| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 49,362 | 54,794 | 45,235 | 101,345 |
| Depreciation | 2,061 | 2,059 | 1,633 | 3,091 |
| Provision for credit losses | 7,243 | 9,236 | 8,447 | 8,654 |
| Deferred income taxes | 2,217 | -1,282 | -1,515 | -2,789 |
| Net amortization of discount/premiums on debt securities | -630 | -586 | -1,057 | -2,085 |
| Net amortization on loans | -1,578 | -4,014 | 109 | -975 |
| Amortization of intangible assets | 1,400 | 1,380 | 736 | 1,608 |
| Amortization of servicing assets | 280 | 232 | 218 | 476 |
| Mortgage loans originated-for-sale | 4,204 | 7,250 | 7,776 | 12,150 |
| Proceeds from mortgage loans sold | 4,734 | 7,055 | 7,774 | 11,744 |
| Investment securities | 0 | -57 | 0 | 106 |
| Gains (loss) on loans sold | NaN | 4,188 | NaN | NaN |
| Sba loans | -2,774 | NaN | 1,140 | 3,048 |
| Oreo | -295 | 6,169 | 7 | 79 |
| Gain (loss) on disposition of property plant equipment | NaN | 0 | NaN | NaN |
| State tax credits | 153 | 688 | 0 | 110 |
| Stock-based compensation | 4,304 | 4,277 | 3,022 | 6,192 |
| Net change in other assets and liabilities | 9,830 | 25,459 | 8,211 | 16,579 |
| Net cash provided by operating activities | 58,503 | 42,842 | 49,364 | 101,309 |
| Net (increase) decrease in loans | -67,593 | 29,123 | 201,766 | 255,212 |
| Proceeds from divestiture of businesses | NaN | 277,036 | NaN | NaN |
| Branch acquisition, net | 250 | NaN | NaN | NaN |
| Proceeds from sale of debt securities, available-for-sale | NaN | 139,051 | NaN | NaN |
| Sale of debt securities, available-for-sale | -9,631 | NaN | 0 | 9,631 |
| Paydown or maturity of debt securities, available-for-sale | 177,163 | 140,398 | 96,907 | 198,032 |
| Paydown or maturity of debt securities, held-to-maturity | 17,783 | 4,284 | 11,306 | 9,400 |
| Redemption of other investments | 8,849 | 24,167 | 46,070 | 63,144 |
| Proceeds from sale of loans | NaN | 83,760 | NaN | NaN |
| Sale of sba loans | -56,482 | NaN | 23,732 | 60,028 |
| Sale of state tax credits held for sale | 872 | 3,762 | 0 | 725 |
| Sale of oreo | 7,875 | 0 | 348 | 3,619 |
| Proceeds from sale of property, plant, and equipment | NaN | 0 | NaN | NaN |
| Settlement of bank-owned life insurance policies | 1,581 | 0 | 0 | 2,079 |
| Available-for-sale debt securities | 206,186 | 565,856 | 233,164 | 488,484 |
| Held-to-maturity debt securities | 0 | -993 | 3,468 | 175,052 |
| Other investments | 10,903 | 11,348 | 53,522 | 78,102 |
| Bank-owned life insurance | 0 | 0 | 9 | 75,000 |
| State tax credits held for sale | 0 | 1,580 | 0 | 360 |
| Fixed assets | 1,024 | 3,021 | 2,243 | 6,721 |
| Net cash provided by (used in) investing activities | 91,131 | -30,868 | -315,809 | -732,273 |
| Net decrease in noninterest-bearing demand accounts | -45,740 | 270,125 | 64,181 | -161,740 |
| Net increase (decrease) in interest-bearing demand accounts | -39,205 | 129,587 | 186,372 | 332,607 |
| Net increase in short term fhlb advances, net | 0 | -327,000 | 33,000 | 294,000 |
| Proceeds from notes payable | NaN | 0 | 63,250 | NaN |
| Repayments of term loan | 2,259 | 2,259 | 2,259 | NaN |
| Net decrease in other borrowings | 66,113 | 0 | 63,250 | NaN |
| Net decrease in other borrowings | NaN | NaN | -24,625 | -70,180 |
| Proceeds from (payments for) in securities sold under agreements to repurchase | NaN | 48,165 | NaN | NaN |
| Payments for repurchase of common stock | 27,240 | 3,515 | 0 | 10,630 |
| Payments of ordinary dividends, common stock | 12,170 | 11,822 | 11,473 | 21,798 |
| Repayments of notes payable | NaN | NaN | NaN | 0 |
| Payments of ordinary dividends, preferred stock and preference stock | 938 | 937 | 938 | 1,875 |
| Other | -3,402 | 824 | 2,622 | -2,070 |
| Net cash provided by (used in) financing activities | -197,067 | 197,973 | 246,880 | 358,314 |
| Net decrease in cash and cash equivalents | -47,433 | 209,947 | -19,565 | -272,650 |
| Cash and cash equivalents, beginning of period | 681,902 | 471,955 | 764,170 | NaN |
| Cash and cash equivalents, end of period | 634,469 | 681,902 | 471,955 | NaN |
ENTERPRISE FINANCIAL SERVICES CORP (EFSC)
ENTERPRISE FINANCIAL SERVICES CORP (EFSC)