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For the year ending 2025-12-31, EBC has $30,586,856K in assets. $26,246,303K in debts.

Balance Sheets Overview

Debt to Asset Ratio
85.81%
Unit: Thousand (K) dollars
Assets Breakdown
    • Total loans
    • Available for sale (amortized co...
    • Goodwill
    • Others
Liabilities Breakdown
    • Money market investment
    • Demand
    • Interest checking accounts
    • Others

Balance Sheets
2025-12-31
Cash and due from banks
126,103
Short-term investments
190,766
Cash and cash equivalents
316,869
Available for sale (amortized cost 4,143,163 and 4,778,644, respectively)
3,825,569
Unrealized gains-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
0
Unrealized losses-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
15,595
Allowance for credit losses-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
0
Fair value-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
194,547
Unrealized gains-Commercial Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
0
Unrealized losses-Commercial Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
11,601
Allowance for credit losses-Commercial Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
0
Fair value-Commercial Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
173,584
Unrealized gains-USStates And Political Subdivisions
2,914
Unrealized losses-USStates And Political Subdivisions
399
Allowance for credit losses-USStates And Political Subdivisions
0
Fair value-USStates And Political Subdivisions
169,861
Unrealized gains-Corporate Debt Securities
1,098
Unrealized losses-Corporate Debt Securities
0
Allowance for credit losses-Corporate Debt Securities
0
Fair value-Corporate Debt Securities
37,982
Held to maturity (fair value 575,974 and 371,724, respectively)
599,557
Total securities
4,425,126
Loans held for sale
22,761
Total loans
23,574,496
Allowance for loan losses
331,841
Unearned discounts and deferred fees, net
-489,431
Net loans
22,753,224
Federal home loan bank stock, at cost
13,838
Total cost
226,500
Accumulated depreciation
108,278
Premises and equipment used in operations, net
118,222
Premises and equipment held for sale
1,762
Premises and equipment
119,984
Bank-owned life insurance
307,836
Goodwill
1,117,148
Total balances subject to amortization
183,782
Goodwill and other intangibles, net
1,300,930
Deferred income taxes, net
309,963
Prepaid expenses
259,929
Other assets
756,396
Total assets
30,586,856
Demand
6,341,205
Interest checking accounts
4,727,219
Savings accounts
2,010,028
Money market investment
7,885,707
Certificates of deposit
4,506,592
Total deposits
25,470,751
Interest rate swap collateral funds
15,321
Federal home loan bank advances
199,617
Total borrowed funds
214,938
Other liabilities
560,614
Total liabilities
26,246,303
Common shares, 0.01 par value, 1,000,000,000 shares authorized 235,646,558 and 213,909,472 shares issued and outstanding at december31, 2025 and 2024, respectively
2,356
Additional paid in capital
2,621,029
Unallocated common shares held by the employee stock ownership plan
122,796
Retained earnings
2,067,327
Accumulated other comprehensive income, net of tax
-227,363
Total shareholders equity
4,340,553
Total liabilities and shareholders equity
30,586,856
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Fair value-MortgageBacked Securities...$194,547K Fairvalue-Commercial Mortgage Backed...$173,584K Fair value-USStatesAnd Political...$169,861K Fairvalue-Corporate Debt Securities$37,982K Unrealizedlosses-Mortgage Backed...$15,595K Unrealizedlosses-Commercial Mortgage Backed...$11,601K Total cost$226,500K Unrealizedlosses-USStates And Political...$399K Total loans$23,574,496K Available for sale(amortized cost 4,143,163...$3,825,569K Held to maturity(fair value 575,974...$599,557K Goodwill$1,117,148K Total balancessubject to amortization$183,782K Short-term investments$190,766K Cash and due frombanks$126,103K Premises and equipmentused in operations,...$118,222K Premises and equipmentheld for sale$1,762K Unrealized gains-USStatesAnd Political...$2,914K Unrealizedgains-Corporate Debt Securities$1,098K Accumulated depreciation$108,278K Net loans$22,753,224K Total securities$4,425,126K Goodwill and otherintangibles, net$1,300,930K Other assets$756,396K Cash and cashequivalents$316,869K Deferred income taxes,net$309,963K Bank-owned life insurance$307,836K Prepaid expenses$259,929K Premises and equipment$119,984K Loans held for sale$22,761K Federal home loan bankstock, at cost$13,838K Unearned discounts anddeferred fees, net-$489,431K Allowance for loan losses$331,841K Total assets$30,586,856K Total liabilities andshareholders equity$30,586,856K Total liabilities$26,246,303K Total shareholdersequity$4,340,553K Accumulated othercomprehensive income, net of...-$227,363K Unallocated common sharesheld by the employee...$122,796K Total deposits$25,470,751K Other liabilities$560,614K Total borrowed funds$214,938K Additional paid in capital$2,621,029K Retained earnings$2,067,327K Common shares, 0.01 parvalue, 1,000,000,000...$2,356K Money marketinvestment$7,885,707K Demand$6,341,205K Interest checkingaccounts$4,727,219K Certificates of deposit$4,506,592K Savings accounts$2,010,028K Federal home loan bankadvances$199,617K Interest rate swapcollateral funds$15,321K

Eastern Bankshares, Inc. (EBC)

Eastern Bankshares, Inc. (EBC)