Eagle Bancorp Montana, Inc. (EBMT)
Eagle Bancorp Montana, Inc. (EBMT)
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 19,420 | 24,110 | 25,061 | 25,701 |
| Interest-bearing deposits in banks | 34,217 | 38,852 | 4,454 | 1,183 |
| Federal funds sold | 96 | NaN | NaN | 44 |
| Total cash and cash equivalents | 53,733 | 62,962 | 29,515 | 26,928 |
| Securities available-for-sale, at fair value (amortized cost of 295,079 at march 31, 2026 and 299,162 at december 31, 2025) | 274,887 | 281,692 | 279,920 | 285,023 |
| Federal home loan bank ('fhlb') stock | 2,734 | 2,650 | 5,200 | 7,000 |
| Federal reserve bank ('frb') stock | 4,131 | 4,131 | 4,131 | 4,131 |
| Mortgage loans held-for-sale, at fair value | 9,904 | 7,452 | 10,364 | 13,651 |
| Loans receivable | 1,519,286 | 1,519,019 | 1,557,771 | NaN |
| Assets held-for-sale, at cost | NaN | 0 | 0 | 703 |
| Premises and equipment, gross | NaN | 138,115 | NaN | NaN |
| Allowance for credit losses | 17,430 | 17,370 | 17,740 | NaN |
| Accumulated depreciation | NaN | 37,860 | NaN | NaN |
| Loans receivable, net of allowance for credit losses of 17,430 at march 31, 2026 and 17,370 at december 31, 2025 | 1,501,856 | 1,501,649 | 1,540,031 | 1,551,932 |
| Premises and equipment, net, excluding right-of-use assets | NaN | 100,255 | NaN | NaN |
| Accrued interest and dividends receivable | 13,613 | 14,448 | 16,903 | 14,674 |
| Right-of-use assets, net of amortization | NaN | 1,183 | NaN | NaN |
| Mortgage servicing rights, net | 14,909 | 15,043 | 15,131 | 15,120 |
| Premises and equipment, net | 100,556 | 101,438 | 102,032 | 100,909 |
| Cash surrender value of life insurance, net | 55,062 | 54,708 | 54,333 | 53,958 |
| Goodwill | 34,740 | 34,740 | 34,740 | 34,740 |
| Core deposit intangible, net | 3,045 | 3,314 | 3,599 | 3,885 |
| Deferred tax asset, net | 9,139 | 8,333 | NaN | NaN |
| Other assets | 13,542 | 13,807 | 23,907 | 24,979 |
| Total assets | 2,091,851 | 2,106,367 | 2,119,806 | 2,137,633 |
| Noninterest-bearing | 437,574 | 452,183 | 429,064 | 417,324 |
| Interest-bearing | 1,348,502 | 1,329,416 | 1,323,115 | 1,320,601 |
| Total deposits | 1,786,076 | 1,781,599 | 1,752,179 | 1,737,925 |
| Accrued expenses and other liabilities | 41,670 | 50,482 | 42,713 | 40,439 |
| Federal funds purchased | 0 | 105 | NaN | NaN |
| Fhlb advances and other borrowings | 26,667 | 37,917 | 79,167 | 119,407 |
| Principal amount | 45,155 | 45,155 | 60,155 | 60,155 |
| Unamortized debt issuance costs | 676 | 705 | 894 | 931 |
| Total other long-term debt, net | 44,479 | 44,450 | 59,261 | 59,224 |
| Total liabilities | 1,898,892 | 1,914,553 | 1,933,320 | 1,956,995 |
| Common stock (par value 0.01 per share 20,000,000 shares authorized 8,507,429 shares issued at march 31, 2026 and december 31, 2025 7,965,431 shares outstanding at march 31, 2026 and 7,957,769 shares outstanding at december 31, 2025) | 85 | 85 | 85 | 85 |
| Additional paid-in capital | 108,072 | 108,086 | 108,730 | 108,590 |
| Unallocated common stock held by employee stock ownership plan ('esop') | 3,294 | 3,437 | 3,581 | 3,724 |
| Treasury stock, at cost (541,998 shares at march 31, 2026 and 549,660 shares at december 31, 2025) | 11,374 | 11,567 | 11,925 | 11,925 |
| Retained earnings | 114,350 | 111,521 | 107,947 | 105,470 |
| Accumulated other comprehensive loss, net of tax | -14,880 | -12,874 | -14,770 | -17,858 |
| Total shareholders' equity | 192,959 | 191,814 | 186,486 | 180,638 |
| Total liabilities and shareholders' equity | 2,091,851 | 2,106,367 | 2,119,806 | 2,137,633 |