Financial insights of EFSCP

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$48,424K
EPS
$1.3
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30
Loans	185,170	180,268*	191,397
Taxable	25,667	18,119*	21,175
Nontaxable	9,280	6,701*	8,650
Interest-earning deposits	4,533	6,652*	3,638
Dividends on equity securities	441	500*	530
Total interest income	225,091	212,240*	225,390
Deposits	54,749	56,253*	61,615
Subordinated debentures and notes	1,522	1,494*	2,683
Fhlb advances	56	-199*	1,207
Other borrowings	2,617	2,812*	1,599
Total interest expense	58,944	60,360*	67,104
Net interest income	166,147	151,880*	158,286
Provision for credit losses	7,243	996*	8,447
Net interest income after provision for credit losses	158,904	150,884*	149,839
Deposit Account	5,256	4,571*	4,935
Fiduciary And Trust	2,712	2,743*	2,571
Card Services Revenue	2,535	2,390*	2,535
Taxcreditactivitynet	-179	8,597*	-300
Financial Service Other	8,764	-51,050*	38,883
Total noninterest income	19,088	-32,749*	48,624
Employee compensation and benefits	55,759	49,746*	49,640
Deposit costs	25,996	21,715*	27,172
Occupancy	5,902	5,469*	4,895
Data processing	5,644	5,173*	5,022
Professional fees	1,571	1,745*	2,620
Other expense	20,265	16,589*	20,441
Total noninterest expense	115,137	100,437*	109,790
Income (loss) from continuing operations before equity method investments, income taxes, noncontrolling interest, total	-	17,698*	-
Income before income tax expense	62,855	-	88,673
Income tax expense	13,493	-47,971*	43,438
Net income	49,362	65,669*	45,235
Dividends on preferred stock	938	936*	938
Net income available to common stockholders	48,424	64,733	44,297

Basic EPS	1.31	1.751	1.2
Diluted EPS	1.3	1.743	1.19
Basic Average Shares	36,907,000	36,959,000	37,015,000
Diluted Average Shares	37,152,000	37,145,000	37,333,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$48,424K
EPS
$1.3
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$48,424K
EPS
$1.3
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$48,424KEPS$1.3Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$48,424KEPS$1.3Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$48,424K
EPS
$1.3
Unit: Thousand (K) dollars

Net Income
$48,424K
EPS
$1.3
Unit: Thousand (K) dollars