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Eastern Bankshares, Inc. (EBC)

For the quarter ending 2025-06-30, EBC made $244,978,000 in revenue. $100,233,000 in net income. Net profit margin of 40.92%.

Overview

Revenue
$244,978,000
Net Income
$100,233,000
Net Profit Margin
40.92%
EPS
$0.5
Unit: Dollar
Revenue Breakdown
    • Net interest income
    • Investment advisory fees
    • Service charges on deposit accou...
    • Others

Unit: Dollar
2025-06-30
Income tax expense100,000
Income tax expense87,000
Miscellaneous income and fees5,869,000
Losses on sales of mortgage loans held for sale, net-97,000
Losses on sales of securities available for sale, net-
Service charges on deposit accounts8,244,000
Other non-operating income (loss)618,000
Investment advisory fees17,282,000
Interest rate swap income978,000
Income from investments held in rabbi trusts5,727,000
Card income4,230,000
Total noninterest income (loss)42,851,000
Professional services3,037,000
Non-operating expenses2,582,000
Other operating expenses7,002,000
Occupancy and equipment11,230,000
Marketing expenses2,432,000
Salaries and employee benefits80,696,000
Technology and data processing18,395,000
Fdic insurance3,780,000
Amortization of intangible assets7,807,000
Total noninterest expense136,961,000
Net interest income202,030,000
Provision for allowance for loan losses7,600,000
Net interest income after provision for allowance for loan losses194,430,000
Income (loss) before income tax expense100,320,000
Net income (loss)100,233,000
Average number of common shares outstanding used to calculate basic earnings per common share (in shares)198,531,054
Average number of common shares outstanding used to calculate diluted earnings per common share (in shares)198,992,111
Basic earnings (loss) per share (in dollars per share)0.5
Diluted earnings (loss) per share (in dollars per share)0.5
Unit: Dollar

Income Statement

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Net interest income$202,030,000 Card income$4,230,000 Income frominvestments held in rabbi...$5,727,000 Interest rate swap income$978,000 Investment advisory fees$17,282,000 Other non-operatingincome (loss)$618,000 Service charges ondeposit accounts$8,244,000 Miscellaneous income and fees$5,869,000 Net interest incomeafter provision for...$194,430,000 Total noninterestincome (loss)$42,851,000 Provision for allowancefor loan losses$7,600,000 Losses on sales ofmortgage loans held for...-$97,000 Income (loss) beforeincome tax expense$100,320,000 Total noninterestexpense$136,961,000 Net income (loss)$100,233,000 Income tax expense$87,000 Amortization of intangibleassets$7,807,000 Fdic insurance$3,780,000 Technology and dataprocessing$18,395,000 Salaries and employeebenefits$80,696,000 Marketing expenses$2,432,000 Occupancy and equipment$11,230,000 Other operatingexpenses$7,002,000 Non-operating expenses$2,582,000 Professional services$3,037,000