For the year ending 2025-12-31, EBMT has $2,106,367K in assets. $1,914,553K in debts. $62,962K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 24,110 | |||
| Interest-bearing deposits in banks | 38,852 | |||
| Total cash and cash equivalents | 62,962 | |||
| Securities available-for-sale, at fair value (amortized cost of 299,162 at december 31, 2025 and 319,939 at december 31, 2024) | 281,692 | |||
| Federal home loan bank ('fhlb') stock | 2,650 | |||
| Federal reserve bank ('frb') stock | 4,131 | |||
| Mortgage loans held-for-sale, at fair value | 7,452 | |||
| Loans receivable | 1,519,019 | |||
| Allowance for credit losses | 17,370 | |||
| Loans receivable, net of allowance for credit losses of 17,370 at december 31, 2025 and 16,850 at december 31, 2024 | 1,501,649 | |||
| Accrued interest and dividends receivable | 14,448 | |||
| Mortgage servicing rights, net | 15,043 | |||
| Assets held-for-sale, at cost | 0 | |||
| Premises and equipment, gross | 138,115 | |||
| Accumulated depreciation | 37,860 | |||
| Premises and equipment, net, excluding right-of-use assets | 100,255 | |||
| Right-of-use assets, net of amortization | 1,183 | |||
| Property, plant and equipment, net | 101,438 | |||
| Cash surrender value of life insurance, net | 54,708 | |||
| Goodwill | 34,740 | |||
| Core deposit intangible, net | 3,314 | |||
| Deferred tax asset, net | 8,333 | |||
| Other assets | 13,807 | |||
| Total assets | 2,106,367 | |||
| Noninterest-bearing | 452,183 | |||
| Interest-bearing | 1,329,416 | |||
| Total deposits | 1,781,599 | |||
| Accrued liabilities and other liabilities | 50,482 | |||
| Federal funds purchased | 105 | |||
| Fhlb advances and other borrowings | 37,917 | |||
| Principal amount | 45,155 | |||
| Unamortized debt issuance costs | 705 | |||
| Total other long-term debt, net | 44,450 | |||
| Total liabilities | 1,914,553 | |||
| Common stock (par value 0.01 per share 20,000,000 shares authorized 8,507,429 shares issued at december 31, 2025 and december 31, 2024 7,957,769 shares outstanding at december 31, 2025 and 8,027,177 shares outstanding at december 31, 2024) | 85 | |||
| Additional paid-in capital | 108,086 | |||
| Unallocated common stock held by employee stock ownership plan ('esop') | 3,437 | |||
| Treasury stock, at cost (549,660 shares at december 31, 2025 and 480,252 shares at december 31, 2024) | 11,567 | |||
| Retained earnings | 111,521 | |||
| Accumulated other comprehensive loss, net of tax | -12,874 | |||
| Total shareholders' equity | 191,814 | |||
| Total liabilities and shareholders' equity | 2,106,367 | |||
Eagle Bancorp Montana, Inc. (EBMT)
Eagle Bancorp Montana, Inc. (EBMT)