Financial insights of EFSC

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$48,424K
EPS
$1.3
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans	185,170	185,598*	191,397	187,845
Taxable	25,667	20,917*	21,175	19,310
Nontaxable	9,280	7,955*	8,650	7,814
Interest-earning deposits	4,533	7,057*	3,638	3,368
Dividends on equity securities	441	350*	530	630
Total interest income	225,091	221,876*	225,390	218,967
Deposits	54,749	58,708*	61,615	59,979
Subordinated debentures and notes	1,522	1,413*	2,683	2,737
Fhlb advances	56	-1,090*	1,207	1,801
Other borrowings	2,617	2,679*	1,599	1,688
Total interest expense	58,944	61,709*	67,104	66,205
Net interest income	166,147	160,167*	158,286	152,762
Provision for credit losses	7,243	8,462*	8,447	3,470
Net interest income after provision for credit losses	158,904	151,705*	149,839	149,292
Deposit Account	5,256	4,564*	4,935	4,940
Fiduciary And Trust	2,712	2,724*	2,571	2,584
Card Services Revenue	2,535	2,527*	2,535	2,444
Taxcreditactivitynet	-179	4,837*	-300	2,207
Financial Service Other	8,764	-5,369*	38,883	8,429
Total noninterest income	19,088	9,281*	48,624	20,604
Employee compensation and benefits	55,759	48,960*	49,640	50,164
Deposit costs	25,996	25,326*	27,172	24,765
Occupancy	5,902	5,214*	4,895	5,065
Data processing	5,644	5,637*	5,022	4,713
Professional fees	1,571	2,632*	2,620	2,029
Other expense	20,265	18,802*	20,441	18,966
Total noninterest expense	115,137	106,569*	109,790	105,702
Income (loss) from continuing operations before equity method investments, income taxes, noncontrolling interest, total	-	54,417*	-	-
Income before income tax expense	62,855	-	88,673	64,194
Income tax expense	13,493	-2,029*	43,438	12,810
Net income	49,362	56,446*	45,235	51,384
Dividends on preferred stock	938	938*	938	937
Net income available to common stockholders	48,424	55,508	44,297	50,447

Basic EPS	1.31	1.501	1.2	1.36
Diluted EPS	1.3	1.492	1.19	1.36
Basic Average Shares	36,907,000	36,983,000	37,015,000	36,963,000
Diluted Average Shares	37,152,000	37,212,000	37,333,000	37,172,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$48,424K
EPS
$1.3
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$48,424K
EPS
$1.3
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$48,424KEPS$1.3Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$48,424KEPS$1.3Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$48,424K
EPS
$1.3
Unit: Thousand (K) dollars

Net Income
$48,424K
EPS
$1.3
Unit: Thousand (K) dollars