For the quarter ending 2025-09-30, CUBB made $656,454K in revenue. $73,726K in net income. Net profit margin of 11.23%.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Loans and leases | 272,131 | 246,869 | ||
| Investment securities | 36,091 | 37,381 | ||
| Interest earning deposits | 49,639 | 39,972 | ||
| Loans held for sale | 1,589 | 1,806 | ||
| Other | 2,029 | 1,973 | ||
| Total interest income | 361,479 | 328,001 | ||
| Deposits | 141,983 | 134,045 | ||
| Fhlb advances | 12,945 | 12,717 | ||
| Subordinated debt | 3,251 | 3,229 | ||
| Other borrowings | 1,388 | 1,307 | ||
| Total interest expense | 159,567 | 151,298 | ||
| Net interest income | 201,912 | 176,703 | ||
| Provision for credit losses | 26,543 | 20,781 | ||
| Net interest income after provision for credit losses | 175,369 | 155,922 | ||
| Commercial lease income | 11,536 | 11,056 | ||
| Loan fees | 11,443 | 9,106 | ||
| Bank-owned life insurance | 2,165 | 2,249 | ||
| Mortgage finance transactional fees | 1,298 | 1,175 | ||
| Net gain (loss) on sale of loans and leases | 0 | 0 | ||
| Net (gain) loss on sale of investment securities | 186 | -1,797 | ||
| Impairment loss on debt securities | 0 | 0 | ||
| Unrealized gain on equity method investments | 0 | 0 | ||
| Other | 3,563 | 7,817 | ||
| Total non-interest income | 30,191 | 29,606 | ||
| Salaries and employee benefits | 48,723 | 45,848 | ||
| Technology, communication and bank operations | 10,415 | 10,382 | ||
| Commercial lease depreciation | 9,463 | 8,743 | ||
| Professional services | 12,281 | 13,850 | ||
| Loan servicing | 4,167 | 4,053 | ||
| Occupancy | 4,370 | 3,551 | ||
| Fdic assessments, non-income taxes and regulatory fees | 8,505 | 11,906 | ||
| Advertising and promotion | 636 | 461 | ||
| Other | 6,657 | 7,832 | ||
| Total non-interest expense | 105,217 | 106,626 | ||
| Income before income tax expense (benefit) | 100,343 | 78,902 | ||
| Income tax expense (benefit) | 24,598 | 17,963 | ||
| Net income | 75,745 | 60,939 | ||
| Preferred stock dividends | 2,019 | 3,185 | ||
| Loss on redemption of preferred stock | 0 | 1,908 | ||
| Net income available to common shareholders, basic | 73,726 | 55,846 | ||
| Net income available to common shareholders, diluted | 73,726 | 55,846 | ||
| Basic earnings per common share (usd per share) | 2.28 | 1.77 | ||
| Diluted earnings per common share (usd per share) | 2.2 | 1.73 | ||
| Weighted-average number of common shares diluted (shares) | 33,460,055 | 32,374,061 | ||
| Weighted-average number of common shares outstanding basic (shares) | 32,340,813 | 31,585,390 | ||
Customers Bancorp, Inc. (CUBB)
Customers Bancorp, Inc. (CUBB)