Financial insights of CRMT

MyFinsight

For the quarter ending 2026-01-31, CRMT made $286,792K in revenue. -$76,713K in net income. Net profit margin of -26.75%.

Income Statement	2026-01-31	2025-10-31	2025-07-31	2025-04-30
Total revenues	286,792	350,192	341,312	370,174
Cost of sales	142,864	179,016	175,080	196,896
Selling, general and administrative	51,507	57,222	51,408	48,343
Provision for credit losses	105,207	119,074	103,036	92,962
Interest expense	21,775	15,685	17,042	17,373
Depreciation and amortization	2,040	2,102	2,139	1,947
Loss on extinguishment of debt	0	-4,476	-	-
Loss on disposal of property and equipment	-120	-100	-9	-175
Total costs and expenses	323,513	377,675	348,714	357,696
(loss) income before taxes	-36,721	-27,483	-7,402	12,478
Provision for income taxes	39,982	-5,011	-1,666	1,843
Net (loss) income	-76,703	-22,472	-5,736	10,635
Less dividends on mandatorily redeemable preferred stock	10	10	10	10
Net loss attributable to common stockholders, basic	-76,713	-22,482	-5,746	10,625

Basic EPS	-9.25	-2.71	-0.69	1.456
Diluted EPS	-9.25	-2.71	-0.69	1.394
Basic Average Shares	8,297,438	8,283,116	8,274,054	7,297,671
Diluted Average Shares	8,297,438	8,283,116	8,274,054	7,624,056

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.