Financial insights of EBMT

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$3,984K
EPS
$0.51
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Noninterest income revenue-Bank Servicing	-	-	-	2,926
Noninterest income revenue-Deposit Account	408	403*	442	393
Noninterest income revenue-Bank Servicing	2,434	2,716*	2,926	-
Noninterest income revenue-Debit Card	628	547*	691	-
Appreciation in cash surrender value of life insurance	362	384	384	393
Noninterest income revenue-Debit Card	-	-	-	670
Net loss on sale of available-for-sale securities	-	0*	-	-
Other noninterest income	1,049	1,083	274	425
Total noninterest income	4,881	5,132	4,717	4,807
Interest and fees on loans	23,570	24,623	25,213	24,442
Securities available-for-sale	2,215	2,296	2,322	2,397
Fhlb and frb dividends	138	201	225	236
Other interest income	299	238	74	75
Total interest and dividend income	26,222	27,358	27,834	27,150
Deposits	6,661	6,849	7,179	6,877
Fhlb advances and other borrowings	412	735	1,144	1,459
Other long-term debt	446	612	823	669
Total interest expense	7,519	8,196	9,146	9,005
Net interest income	18,703	19,162	18,688	18,145
Provision for credit losses	279	39	62	1,038
Net interest income after provision for credit losses	18,424	19,123	18,626	17,107
Salaries and employee benefits	10,814	10,887	11,193	10,645
Occupancy and equipment expense	2,560	2,505	2,274	2,230
Data processing	1,255	1,015	1,326	1,305
Software subscriptions	571	680	680	715
Advertising	301	468	308	280
Amortization	271	288	288	298
Loan costs	365	292	382	354
Federal deposit insurance corporation ('fdic') insurance premiums	235	-237	-231	-257
Professional and examination fees	382	387	401	391
Other noninterest expense	1,457	1,417	1,304	1,451
Total noninterest expense	18,211	18,176	18,387	17,926
Income before provision for income taxes	5,094	6,079	4,956	3,988
Provision for income taxes	1,110	1,350	1,326	751
Net income	3,984	4,729	3,630	3,237

Basic EPS	0.51	0.606	0.47	0.42
Diluted EPS	0.51	0.604	0.46	0.41
Basic Average Shares	7,818,831	7,807,736	7,796,304	7,791,320
Diluted Average Shares	7,844,457	7,830,774	7,828,570	7,812,656

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$3,984K
EPS
$0.51
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$3,984K
EPS
$0.51
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$3,984KEPS$0.51Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$3,984KEPS$0.51Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$3,984K
EPS
$0.51
Unit: Thousand (K) dollars

Net Income
$3,984K
EPS
$0.51
Unit: Thousand (K) dollars