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Balance Sheets Overview

Debt to Asset Ratio
68.52%
Unit: Thousand (K) dollars
Assets Breakdown
    • Inventory
    • Cash and cash equivalents
    • Right-of-use asset
    • Others
Liabilities Breakdown
    • Retained earnings
    • Non-recourse notes payable, net
    • Less treasury stock, at cost, 7,...
    • Others
Balance Sheets
2026-04-30
2025-04-30
Cash and cash equivalents
46,962
9,808
Restricted cash
84,684
114,729
Accrued interest on finance receivables
8,029
7,432
Finance receivables, net of allowance for credit losses of 329,901,000 and 323,100,000
1,079,167
1,180,673
Inventory
54,074
112,229
Income tax receivable, net
3,524
0
Prepaid expenses and other assets
31,349
38,082
Right-of-use asset
43,429
63,825
Goodwill
22,767
22,802
Property and equipment, net
42,855
56,894
Total assets
1,416,840
1,606,474
Accounts payable
32,063
34,980
Deferred revenue-Payment Protection Plan
44,940
51,458
Deferred revenue-Service Contract
51,474
61,787
Accrued liabilities
35,901
35,949
Notes payable, net
-
572,010
Income tax payable, net
0
1,451
Deferred income tax liabilities, net
34,207
7,146
Lease liability
49,833
67,002
Non-recourse notes payable, net
458,685
-
Senior secured notes payable, net
263,681
-
Revolving line of credit, net
0
204,769
Total liabilities
970,784
1,036,552
Mandatorily redeemable preferred stock
400
400
Common stock, par value 0.01 per share, 50,000,000 shares authorized 15,657,592 and 15,605,818 issued at april 30, 2026 and april 30, 2025, respectively, of which 8,305,520 and 8,263,280 were outstanding at april 30, 2026 and april 30, 2025, respectively
157
156
Additional paid-in capital
210,806
195,225
Retained earnings
533,110
672,261
Less treasury stock, at cost, 7,352,072 and 7,342,538 shares at april 30, 2026 and april 30, 2025, respectively
298,517
298,220
Total stockholders' equity
445,556
569,422
Non-controlling interest
100
100
Total equity
445,656
569,522
Total liabilities, mezzanine equity and equity
1,416,840
1,606,474
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Finance receivables,net of allowance for...$1,079,167K (-8.60%↓ Y/Y)Restricted cash$84,684K (-26.19%↓ Y/Y)Inventory$54,074K (-51.82%↓ Y/Y)Cash and cashequivalents$46,962K (378.81%↑ Y/Y)Right-of-use asset$43,429K (-31.96%↓ Y/Y)Property and equipment,net$42,855K (-24.68%↓ Y/Y)Prepaid expenses andother assets$31,349K (-17.68%↓ Y/Y)Goodwill$22,767K (-0.15%↓ Y/Y)Accrued interest onfinance receivables$8,029K (8.03%↑ Y/Y)Income tax receivable,net$3,524K Total assets$1,416,840K (-11.80%↓ Y/Y)Total liabilities,mezzanine equity and...$1,416,840K (-11.80%↓ Y/Y)Total liabilities$970,784K (-6.34%↓ Y/Y)Total equity$445,656K (-21.75%↓ Y/Y)Mandatorily redeemablepreferred stock$400K (0.00%↑ Y/Y)Non-recourse notes payable,net$458,685K Senior secured notespayable, net$263,681K Deferredrevenue-Service Contract$51,474K (-16.69%↓ Y/Y)Lease liability$49,833K (-25.62%↓ Y/Y)Deferredrevenue-Payment Protection Plan$44,940K (-12.67%↓ Y/Y)Accrued liabilities$35,901K (-0.13%↓ Y/Y)Deferred income taxliabilities, net$34,207K (378.69%↑ Y/Y)Accounts payable$32,063K (-8.34%↓ Y/Y)Total stockholders'equity$445,556K (-21.75%↓ Y/Y)Non-controlling interest$100K (0.00%↑ Y/Y)Less treasury stock,at cost, 7,352,072...$298,517K (0.10%↑ Y/Y)Retained earnings$533,110K (-20.70%↓ Y/Y)Additional paid-in capital$210,806K (7.98%↑ Y/Y)Common stock, par value0.01 per share,...$157K (0.64%↑ Y/Y)

AMERICAS CARMART INC (CRMT)

AMERICAS CARMART INC (CRMT)