Financial insights of CPBI

MyFinsight

For the quarter ending 2025-12-31.

Income Overview

Net Income
$1,175K
EPS
$0.31
Unit: Thousand (K) dollars

Income Statement	2025-12-31	2025-09-30	2025-06-30	2025-03-31
Loans-including fees	6,574	6,188	5,899	-
Investment securities	558	576	584	-
Fhlb stock	7	7	7	-
Federal funds sold	32	14	91	-
Borrowings under fhlb advances	-	35	2	-
Total interest and dividend income	7,171	6,785	6,581	-
Deposits	2,294	2,165	2,088	-
Borrowings	22	-	-	-
Total interest expense	2,316	2,200	2,090	-
Net interest income before provision for credit losses	4,855	4,585	4,491	-
Provision for (reversal of) credit losses	-	89	-3	-
Net interest income after provision for credit losses	4,855	4,496	4,494	-
Servicing fees on loans	37	33	31	-
Service charges on deposit accounts	201	197	192	-
Gain from real estate owned and other repossessed assets, net	-	-	1	-
Interchange income	310	327	328	-
Gain on sale of loans	96	98	77	-
Other non-interest income	60	24	25	-
Total non-interest income	704	679	654	-
Salaries and employee benefits	2,243	2,194	2,103	-
Occupancy and equipment	420	429	318	-
Interest income	-	-	-	65
Data processing	523	514	500	-
Total income	-	-	-	65*
Federal deposit insurance premiums	50	52	51	-
Non-interest expense	-	-	-	227
Debit card processing	69	70	64	-
Total expense	-	-	-	227*
Advertising	110	102	91	-
Losses before income tax benefit and equity in undistributed earnings of subsidiary	-	-	-	-162*
Other general and administrative expenses	669	699	792	-
Income tax benefit	-	-	-	-32*
Total non-interest expense	4,084	4,060	3,919	-
Losses before equity in undistributed losses earnings of subsidiary, total	-	-	-	-130*
Income before income tax expense	1,475	1,115	1,229	-
Equity in undistributed earnings of subsidiary	-	-	-	1,045*
Income tax expense	300	233	241	-
Net income	1,175	882	988	914

Basic EPS	0.31	0.23	0.26	0.239
Diluted EPS	0.31	0.23	0.26	0.239
Basic Average Shares	3,784,169	3,785,223	3,792,609	3,815,228
Diluted Average Shares	3,809,046	3,808,651	3,803,733	3,816,418

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$1,175K
EPS
$0.31
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$1,175K
EPS
$0.31
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$1,175KEPS$0.31Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$1,175KEPS$0.31Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$1,175K
EPS
$0.31
Unit: Thousand (K) dollars

Net Income
$1,175K
EPS
$0.31
Unit: Thousand (K) dollars