For the year ending 2025-12-31, CWBC has $3,690,317K in assets. $3,280,729K in debts. $118,984K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 27,627 | |||
| Interest-earning deposits in other banks | 91,357 | |||
| Total cash and cash equivalents | 118,984 | |||
| Available-for-sale debt securities, at fair value, net of allowance for credit losses of 0, with an amortized cost of 509,083 at december31, 2025 and 536,334 at december31, 2024, respectively | 469,410 | |||
| Held-to-maturity debt securities, at amortized cost less allowance for credit losses of 440 at december31, 2025 and 1,156 at december31, 2024, respectively | 287,117 | |||
| Equity securities, at fair value | 6,797 | |||
| Total loans, net of discount | 2,540,570 | |||
| Net deferred origination costs | 287 | |||
| Total | 2,540,857 | |||
| Allowance for credit losses | 30,071 | |||
| Loans, less allowance for credit losses of 30,071 at december31, 2025 and 25,803 at december31, 2024, respectively | 2,510,786 | |||
| Bank premises and equipment, net | 23,545 | |||
| Bank owned life insurance | 54,163 | |||
| Federal home loan bank stock | 10,978 | |||
| Goodwill | 96,828 | |||
| Core deposit intangibles | 8,266 | |||
| Accrued interest receivable and other assets | 103,443 | |||
| Total assets | 3,690,317 | |||
| Non-interest bearing | 1,058,765 | |||
| Interest bearing | 2,036,509 | |||
| Total deposits | 3,095,274 | |||
| Borrowings | 73,000 | |||
| Senior debt and subordinated debentures, net | 69,526 | |||
| Accrued interest payable and other liabilities | 42,929 | |||
| Total liabilities | 3,280,729 | |||
| Preferred stock, no par value 10,000,000 shares authorized, none issued and outstanding | 0 | |||
| Common stock-Nonvoting Common Stock | 0 | |||
| Common stock-Common Stock | 210,222 | |||
| Retained earnings | 238,990 | |||
| Accumulated other comprehensive loss, net of tax | -39,624 | |||
| Total shareholders equity | 409,588 | |||
| Total liabilities and shareholders equity | 3,690,317 | |||
Community West Bancshares (CWBC)
Community West Bancshares (CWBC)