For the quarter ending 2025-09-30, EBMT has $2,119,806K in assets. $1,933,320K in debts. $29,515K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Federal funds sold | - | 44 | ||
| Cash and due from banks | 25,061 | 25,701 | ||
| Interest-bearing deposits in banks | 4,454 | 1,183 | ||
| Total cash and cash equivalents | 29,515 | 26,928 | ||
| Securities available-for-sale, at fair value (amortized cost of 299,963 at september 30, 2025 and 319,939 at december 31, 2024) | 279,920 | 285,023 | ||
| Federal home loan bank ('fhlb') stock | 5,200 | 7,000 | ||
| Federal reserve bank ('frb') stock | 4,131 | 4,131 | ||
| Mortgage loans held-for-sale, at fair value | 10,364 | 13,651 | ||
| Loans receivable | 1,557,771 | - | ||
| Allowance for credit losses | 17,740 | - | ||
| Loans receivable, net of allowance for credit losses of 17,740 at september 30, 2025 and 16,850 at december 31, 2024 | 1,540,031 | 1,551,932 | ||
| Accrued interest and dividends receivable | 16,903 | 14,674 | ||
| Mortgage servicing rights, net | 15,131 | 15,120 | ||
| Assets held-for-sale, at cost | 0 | 703 | ||
| Premises and equipment, net | 102,032 | 100,909 | ||
| Cash surrender value of life insurance, net | 54,333 | 53,958 | ||
| Goodwill | 34,740 | 34,740 | ||
| Core deposit intangible, net | 3,599 | 3,885 | ||
| Other assets | 23,907 | 24,979 | ||
| Total assets | 2,119,806 | 2,137,633 | ||
| Noninterest-bearing | 429,064 | 417,324 | ||
| Interest-bearing | 1,323,115 | 1,320,601 | ||
| Total deposits | 1,752,179 | 1,737,925 | ||
| Accrued expenses and other liabilities | 42,713 | 40,439 | ||
| Fhlb advances and other borrowings | 79,167 | 119,407 | ||
| Principal amount | 60,155 | 60,155 | ||
| Unamortized debt issuance costs | 894 | 931 | ||
| Total other long-term debt, net | 59,261 | 59,224 | ||
| Total liabilities | 1,933,320 | 1,956,995 | ||
| Common stock (par value 0.01 per share 20,000,000 shares authorized 8,507,429 shares issued at september 30, 2025 and december 31, 2024 7,952,177 shares outstanding at september 30, 2025 and 8,027,177 shares outstanding december 31, 2024) | 85 | 85 | ||
| Additional paid-in capital | 108,730 | 108,590 | ||
| Unallocated common stock held by employee stock ownership plan ('esop') | 3,581 | 3,724 | ||
| Treasury stock, at cost (555,252 shares at september 30, 2025 and 480,252 shares at december 31, 2024) | 11,925 | 11,925 | ||
| Retained earnings | 107,947 | 105,470 | ||
| Accumulated other comprehensive loss, net of tax | -14,770 | -17,858 | ||
| Total shareholders' equity | 186,486 | 180,638 | ||
| Total liabilities and shareholders' equity | 2,119,806 | 2,137,633 | ||
Eagle Bancorp Montana, Inc. (EBMT)
Eagle Bancorp Montana, Inc. (EBMT)