For the year ending 2025-12-31, EFSCP had -$82,268K decrease in cash & cash equivalents over the period. $181,530K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income (loss) | 201,374 |
| Depreciation, nonproduction | 6,783 |
| Financing receivable, credit loss, expense (reversal) | 26,337 |
| Deferred income tax expense (benefit) | -5,586 |
| Accretion (amortization) of discounts and premiums, investments | -3,728 |
| Net accretion of loan discount and indemnification asset | -4,880 |
| Amortization of intangible assets | 3,724 |
| Amortization of servicing assets | 926 |
| Payment for origination, loan, mortgage, held-for-sale | 27,176 |
| Proceeds from sale, loan, mortgage, held-for-sale | 26,573 |
| Gain (loss) on sale of investments | 49 |
| Gains (loss) on loans sold | 4,188 |
| Gain (loss) on sale of properties | 6,255 |
| Gain (loss) on disposition of property plant equipment | 0 |
| Gain on state tax credits, net | 798 |
| Share-based payment arrangement, noncash expense | 13,491 |
| Increase (decrease) in other operating assets and liabilities, net | 50,249 |
| Net cash provided by (used in) operating activities, total | 193,515 |
| Payments for (proceeds from) loans and leases | 486,101 |
| Proceeds from divestiture of businesses | 277,036 |
| Proceeds from sale of debt securities, available-for-sale | 139,051 |
| Proceeds from maturities, prepayments and calls of debt securities, available-for-sale | 435,337 |
| Proceeds from sale and maturity of held-to-maturity securities | 24,990 |
| Proceeds from maturities, prepayments and calls of other investments | 133,381 |
| Proceeds from sale of loans | 83,760 |
| Proceeds from the sale of state tax credits held for sale | 4,487 |
| Proceeds from sale of other real estate | 3,967 |
| Proceeds from sale of property, plant, and equipment | 0 |
| Proceeds from life insurance policy | 2,079 |
| Payments to acquire debt securities, available-for-sale | 1,287,504 |
| Payments to acquire held-to-maturity securities | 177,527 |
| Payments to acquire other investments | 142,972 |
| Payment to acquire life insurance policy, investing activities | 75,009 |
| Payments to acquire state tax credits held for sale | 1,940 |
| Payments to acquire property, plant, and equipment | 11,985 |
| Net cash provided by (used in) investing activities, total | -1,078,950 |
| Net change noninterest-bearing deposits, domestic | 172,566 |
| Net change interest-bearing deposits, domestic | 648,566 |
| Proceeds from (payments for) short term fhlbank borrowings, financing activities | 0 |
| Proceeds from notes payable | 63,250 |
| Repayments of notes payable | 4,518 |
| Repayments of subordinated debt | 63,250 |
| Proceeds from (payments for) in securities sold under agreements to repurchase | 48,165 |
| Payments of ordinary dividends, common stock | 45,093 |
| Payments of ordinary dividends, preferred stock and preference stock | 3,750 |
| Payments for repurchase of common stock | 14,145 |
| Proceeds from (payment for) other financing activity | 1,376 |
| Net cash provided by (used in) financing activities, total | 803,167 |
| Cash, cash equivalents, restricted cash, and restricted cash equivalents, period increase (decrease), including exchange rate effect, total | -82,268 |
| Cash, cash equivalents, restricted cash, and restricted cash equivalents, beginning balance | 764,170 |
| Cash, cash equivalents, restricted cash, and restricted cash equivalents, ending balance | 681,902 |
ENTERPRISE FINANCIAL SERVICES CORP (EFSCP)
ENTERPRISE FINANCIAL SERVICES CORP (EFSCP)