For the quarter ending 2025-09-30, EFSCP had -$292,215K decrease in cash & cash equivalents over the period. $141,709K in free cash flow.
| Cash Flow | 2025-09-30 |
|---|---|
| Net income | 146,580 |
| Depreciation | 4,724 |
| Provision for credit losses | 17,101 |
| Deferred income taxes | -4,304 |
| Net amortization of discount/premiums on debt securities | -3,142 |
| Net amortization on loans | -866 |
| Amortization of intangible assets | 2,344 |
| Amortization of servicing assets | 694 |
| Mortgage loans originated-for-sale | 19,926 |
| Proceeds from mortgage loans sold | 19,518 |
| Sale of investment securities | 106 |
| Sale of sba loans | 4,188 |
| Sale of other real estate | 86 |
| Sale of state tax credits | 110 |
| Stock-based compensation | 9,214 |
| Net change in other assets and liabilities | 24,790 |
| Net cash provided by operating activities | 150,673 |
| Net increase in loans | 456,978 |
| Sale of debt securities, available-for-sale | 9,631 |
| Paydown or maturity of debt securities, available-for-sale | 294,939 |
| Paydown or maturity of debt securities, held-to-maturity | 20,706 |
| Redemption of other investments | 109,214 |
| Sale of sba loans | 83,760 |
| Sale of state tax credits held for sale | 725 |
| Sale of other real estate | 3,967 |
| Settlement of bank-owned life insurance policies | 2,079 |
| Available-for-sale debt securities | 721,648 |
| Held-to-maturity debt securities | 178,520 |
| Other investments | 131,624 |
| Bank-owned life insurance | 75,009 |
| State tax credits held for sale | 360 |
| Fixed assets | 8,964 |
| Net cash used in investing activities | -1,048,082 |
| Net decrease in noninterest-bearing deposit accounts | -97,559 |
| Net increase in interest-bearing deposit accounts | 518,979 |
| Net increase in short term fhlb advances, net | 327,000 |
| Proceeds from notes payable | 63,250 |
| Repayments of notes payable | 2,259 |
| Repayments of subordinated debentures | 63,250 |
| Net decrease in other borrowings | -94,805 |
| Repurchase of common stock | 10,630 |
| Cash dividends paid on common stock | 33,271 |
| Cash dividends paid on preferred stock | 2,813 |
| Other | 552 |
| Net cash provided by financing activities | 605,194 |
| Net decrease in cash and cash equivalents | -292,215 |
| Cash and cash equivalents at beginning of period | 764,170 |
| Cash and cash equivalents at end of period | 471,955 |
ENTERPRISE FINANCIAL SERVICES CORP (EFSCP)
ENTERPRISE FINANCIAL SERVICES CORP (EFSCP)