For the quarter ending 2026-03-31, CUBB had $386,741K increase in cash & cash equivalents over the period. $35,021K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| (gain) loss on sale of leased assets under lessor operating leases | - | - | 221 | 1,636 |
| Unrealized gain on equity method investments | - | 0 | 0 | 0 |
| Net income from continuing operations | 69,653 | 74,492 | 75,745 | 73,851 |
| Impairment loss on equity securities | - | 0 | 0 | 2,278 |
| Provision for credit losses | 23,372 | 22,337 | 26,543 | 49,078 |
| Depreciation and amortization | 14,235 | 12,625 | 1,897 | 27,282 |
| Share-based compensation expense | 5,728 | 5,395 | 4,411 | 8,652 |
| Deferred taxes | 3,338 | 1,713 | -1,730 | -10,973 |
| Net amortization (accretion) of investment securities premiums and discounts | 991 | 983 | 1,185 | 1,773 |
| Unrealized (gain) loss on investment securities | -86 | 74 | 147 | 160 |
| Impairment loss on debt securities | 0 | 0 | 0 | -51,319 |
| Impairment loss on fixed assets and leases | - | 0 | - | - |
| Net (gain) loss on sale of investment securities | 355 | -27 | 186 | -1,797 |
| Unrealized (gain) loss on derivatives | -11 | 1,085 | 370 | 1,514 |
| Settlement of terminated fair value hedge derivatives | - | 0 | - | - |
| Fair value adjustment on loans held for sale | 347 | 55 | -108 | -378 |
| Fair value adjustment on loans held for investment | -231 | -240 | 228 | 2,050 |
| Net (gain) loss on sale of loans and leases | 1,044 | -62 | 0 | 2 |
| Loss on sale of capital call lines of credit | - | 0 | - | - |
| Origination and purchases of loans held for sale | 171,423 | 174,337 | 188,372 | 417,808 |
| Proceeds from sales and repayments of loans held for sale | 185,771 | 183,698 | 206,068 | 466,171 |
| Amortization (accretion) of loan net deferred fees, discounts and premiums | -7,266 | -14,431 | -16,346 | -11,616 |
| Earnings on investment in bank-owned life insurance | 3,084 | 2,189 | 2,165 | 6,909 |
| (increase) decrease in accrued interest receivable and other assets | 28,043 | 32,675 | -3,063 | -3,465 |
| Increase (decrease) in accrued interest payable and other liabilities | -54,802 | 44,953 | 10,029 | 26,445 |
| Net cash provided by (used in) operating activities | 35,070 | 121,570 | 116,914 | 256,275 |
| Proceeds from sale of fixed assets | - | 18 | - | - |
| Proceeds from maturities, calls and principal repayments of investment securities available for sale | 130,026 | 159,391 | 78,685 | 167,483 |
| Proceeds from sales of other real estate owned | - | 0 | 118 | 0 |
| Proceeds from maturities, calls and principal repayments of investment securities held to maturity | 66,601 | 77,155 | 63,031 | 155,580 |
| Proceeds from sales of investment securities available for sale | 41,296 | 42,845 | 100,914 | 450,423 |
| Purchases of investment securities available for sale | 225,464 | 138,339 | 295,705 | 506,771 |
| Purchases of investment securities held to maturity | 0 | 3,754 | 9,983 | 14,022 |
| Purchases of equity method investments | - | 0 | 0 | 0 |
| Origination of mortgage finance loans | 7,335,209 | 7,673,533 | 7,102,632 | 12,162,399 |
| Proceeds from repayments of mortgage finance loans | 7,203,610 | 7,550,219 | 7,151,408 | 11,969,037 |
| Net (increase) decrease in loans and leases, excluding mortgage finance loans | 457,955 | 318,849 | 803,319 | 461,034 |
| Proceeds from sales of loans and leases | 19,194 | 4,398 | 0 | 1,081 |
| Purchases of loans | 57,826 | 50,394 | 152,886 | 182,000 |
| Purchases of bank-owned life insurance | 0 | 0 | 0 | 1,462 |
| Proceeds from bank-owned life insurance | 1,431 | 0 | 0 | 5,634 |
| Net purchases from sale of fhlb, federal reserve bank, and other restricted stock | 7,469 | 7,121 | 2,700 | 4,376 |
| Purchases of bank premises and equipment | 49 | 2,489 | 10,478 | 772 |
| Proceeds from sales of leased assets under lessor operating leases | 434 | 6,872 | 6,884 | 4,207 |
| Purchases of leased assets under lessor operating leases | 4,905 | 58,509 | 48,998 | 39,811 |
| Net cash provided by (used in) investing activities | -626,285 | -412,090 | -1,025,661 | -619,202 |
| Net increase (decrease) in deposits | 824,059 | 375,944 | 1,428,381 | 101,644 |
| Net increase (decrease) in short-term borrowed funds from the fhlb | - | -50,000 | -50,000 | - |
| Net increase (decrease) in federal funds purchased | -70,000 | - | - | - |
| Proceeds from long-term borrowed funds from fhlb and frb | 420,000 | 180,000 | 150,000 | 160,000 |
| Repayments of long-term borrowed funds from fhlb and frb | 180,000 | 0 | 100,000 | 100,000 |
| Repayments of other borrowings | - | 0 | 0 | - |
| Proceeds from issuance of subordinated long-term debt | - | 98,350 | - | - |
| Redemption of preferred stock | - | 85,000 | 0 | 57,501 |
| Repayments of subordinated long-term debt | 110,000 | - | - | - |
| Preferred stock dividends paid | 0 | 1,947 | 2,007 | 6,848 |
| Purchase of treasury stock | 42,742 | 0 | 0 | 5,641 |
| Payments of employee taxes withheld from share-based awards | 3,607 | 966 | 254 | 12,280 |
| Proceeds from issuance of common stock | 246 | -37 | 164,755 | 1,133 |
| Net cash provided by (used in) financing activities | 977,956 | 516,344 | 1,590,875 | 80,507 |
| Net increase (decrease) in cash and cash equivalents | 386,741 | 225,824 | 682,128 | -282,420 |
| Cash and cash equivalents beginning | 4,411,463 | -399,708 | 3,785,931 | - |
| Cash and cash equivalents ending | 4,798,204 | 225,824 | 4,185,639 | - |
Customers Bancorp, Inc. (CUBB)
Customers Bancorp, Inc. (CUBB)