Financial insights of CWBC

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$11,489K
EPS
$0.6
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	41,905	40,009*	40,384	39,537
Interest on deposits in other banks	850	874*	1,149	1,054
Taxable	3,872	4,168*	4,082	4,127
Exempt from federal income taxes	1,265	1,292*	1,273	1,307
Total interest income	47,892	46,342*	46,888	46,025
Interchange fees	-	487*	-	-
Interest on deposits	10,835	10,647*	10,785	10,538
Appreciation in cash surrender value of bank owned life insurance	-	374*	-	-
Interest on borrowings	212	1,010*	251	1,281
Federal home loan bank dividends	-	240*	-	-
Interest on senior debt and subordinated debentures	842	876*	908	902
Loan placement fees	-	211*	-	-
Total interest expense	11,889	12,533*	11,944	12,721
Gain on proceeds from death benefits	-	50*	-	-
Net interest income before provision for creditlosses	36,003	33,809*	34,944	33,304
Net realized (loss) gain on sale and disposal of equipment	-	-10*	-	-
Provision (credit) for credit gaines	90	-1,166*	667	2,613
Net realized gaines on sales and calls of investment securities	-	21*	-26	-15
Net interest income after provision for credit losses	35,913	34,975*	34,277	30,691
Service charges	518	492*	519	505
Other income	2,270	629*	2,473	1,874
Total non-interest income	2,788	2,493*	2,966	2,364
Salaries and employee benefits	12,764	12,664*	12,525	12,260
Occupancy and equipment	2,855	2,840*	2,933	2,794
Information technology	-	1,884*	-	-
Data processing expense	-	756*	-	-
Professional services	-	761*	-	-
Regulatory assessments	-	512*	-	-
Atm/debit card expenses	-	455*	-	-
Amortization of core deposit intangibles	-	251*	-	-
Advertising	-	290*	-	-
Directors expenses	-	207*	-	-
Loan related expenses	-	215*	-	-
Merger and acquisition expense	-	798*	-	-
Personnel other	-	78*	-	-
Other noninterest expense	7,368	1,983*	6,709	7,242
Total non-interest expenses	22,987	23,692*	22,167	22,296
Income before provision for income taxes	15,714	13,776*	15,076	10,759
Provision for income taxes	4,225	3,665*	4,203	2,927
Net income	11,489	10,111	10,873	7,832

Basic EPS	0.6	0.533	0.57	0.41
Diluted EPS	0.6	0.53	0.57	0.41
Basic Average Shares	19,060,177	18,982,935	19,019,990	18,987,217
Diluted Average Shares	19,137,134	19,071,573	19,093,544	19,042,750

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$11,489K
EPS
$0.6
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$11,489K
EPS
$0.6
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$11,489KEPS$0.6Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$11,489KEPS$0.6Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$11,489K
EPS
$0.6
Unit: Thousand (K) dollars

Net Income
$11,489K
EPS
$0.6
Unit: Thousand (K) dollars