For the quarter ending 2025-09-30, CWBC has $3,612,264K in assets. $3,214,688K in debts. $121,558K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 39,823 | 48,158 | ||
| Interest-earning deposits in other banks | 81,735 | 86,215 | ||
| Total cash and cash equivalents | 121,558 | 134,373 | ||
| Available-for-sale debt securities, at fair value, net of allowance for credit losses of 0, with an amortized cost of 515,813 at september30, 2025 and 536,334 at december31, 2024, respectively | 473,075 | 469,354 | ||
| Held-to-maturity debt securities, at amortized cost less allowance for credit losses of 724 at september30, 2025 and 1,156 at december31, 2024, respectively | 287,082 | 291,405 | ||
| Equity securities, at fair value | 6,769 | 6,705 | ||
| Total | 2,450,274 | - | ||
| Net deferred origination costs | 868 | - | ||
| Loans, net of deferred origination costs | 2,451,142 | - | ||
| Allowance for credit losses | 29,590 | - | ||
| Loans, less allowance for credit losses of 29,590 at september30, 2025 and 25,803 at december31, 2024, respectively | 2,421,552 | 2,370,665 | ||
| Bank premises and equipment, net | 23,569 | 23,974 | ||
| Bank-owned life insurance | 53,783 | 54,057 | ||
| Federal home loan bank stock | 10,978 | 10,978 | ||
| Goodwill | 96,828 | 96,828 | ||
| Core deposit intangibles | 8,516 | 8,767 | ||
| Accrued interest receivable and other assets | 108,554 | 109,705 | ||
| Total assets | 3,612,264 | 3,576,811 | ||
| Non-interest bearing | 1,091,817 | 1,035,371 | ||
| Interest bearing | 1,984,114 | 1,959,550 | ||
| Total deposits | 3,075,931 | 2,994,921 | ||
| Borrowings | 20,000 | 86,000 | ||
| Senior debt and subordinated debentures, less debt issuance costs of 157 at september30, 2025 and 266 at december31, 2024 | 69,998 | 69,962 | ||
| Accrued interest payable and other liabilities | 48,759 | 45,926 | ||
| Total liabilities | 3,214,688 | 3,196,809 | ||
| Preferred stock, no par value 10,000,000 shares authorized, none issued and outstanding | 0 | 0 | ||
| Common stock, no par value 80,000,000 shares authorized issued and outstanding 19,138,677 at september30, 2025 and 18,974,647 at december31, 2024 | 209,671 | 209,268 | ||
| Retained earnings | 230,119 | 221,542 | ||
| Accumulated other comprehensive loss, net of tax | -42,214 | -50,808 | ||
| Total shareholders equity | 397,576 | 380,002 | ||
| Total liabilities and shareholders equity | 3,612,264 | 3,576,811 | ||
Community West Bancshares (CWBC)
Community West Bancshares (CWBC)