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For the year ending 2025-12-31, CPSS made $434,470K in revenue. $19,325K in net income. Net profit margin of 4.45%.

Income Overview

Revenue
$434,470K
Net Income
$19,325K
Net Profit Margin
4.45%
EPS
$0.8
Unit: Thousand (K) dollars
Revenue Breakdown
    • Interest on finance receivables ...
    • Other interest income
    • Third Party Portfolio
    • Others

Income Statement
2025-12-31
Total revenues
434,470
Employee costs
95,369
General and administrative
52,870
Interest
232,024
Provision for credit losses
2,934
Sales
22,801
Occupancy
5,456
Depreciation and amortization
881
Total expenses
406,467
Income before income tax expense (benefit)
28,003
Income tax expense (benefit)
8,678
Net income
19,325
Basic EPS
0.88
Diluted EPS
0.8
Basic Average Shares
21,889,000
Diluted Average Shares
24,081,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Interest on financereceivables at fair value$413,180K Other interest income$5,321K Interest on financereceivables$4,197K Third Party Portfolio$5,211K Other OperatingIncome$61K Interest income$422,698K Mark to financereceivables measured at fair...-$6,500K Other income$5,272K Total revenues$434,470K Income before incometax expense...$28,003K Total expenses$406,467K Provision for creditlosses$2,934K Net income$19,325K Income tax expense(benefit)$8,678K Interest$232,024K Employee costs$95,369K General andadministrative$52,870K Sales$22,801K Occupancy$5,456K Depreciation andamortization$881K

CONSUMER PORTFOLIO SERVICES, INC. (CPSS)

CONSUMER PORTFOLIO SERVICES, INC. (CPSS)