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For the quarter ending 2025-09-30, CPSS made $108,421K in revenue. $4,853K in net income. Net profit margin of 4.48%.

Income Overview

Revenue
$108,421K
Net Income
$4,853K
Net Profit Margin
4.48%
EPS
$0.2
Unit: Thousand (K) dollars
Revenue Breakdown
    • Interest on finance receivables ...
    • Other interest income
    • Origination And Servicing Fees F...
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Income Statement
2025-09-30
2025-06-30
2024-09-30
2024-06-30
Total revenues
108,421 109,764 100,580 95,880
Employee costs
22,465 24,362 24,162 23,725
Provisionforcreditlosses
--994 1,950
General and administrative
13,421 13,183 13,276 13,260
Interest
59,098 58,704 50,056 46,710
Provision for credit losses
712 781 --
Sales
5,682 5,721 5,723 5,883
Occupancy
1,228 1,374 1,292 1,359
Depreciation and amortization
207 249 214 221
Total expenses
101,389 102,812 93,729 89,208
Income before income tax expense
7,032 6,952 6,851 6,672
Income tax expense
2,179 2,155 2,055 2,000
Net income
4,853 4,797 4,796 4,672
Basic
0.22 0.22 0.22 0.22
Basic
22,209,000 21,893,000 21,343,000 21,263,000
Diluted
0.2 0.2 0.2 0.19
Diluted
24,046,000 24,180,000 24,153,000 24,263,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Other Income$7K Origination And ServicingFees From Third Party...$1,248K Other interest income$1,432K Interest on financereceivables$844K Interest on financereceivables at fair value$104,890K Other income$1,255K Interest income$107,166K Total revenues$108,421K Income before incometax expense$7,032K Total expenses$101,389K Provision for creditlosses$712K Net income$4,853K Income tax expense$2,179K Depreciation andamortization$207K Occupancy$1,228K Sales$5,682K Interest$59,098K General andadministrative$13,421K Employee costs$22,465K

CONSUMER PORTFOLIO SERVICES, INC. (CPSS)

CONSUMER PORTFOLIO SERVICES, INC. (CPSS)