Eagle Bancorp Montana, Inc. (EBMT)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Noninterest income revenue-Bank Servicing | 2,926 | - | - | - |
| Noninterest income revenue-Deposit Account | 393 | - | - | - |
| Noninterest income revenue-Debit Card | 670 | - | - | - |
| Other noninterest income | 425 | 559 | 251 | 464 |
| Appreciation in cash surrender value of life insurance | 393 | 350 | 314 | - |
| Noninterest income revenue | - | 3,107 | 3,694 | 3,485 |
| Bank owned life insurance benefit gain | - | - | 724 | 320 |
| Total noninterest income | 4,807 | 4,016 | 4,983 | 4,269 |
| Professional and examination fees | 391 | 520 | 438 | 423 |
| Other noninterest expense | 1,451 | 1,377 | 1,923 | 1,765 |
| Occupancy and equipment expense | 2,230 | 2,302 | 2,134 | 2,104 |
| Loan costs | 354 | 372 | 385 | 412 |
| Salaries and employee benefits | 10,645 | 9,664 | 9,894 | 10,273 |
| Data processing | 1,305 | 1,330 | 1,587 | 1,382 |
| Amortization | 298 | 320 | 337 | 348 |
| Advertising | 280 | 232 | 277 | 316 |
| Software subscriptions | 715 | 658 | - | - |
| Federal deposit insurance corporation ('fdic') insurance premiums | -257 | -231 | -295 | -284 |
| Total noninterest expense | 17,926 | 17,006 | 17,270 | 17,307 |
| Provision for credit losses | 1,038 | 42 | 277 | 412 |
| Other long-term debt | 669 | 670 | 684 | 681 |
| Deposits | 6,877 | 6,871 | 7,190 | 6,884 |
| Fhlb advances and other borrowings | 1,459 | 1,626 | 3,084 | 2,625 |
| Total interest expense | 9,005 | 9,167 | 10,958 | 10,190 |
| Other interest income | 75 | 38 | 94 | 145 |
| Securities available-for-sale | 2,397 | 2,451 | 2,598 | 2,631 |
| Interest and fees on loans | 24,442 | 23,320 | 23,802 | 22,782 |
| Fhlb and frb dividends | 236 | 260 | 266 | 264 |
| Total interest and dividend income | 27,150 | 26,069 | 26,760 | 25,822 |
| Net interest income | 18,145 | 16,902 | 15,802 | 15,632 |
| Net interest income after provision for credit losses | 17,107 | 16,860 | 15,525 | 15,220 |
| Income before provision for income taxes | 3,988 | 3,870 | 3,238 | 2,182 |
| Provision for income taxes | 751 | 631 | 529 | 444 |
| Net income | 3,237 | 3,239 | 2,709 | 1,738 |
| Basic earnings per common share (in dollars per share) | 0.42 | 0.41 | 0.35 | 0.22 |
| Basic weighted average shares outstanding (in shares) | 7,791,320 | 7,812,248 | 7,836,921 | 7,830,925 |
| Diluted earnings per common share (in dollars per share) | 0.41 | 0.41 | 0.34 | 0.22 |
| Diluted weighted average shares outstanding (in shares) | 7,812,656 | 7,823,636 | 7,860,138 | 7,845,272 |