Financial insights of CUBB

MyFinsight

Income Overview

Net Income
$69,653K
EPS
$1.97
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans and leases	258,734	246,261*	272,131	246,869
Investment securities	32,141	29,582*	36,091	37,381
Interest earning deposits	41,830	42,971*	49,639	39,972
Loans held for sale	1,235	4,496*	1,589	1,806
Other	2,372	2,059*	2,029	1,973
Total interest income	336,312	325,368*	361,479	328,001
Deposits	126,126	125,092*	141,983	134,045
Fhlb advances	12,935	13,460*	12,945	12,717
Frb advances	NaN	0*	NaN	NaN
Subordinated debt	4,621	3,327*	3,251	3,229
Interest expense, federal funds purchased	13	NaN	NaN	NaN
Other borrowings	1,266	923*	1,388	1,307
Total interest expense	144,961	142,801*	159,567	151,298
Net interest income	191,351	182,567*	201,912	176,703
Provision for credit losses	23,372	26,972*	26,543	20,781
Net interest income after provision for credit losses	167,979	155,595*	175,369	155,922
Commercial lease income	15,418	13,558*	11,536	11,056
Loan fees	10,506	4,381*	11,443	9,106
Bank-owned life insurance	3,084	4,642*	2,165	2,249
Mortgage finance transactional fees	1,306	1,036*	1,298	1,175
Net gain (loss) on sale of loans and leases	1,044	-60*	0	0
Loss on sale of capital call lines of credit	NaN	0*	NaN	NaN
Unrealized gain on equity method investments	NaN	0*	0	0
Net (loss) gain on sale of investment securities	355	779*	186	-1,797
Impairment loss on debt securities	0	-51,318*	0	0
Other	2,603	5,112*	3,563	7,817
Total non-interest income (gain)	34,316	-21,872*	30,191	29,606
Salaries and employee benefits	51,294	47,133*	48,723	45,848
Technology, communication and bank operations	11,643	12,302*	10,415	10,382
Commercial lease depreciation	12,692	11,028*	9,463	8,743
Professional services	11,695	11,182*	12,281	13,850
Loan servicing	3,859	4,570*	4,167	4,053
Occupancy	3,956	3,743*	4,370	3,551
Fdic assessments, non-income taxes and regulatory fees	8,215	10,568*	8,505	11,906
Advertising and promotion	554	792*	636	461
Legal settlement expense	NaN	0*	NaN	NaN
Other	8,080	12,844*	6,657	7,832
Total non-interest expense	111,988	114,159*	105,217	106,626
Income before income tax expense (benefit)	90,307	19,564*	100,343	78,902
Income tax expense (benefit)	20,654	502*	24,598	17,963
Net income	69,653	19,062*	75,745	60,939
Preferred stock dividends	NaN	2,392*	2,019	3,185
Loss on redemption of preferred stock	NaN	1,845*	0	1,908
Preferred stock dividends	0	NaN	NaN	NaN
Net income available to common shareholders, basic	69,653	14,825	73,726	55,846
Net income available to common shareholders, diluted	69,653	NaN	73,726	55,846

Basic EPS	2.04	0.446	2.28	1.77
Diluted EPS	1.97	0.43	2.2	1.73
Basic Average Shares	34,080,834	33,254,258	32,340,813	31,585,390
Diluted Average Shares	35,313,835	34,480,772	33,460,055	32,374,061

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$69,653K
EPS
$1.97
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$69,653K
EPS
$1.97
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$69,653KEPS$1.97Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$69,653KEPS$1.97Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$69,653K
EPS
$1.97
Unit: Thousand (K) dollars

Net Income
$69,653K
EPS
$1.97
Unit: Thousand (K) dollars