 | 1 | - | |
| Held to maturity, fair value-Federal Home Loan Mortgage Corporation Certificates And Obligations FHLMC | 57 | 59 | - | |
| Held to maturity, gross unrealized gains-Government National Mortgage Association Certificates And Obligations GNMA | 0 | 1 | - | |
| Held to maturity, fair value-Government National Mortgage Association Certificates And Obligations GNMA | 36 | 39 | - | |
| Held to maturity, gross unrealized gains-Federal National Mortgage Association Certificates And Obligations FNMA | 2 | 2 | - | |
| Held to maturity, fair value-Federal National Mortgage Association Certificates And Obligations FNMA | 94 | 98 | - | |
| Investment securities - held to maturity | 184 | 192 | 210 | |
| Loans, net of unearned income | 430,243 | 422,320 | 413,222 | |
| Allowance for credit losses on loans | 5,586 | 5,523 | 5,439 | |
| Loans, net | 424,657 | 416,797 | 407,783 | |
| Accrued interest receivable | 3,318 | 3,809 | 3,097 | |
| Federal home loan bank (fhlb) stock - at cost | 633 | 626 | 619 | |
| Premises and equipment - net | 13,173 | 13,372 | 13,413 | |
| Deferred income taxes | 2,364 | 2,477 | 2,609 | |
| Mortgage servicing rights | 410 | 402 | 381 | |
| Other assets | 4,002 | 3,769 | 3,748 | |
| Total assets | 535,738 | 510,003 | 500,877 | |
| Noninterest bearing deposits | 62,008 | 63,980 | 63,986 | |
| Demand and now checking | 145,407 | 125,927 | 131,156 | |
| Money market | 36,442 | 32,151 | 32,908 | |
| Savings | 47,531 | 45,961 | 46,359 | |
| Time deposits over 250,000 | 34,834 | 34,025 | 33,229 | |
| Other time deposits | 113,742 | 106,146 | 92,998 | |
| Total deposits | 439,964 | 408,190 | 400,636 | |
| Borrowings | - | 8,500 | 8,466 | |
| Pension liability | 1,338 | 1,378 | 1,419 | |
| Advances from borrowers for taxes and insurance | 1,649 | 1,111 | 1,502 | |
| Accrued interest payable | 1,721 | 1,738 | 1,383 | |
| Accounts payable, accrued expenses and other liabilities | 3,308 | 2,906 | 2,825 | |
| Total liabilities | 447,980 | 423,823 | 416,231 | |
| Common stock (0.01 par value, 10,000,000 shares authorized, 4,205,255 shares issued and outstanding at december 31, 2025 and 4,231,742 shares issued and outstanding at march 31, 2025) | 41 | 41 | 41 | |
| Additional paid-in capital | 39,535 | 39,442 | 39,292 | |
| Retained earnings | 53,507 | 52,405 | 51,554 | |
| Unallocated common shares held by employee stock ownership plan (esop) | 2,908 | 2,941 | 2,974 | |
| Accumulated other comprehensive loss, net | -2,417 | -2,767 | -3,267 | |
| Total stockholders' equity | 87,758 | 86,180 | 84,646 | |
| Total liabilities and stockholders' equity | 535,738 | 510,003 | 500,877 | |
Central Plains Bancshares, Inc. (CPBI)
Central Plains Bancshares, Inc. (CPBI)