Financial insights of CWBC

MyFinsight

For the quarter ending 2025-09-30, CWBC made $83,991K in revenue. $10,873K in net income. Net profit margin of 12.95%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Interest and fees on loans	40,384	39,537
Interest on deposits in other banks	1,149	1,054
Taxable	4,082	4,127
Exempt from federal income taxes	1,273	1,307
Total interest income	46,888	46,025
Interest on deposits	10,785	10,538
Interest on borrowings	251	1,281
Interest on senior debt and subordinated debentures	908	902
Total interest expense	11,944	12,721
Net interest income before provision for creditlosses	34,944	33,304
Provision (credit) for credit losses	667	2,613
Net interest income after provision for credit losses	34,277	30,691
Service charges	519	505
Net realized losses on sales and calls of investmentsecurities	-26	-15
Other income	2,473	1,874
Total non-interest income	2,966	2,364
Salaries and employee benefits	12,525	12,260
Occupancy and equipment	2,933	2,794
Other noninterest expense	6,709	7,242
Total non-interest expenses	22,167	22,296
Income before provision for income taxes	15,076	10,759
Provision for income taxes	4,203	2,927
Net income	10,873	7,832

Basic earnings per common share (in dollars per share)	0.57	0.41
Diluted earnings per common share (in dollars per share)	0.57	0.41
Weighted average common shares used in basic computation (in shares)	19,019,990	18,987,217
Weighted average common shares used in diluted computation (in shares)	19,093,544	19,042,750