CPSS: the balance sheet

MyFinsight

For the quarter ending 2026-03-31, CPSS has $4,052,799K in assets. $3,738,447K in debts. $6,944K in cash and cash equivalents.

Balance Sheets	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Cash and cash equivalents	6,944	6,322	9,388	15,772
Finance receivables, net	-	520	977	1,671
Restricted cash and equivalents	178,469	165,885	142,506	144,396
Finance receivables measured at fair value	3,835,789	3,655,855	3,624,941	3,559,029
Furniture and equipment, net	1,342	771	882	1,040
Deferred tax assets, net	16	16	-	-
Other assets	30,239	28,824	31,082	41,882
Total assets	4,052,799	3,858,193	3,809,776	3,763,790

Accounts payable and accrued expenses	70,261	65,244	67,037	67,928
Warehouse lines of credit	467,138	324,871	340,645	395,596
Residual interest financing	181,383	142,982	149,501	155,103
Securitization trust debt	2,992,157	2,986,574	2,916,439	2,813,234
Subordinated renewable notes	27,508	28,986	28,589	28,828
Total liabilities	3,738,447	3,548,657	3,502,211	3,460,689
Preferred stock, value-Preferred Stock	0	0	0	0
Preferred stock, value-Series APreferred Stock	0	0	0	0
Preferred stock, value-Series BPreferred Stock	0	0	0	0
Common stock, no par value authorized 75,000,000 shares 21,695,835 and 21,842,457 shares issued and outstanding at march 31, 2026 and december 31, 2025, respectively	23,703	24,426	26,171	26,560
Retained earnings	291,924	286,385	281,404	276,551
Accumulated other comprehensive loss	-1,275	-1,275	-10	-10
Total shareholders equity	314,352	309,536	307,565	303,101
Total liabilities and shareholders equity	4,052,799	3,858,193	3,809,776	3,763,790

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.