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Balance Sheets Overview

Debt to Asset Ratio
92.78%
Unit: Thousand (K) dollars
Assets Breakdown
    • Finance receivables measured at ...
    • Restricted cash and equivalents
    • Other assets
    • Others
Liabilities Breakdown
    • Securitization trust debt
    • Warehouse lines of credit
    • Retained earnings
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and cash equivalents
7,501
6,944
6,322
9,388
Restricted cash and equivalents
172,703
178,469
165,885
142,506
Finance receivables measured at fair value
4,212,167
3,835,789
3,655,855
3,624,941
Finance receivables, net
-
-
520
977
Furniture and equipment, net
1,265
1,342
771
882
Deferred tax assets, net
-
16
16
-
Other assets
28,585
30,239
28,824
31,082
Total assets
4,422,221
4,052,799
3,858,193
3,809,776
Accounts payable and accrued expenses
94,698
70,261
65,244
67,037
Warehouse lines of credit
679,900
467,138
324,871
340,645
Residual interest financing
168,809
181,383
142,982
149,501
Securitization trust debt
3,131,105
2,992,157
2,986,574
2,916,439
Subordinated renewable notes
28,461
27,508
28,986
28,589
Total liabilities
4,102,973
3,738,447
3,548,657
3,502,211
Preferred stock, value-Preferred Stock
0
0
0
0
Preferred stock, value-Series APreferred Stock
0
0
0
0
Preferred stock, value-Series BPreferred Stock
0
0
0
0
Common stock, no par value authorized 75,000,000 shares 21,598,965 and 21,842,457 shares issued and outstanding at june 30, 2026 and december 31, 2025, respectively
22,365
23,703
24,426
26,171
Retained earnings
298,158
291,924
286,385
281,404
Accumulated other comprehensive loss
-1,275
-1,275
-1,275
-10
Total shareholders equity
319,248
314,352
309,536
307,565
Total liabilities and shareholders equity
4,422,221
4,052,799
3,858,193
3,809,776
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Finance receivablesmeasured at fair value$4,212,167K (18.35%↑ Y/Y)Restricted cash andequivalents$172,703K (19.60%↑ Y/Y)Other assets$28,585K (-31.75%↓ Y/Y)Cash and cashequivalents$7,501K (-52.44%↓ Y/Y)Furniture and equipment,net$1,265K (21.63%↑ Y/Y)Total assets$4,422,221K (17.49%↑ Y/Y)Total liabilities andshareholders equity$4,422,221K (17.49%↑ Y/Y)Total liabilities$4,102,973K (18.56%↑ Y/Y)Total shareholdersequity$319,248K (5.33%↑ Y/Y)Accumulated othercomprehensive loss-$1,275K (-12650.00%↓ Y/Y)Securitization trust debt$3,131,105K (11.30%↑ Y/Y)Warehouse lines of credit$679,900K (71.87%↑ Y/Y)Residual interestfinancing$168,809K (8.84%↑ Y/Y)Accounts payable andaccrued expenses$94,698K (39.41%↑ Y/Y)Subordinated renewable notes$28,461K (-1.27%↓ Y/Y)Retained earnings$298,158K (7.81%↑ Y/Y)Common stock, no parvalue authorized...$22,365K (-15.79%↓ Y/Y)

CONSUMER PORTFOLIO SERVICES, INC. (CPSS)

CONSUMER PORTFOLIO SERVICES, INC. (CPSS)