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For the quarter ending 2026-03-31, EBC has $30,632,569K in assets. $26,346,589K in debts.

Balance Sheets Overview

Debt to Asset Ratio
86.01%
Unit: Thousand (K) dollars
Assets Breakdown
    • Total loans
    • Available for sale (amortized co...
    • Goodwill and other intangibles, ...
    • Others
Liabilities Breakdown
    • Money market investment
    • Demand
    • Interest checking accounts
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and due from banks
111,430 126,103 117,374 158,700
Short-term investments
220,133 190,766 293,036 394,806
Cash and cash equivalents
331,563 316,869 410,410 553,506
Available for sale (amortized cost 4,201,439 and 4,143,163, respectively)
3,860,264 3,825,569 3,810,631 3,896,221
Unrealized gains-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
0 0 0 -
Unrealized losses-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
16,780 15,595 17,730 -
Allowance for credit losses-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
0 0 0 -
Fair value-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
188,388 194,547 197,384 -
Unrealized gains-Commercial Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
0 0 0 -
Unrealized losses-Commercial Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
12,003 11,601 12,765 -
Allowance for credit losses-Commercial Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
0 0 0 -
Fair value-Commercial Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
171,044 173,584 173,394 -
Unrealized gains-USStates And Political Subdivisions
1,471 2,914 1,784 -
Unrealized losses-USStates And Political Subdivisions
4,594 399 25 -
Allowance for credit losses-USStates And Political Subdivisions
0 0 0 -
Fair value-USStates And Political Subdivisions
279,331 169,861 85,610 -
Unrealized gains-Corporate Debt Securities
1,340 1,098 1,070 -
Unrealized losses-Corporate Debt Securities
54 0 0 -
Allowance for credit losses-Corporate Debt Securities
0 0 0 -
Fair value-Corporate Debt Securities
43,172 37,982 30,070 -
Held to maturity (fair value 681,935 and 575,974, respectively)
712,555 599,557 514,124 499,159
Total securities
4,572,819 4,425,126 4,324,755 4,395,380
Loans held for sale
25,814 22,761 708 0
Total loans
23,387,994 23,574,496 18,828,649 18,589,790
Allowance for loan losses
327,892 331,841 233,038 232,113
Unearned discounts and deferred fees, net
-463,950 -489,431 -262,933 -274,667
Net loans
22,596,152 22,753,224 18,332,678 18,083,010
Federal home loan bank stock, at cost
38,801 13,838 6,252 6,254
Total cost
-226,500 --
Accumulated depreciation
-108,278 --
Premises and equipment used in operations, net
-118,222 --
Premises and equipment held for sale
-1,762 --
Premises and equipment
117,585 119,984 72,138 66,437
Bank-owned life insurance
309,364 307,836 207,284 207,129
Goodwill
-1,117,148 --
Total balances subject to amortization
-183,782 --
Goodwill and other intangibles, net
1,289,286 1,300,930 1,026,736 1,034,543
Deferred income taxes, net
306,059 309,963 252,875 279,301
Prepaid expenses
258,416 259,929 227,073 230,727
Other assets
786,710 756,396 596,790 599,881
Total assets
30,632,569 30,586,856 25,457,699 25,456,168
Demand
6,596,577 6,341,205 5,662,344 5,948,307
Interest checking accounts
4,508,811 4,727,219 4,240,679 4,455,074
Savings accounts
2,140,074 2,010,028 1,579,909 1,605,103
Money market investment
7,715,516 7,885,707 6,269,602 5,964,553
Certificates of deposit
4,144,271 4,506,592 3,364,814 3,247,743
Total deposits
25,105,249 25,470,751 21,117,348 21,220,780
Interest rate swap collateral funds
27,991 15,321 13,941 21,391
Federal home loan bank advances
689,217 199,617 25,882 26,797
Total borrowed funds
717,208 214,938 39,823 48,188
Other liabilities
524,132 560,614 495,003 503,309
Total liabilities
26,346,589 26,246,303 21,652,174 21,772,277
Common shares, 0.01 par value, 1,000,000,000 shares authorized, 232,292,219 and 235,646,558 shares issued and outstanding at march31, 2026 and december31, 2025, respectively
2,323 2,356 2,115 2,115
Additional paid in capital
2,549,369 2,621,029 2,193,944 2,189,727
Unallocated common shares held by the employee stock ownership plan
121,527 122,796 124,039 125,300
Retained earnings
2,103,663 2,067,327 1,997,007 1,916,876
Accumulated other comprehensive loss, net of tax
-247,848 -227,363 -263,502 -299,527
Total shareholders equity
4,285,980 4,340,553 3,805,525 3,683,891
Total liabilities and shareholders equity
30,632,569 30,586,856 25,457,699 25,456,168
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Fair value-USStatesAnd Political...$279,331K Fair value-MortgageBacked Securities...$188,388K Fairvalue-Commercial Mortgage Backed...$171,044K Fairvalue-Corporate Debt Securities$43,172K Unrealizedlosses-Mortgage Backed...$16,780K Unrealizedlosses-Commercial Mortgage Backed...$12,003K Unrealizedlosses-USStates And Political...$4,594K Unrealizedlosses-Corporate Debt Securities$54K Total loans$23,387,994K Available for sale(amortized cost 4,201,439...$3,860,264K Held to maturity(fair value 681,935...$712,555K Short-term investments$220,133K Cash and due frombanks$111,430K Unrealized gains-USStatesAnd Political...$1,471K Unrealizedgains-Corporate Debt Securities$1,340K Net loans$22,596,152K Total securities$4,572,819K Goodwill and otherintangibles, net$1,289,286K Other assets$786,710K Cash and cashequivalents$331,563K Bank-owned life insurance$309,364K Deferred income taxes,net$306,059K Prepaid expenses$258,416K Premises and equipment$117,585K Federal home loan bankstock, at cost$38,801K Loans held for sale$25,814K Unearned discounts anddeferred fees, net-$463,950K Allowance for loan losses$327,892K Total assets$30,632,569K Total liabilities andshareholders equity$30,632,569K Total liabilities$26,346,589K Total shareholdersequity$4,285,980K Accumulated othercomprehensive loss, net of tax-$247,848K Unallocated common sharesheld by the employee...$121,527K Total deposits$25,105,249K Total borrowed funds$717,208K Other liabilities$524,132K Additional paid in capital$2,549,369K Retained earnings$2,103,663K Common shares, 0.01 parvalue, 1,000,000,000...$2,323K Money marketinvestment$7,715,516K Demand$6,596,577K Interest checkingaccounts$4,508,811K Certificates of deposit$4,144,271K Savings accounts$2,140,074K Federal home loan bankadvances$689,217K Interest rate swapcollateral funds$27,991K

Eastern Bankshares, Inc. (EBC)

Eastern Bankshares, Inc. (EBC)