Financial insights of CRMT

MyFinsight

For the quarter ending 2025-10-31, CRMT made $350,192K in revenue. -$22,482K in net income. Net profit margin of -6.42%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-10-31	2025-07-31	2025-04-30	2025-01-31
Total revenues	350,192	341,312	370,174	325,726
Cost of sales	179,016	175,080	196,896	169,374
Selling, general and administrative	57,222	51,408	48,343	46,460
Provision for credit losses	119,074	103,036	92,962	86,652
Interest expense	15,685	17,042	17,909	16,923
Depreciation and amortization	2,102	2,139	1,947	1,890
Loss on extinguishment of debt	-4,476	-	-	-
Loss on disposal of property and equipment	-100	-9	-175	-37
Total costs and expenses	377,675	348,714	357,696	321,336
(loss) income before taxes	-27,483	-7,402	12,478	4,390
(benefit) provision for income taxes	-5,011	-1,666	1,843	1,228
Net (loss) income	-22,472	-5,736	10,635	3,162
Less dividends on mandatorily redeemable preferred stock	10	10	10	10
Net loss attributable to common stockholders, basic	-22,482	-5,746	10,625	3,152

Basic (in dollars per share)	-2.71	-0.69	1.53	0.38
Basic (in shares)	8,283,116	8,274,054	-15,276,639	8,256,681
Diluted (in dollars per share)	-2.71	-0.69	1.5	0.37
Diluted (in shares)	8,283,116	8,274,054	-15,420,714	8,413,088