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CONSUMER PORTFOLIO SERVICES, INC. (CPSS)

For the quarter ending 2025-06-30, CPSS made $109,764K in revenue. $4,797K in net income. Net profit margin of 4.37%.

Overview

Revenue
$109,764K
Net Income
$4,797K
Net Profit Margin
4.37%
EPS
$0.2
Unit: Thousand (K) dollars
Revenue Breakdown
    • Interest on finance receivables ...
    • Other interest income
    • Origination And Servicing Fees F...
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
2025-06-30
2024-09-30
2024-06-30
Total revenues109,764 100,580 95,880
Provisionforcreditlosses- 994 1,950
Sales5,721 5,723 5,883
Employee costs24,362 24,162 23,725
Occupancy1,374 1,292 1,359
Interest58,704 50,056 46,710
General and administrative13,183 13,276 13,260
Depreciation and amortization249 214 221
Provision for credit losses781 - -
Total expenses102,812 93,729 89,208
Income before income tax expense6,952 6,851 6,672
Income tax expense2,155 2,055 2,000
Net income4,797 4,796 4,672
Basic0.22 0.22 0.22
Basic21,893,000 21,343,000 21,263,000
Diluted0.2 0.2 0.19
Diluted24,180,000 24,153,000 24,263,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement

DownloadDownload image
Other interest income$1,401K Interest on financereceivables$934K Interest on financereceivables at fair value$103,027K Origination And ServicingFees From Third Party...$1,384K Other Income$18K Mark to financereceivables measured at fair...-$3,000K (45.45%↑ Y/Y)Interest income$105,362K (19.23%↑ Y/Y)Other income$1,402K (-30.35%↓ Y/Y)Total revenues$109,764K (14.48%↑ Y/Y)Income before incometax expense$6,952K (4.20%↑ Y/Y)Total expenses$102,812K (15.25%↑ Y/Y)Provision for creditlosses$781K Net income$4,797K (2.68%↑ Y/Y)Income tax expense$2,155K (7.75%↑ Y/Y)Depreciation andamortization$249K (12.67%↑ Y/Y)General andadministrative$13,183K (-0.58%↓ Y/Y)Interest$58,704K (25.68%↑ Y/Y)Occupancy$1,374K (1.10%↑ Y/Y)Employee costs$24,362K (2.68%↑ Y/Y)Sales$5,721K (-2.75%↓ Y/Y)