crmt: the balance sheet

MyFinsight

For the quarter ending 2025-07-31, CRMT has $1,607,974K in assets. $1,042,643K in debts. $9,666K in cash and cash equivalents.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-07-31
Cash and cash equivalents	9,666
Restricted cash	111,761
Accrued interest on finance receivables	8,145
Finance receivables, net of allowance for credit losses of 326,070 and 323,100	1,183,452
Inventory	112,451
Income tax receivable, net	805
Prepaid expenses and other assets	39,236
Right-of-use asset	63,560
Goodwill	23,695
Property and equipment, net	55,203
Total assets	1,607,974

Accounts payable	33,977
Deferred revenue-Payment Protection Plan	50,881
Deferred revenue-Service Contract	61,332
Accrued liabilities	46,607
Income tax payable, net	0
Deferred income tax liabilities, net	7,754
Lease liability	66,948
Notes payable, net	610,750
Revolving line of credit, net	164,394
Total liabilities	1,042,643
Mandatorily redeemable preferred stock	400
Common stock, par value 0.01 per share, 50,000,000 shares authorized 15,621,456 and 15,605,818 issued at july31, 2025 and april30, 2025, respectively, of which 8,277,613 and 8,263,280 were outstanding at july31, 2025 and april30, 2025, respectively	156
Additional paid-in capital	196,451
Retained earnings	666,515
Less treasury stock, at cost, 7,343,843 and 7,342,538 shares at july31, 2025 and april30, 2025, respectively	298,291
Total stockholders' equity	564,831
Non-controlling interest	100
Total equity	564,931
Total liabilities, mezzanine equity and equity	1,607,974