Financial insights of CPBI

MyFinsight

For the quarter ending 2025-09-30, CPBI made $13,724K in revenue. $882K in net income. Net profit margin of 6.43%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Loans-including fees	6,188	5,899
Investment securities	576	584
Fhlb stock	7	7
Federal funds sold	14	91
Total interest and dividend income	6,785	6,581
Deposits	2,165	2,088
Borrowings under fhlb advances	35	2
Total interest expense	2,200	2,090
Net interest income before provision for (reversal of) credit losses	4,585	4,491
Provision for (reversal of) credit losses	89	-3
Net interest income after provision for (reversal of) credit losses	4,496	4,494
Servicing fees on loans	33	31
Service charges on deposit accounts	197	192
Gain from real estate owned and other repossessed assets, net	-	1
Interchange income	327	328
Gain on sale of loans	98	77
Other non-interest income	24	25
Total non-interest income	679	654
Salaries and employee benefits	2,194	2,103
Occupancy and equipment	429	318
Data processing	514	500
Federal deposit insurance premiums	52	51
Debit card processing	70	64
Advertising	102	91
Other general and administrative expenses	699	792
Total non-interest expense	4,060	3,919
Income before income tax expense	1,115	1,229
Income tax expense	233	241
Net income	882	988

Earnings per share, basic, total	0.23	0.26
Earnings per share, diluted, total	0.23	0.26
Weighted average number of shares outstanding, basic	3,785,223	3,792,609
Weighted average number of shares outstanding, diluted	3,808,651	3,803,733