cubb: the income statement

MyFinsight

Customers Bancorp, Inc. (CUBB)

For the quarter ending 2025-06-30, CUBB made $359,404K in revenue. $55,846K in net income. Net profit margin of 15.54%.

Overview

Revenue
$359,404K
Net Income
$55,846K
Net Profit Margin
15.54%
EPS
$1.73
Unit: Thousand (K) dollars
Revenue Breakdown
Loans and leases
Interest earning deposits
Investment securities
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Loss on redemption of preferred stock	1,908
Preferred stock dividends	3,185
Income tax expense	17,963
Commercial lease income	11,056
Other	7,817
Unrealized gain on equity method investments	-
Impairment loss on debt securities	-
Net (gain) loss on sale of investment securities	-1,797
Bank-owned life insurance	2,249
Loan fees	9,106
Net gain (loss) on sale of loans and leases	-
Mortgage finance transactional fees	1,175
Total non-interest income	29,606
Professional services	13,850
Other	7,832
Occupancy	3,551
Advertising and promotion	461
Loan servicing	4,053
Salaries and employee benefits	45,848
Technology, communication and bank operations	10,382
Commercial lease depreciation	8,743
Fdic assessments, non-income taxes and regulatory fees	11,906
Total non-interest expense	106,626
Subordinated debt	3,229
Other borrowings	1,307
Fhlb advances	12,717
Deposits	134,045
Total interest expense	151,298
Other	1,973
Interest earning deposits	39,972
Loans and leases	246,869
Loans held for sale	1,806
Investment securities	37,381
Total interest income	328,001
Net interest income	176,703
Provision for credit losses	20,781
Net interest income after provision for credit losses	155,922
Income before income tax expense	78,902
Net income	60,939
Net income available to common shareholders, basic	55,846
Net income available to common shareholders, diluted	55,846

Basic earnings per common share (usd per share)	1.77
Diluted earnings per common share (usd per share)	1.73
Weighted-average number of common shares diluted (shares)	32,374,061
Weighted-average number of common shares outstanding basic (shares)	31,585,390

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

MyFinsight

Overview

Revenue
$359,404K
Net Income
$55,846K
Net Profit Margin
15.54%
EPS
$1.73
Unit: Thousand (K) dollars
Revenue Breakdown
Loans and leases
Interest earning deposits
Investment securities
Others

Income Statement

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Overview

Revenue
$359,404K
Net Income
$55,846K
Net Profit Margin
15.54%
EPS
$1.73
Unit: Thousand (K) dollars
Revenue Breakdown
Loans and leases
Interest earning deposits
Investment securities
Others

Income Statement

DownloadDownload image

Overview

Revenue$359,404KNet Income$55,846KNet Profit Margin15.54%EPS$1.73Unit: Thousand (K) dollarsRevenue BreakdownLoans and leasesInterest earning depositsInvestment securitiesOthers

Income Statement

Overview

Revenue$359,404KNet Income$55,846KNet Profit Margin15.54%EPS$1.73Unit: Thousand (K) dollarsRevenue BreakdownLoans and leasesInterest earning depositsInvestment securitiesOthers

Income Statement

Revenue
$359,404K
Net Income
$55,846K
Net Profit Margin
15.54%
EPS
$1.73
Unit: Thousand (K) dollars
Revenue Breakdown
Loans and leases
Interest earning deposits
Investment securities
Others

Revenue
$359,404K
Net Income
$55,846K
Net Profit Margin
15.54%
EPS
$1.73
Unit: Thousand (K) dollars
Revenue Breakdown
Loans and leases
Interest earning deposits
Investment securities
Others