Financial insights of CUBB

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$69,653K
EPS
$1.97
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans and leases	258,734	246,261*	272,131	246,869
Investment securities	32,141	29,582*	36,091	37,381
Interest earning deposits	41,830	42,971*	49,639	39,972
Loans held for sale	1,235	4,496*	1,589	1,806
Other	2,372	2,059*	2,029	1,973
Total interest income	336,312	325,368*	361,479	328,001
Deposits	126,126	125,092*	141,983	134,045
Fhlb advances	12,935	13,460*	12,945	12,717
Frb advances	-	0*	-	-
Subordinated debt	4,621	3,327*	3,251	3,229
Interest expense, federal funds purchased	13	-	-	-
Other borrowings	1,266	923*	1,388	1,307
Total interest expense	144,961	142,801*	159,567	151,298
Net interest income	191,351	182,567*	201,912	176,703
Provision for credit losses	23,372	26,972*	26,543	20,781
Net interest income after provision for credit losses	167,979	155,595*	175,369	155,922
Commercial lease income	15,418	13,558*	11,536	11,056
Loan fees	10,506	4,381*	11,443	9,106
Bank-owned life insurance	3,084	4,642*	2,165	2,249
Mortgage finance transactional fees	1,306	1,036*	1,298	1,175
Net gain (loss) on sale of loans and leases	1,044	-60*	0	0
Loss on sale of capital call lines of credit	-	0*	-	-
Unrealized gain on equity method investments	-	0*	0	0
Net (loss) gain on sale of investment securities	355	779*	186	-1,797
Impairment loss on debt securities	0	-51,318*	0	0
Other	2,603	5,112*	3,563	7,817
Total non-interest income (gain)	34,316	-21,872*	30,191	29,606
Salaries and employee benefits	51,294	47,133*	48,723	45,848
Technology, communication and bank operations	11,643	12,302*	10,415	10,382
Commercial lease depreciation	12,692	11,028*	9,463	8,743
Professional services	11,695	11,182*	12,281	13,850
Loan servicing	3,859	4,570*	4,167	4,053
Occupancy	3,956	3,743*	4,370	3,551
Fdic assessments, non-income taxes and regulatory fees	8,215	10,568*	8,505	11,906
Advertising and promotion	554	792*	636	461
Legal settlement expense	-	0*	-	-
Other	8,080	12,844*	6,657	7,832
Total non-interest expense	111,988	114,159*	105,217	106,626
Income before income tax expense (benefit)	90,307	19,564*	100,343	78,902
Income tax expense (benefit)	20,654	502*	24,598	17,963
Net income	69,653	19,062*	75,745	60,939
Preferred stock dividends	-	2,392*	2,019	3,185
Loss on redemption of preferred stock	-	1,845*	0	1,908
Preferred stock dividends	0	-	-	-
Net income available to common shareholders, basic	69,653	14,825	73,726	55,846
Net income available to common shareholders, diluted	69,653	-	73,726	55,846

Basic EPS	2.04	0.446	2.28	1.77
Diluted EPS	1.97	0.43	2.2	1.73
Basic Average Shares	34,080,834	33,254,258	32,340,813	31,585,390
Diluted Average Shares	35,313,835	34,480,772	33,460,055	32,374,061

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$69,653K
EPS
$1.97
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$69,653K
EPS
$1.97
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$69,653KEPS$1.97Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$69,653KEPS$1.97Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$69,653K
EPS
$1.97
Unit: Thousand (K) dollars

Net Income
$69,653K
EPS
$1.97
Unit: Thousand (K) dollars