Financial insights of EFSCP

MyFinsight

Income Overview

Net Income
$39,990K
EPS
$1.09
Unit: Thousand (K) dollars

Income Statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30
Loans	188,493	185,170	180,268*	191,397
Taxable	27,192	25,667	18,119*	21,175
Nontaxable	9,225	9,280	6,701*	8,650
Interest-earning deposits	3,697	4,533	6,652*	3,638
Dividends on equity securities	706	441	500*	530
Total interest income	229,313	225,091	212,240*	225,390
Deposits	55,670	54,749	56,253*	61,615
Subordinated debentures and notes	2,061	1,522	1,494*	2,683
Fhlb advances	861	56	-199*	1,207
Other borrowings	2,005	2,617	2,812*	1,599
Total interest expense	60,597	58,944	60,360*	67,104
Net interest income	168,716	166,147	151,880*	158,286
Provision for credit losses	14,210	7,243	996*	8,447
Net interest income after provision for credit losses	154,506	158,904	150,884*	149,839
Deposit Account	5,477	5,256	4,571*	4,935
Fiduciary And Trust	2,804	2,712	2,743*	2,571
Card Services Revenue	2,545	2,535	2,390*	2,535
Taxcreditactivitynet	-1,733	-179	8,597*	-300
Financial Service Other	4,385	8,764	-51,050*	38,883
Total noninterest income	13,478	19,088	-32,749*	48,624
Employee compensation and benefits	53,114	55,759	49,746*	49,640
Deposit costs	27,832	25,996	21,715*	27,172
Occupancy	5,909	5,902	5,469*	4,895
Data processing	5,999	5,644	5,173*	5,022
Professional fees	1,965	1,571	1,745*	2,620
Other expense	20,920	20,265	16,589*	20,441
Total noninterest expense	115,739	115,137	100,437*	109,790
Income (loss) from continuing operations before equity method investments, income taxes, noncontrolling interest, total	-	-	17,698*	-
Income before income tax expense	52,245	62,855	-	88,673
Income tax expense	11,318	13,493	-47,971*	43,438
Net income	40,927	49,362	65,669*	45,235
Dividends on preferred stock	937	938	936*	938
Net income available to common stockholders	39,990	48,424	64,733	44,297

Basic EPS	1.1	1.31	1.751	1.2
Diluted EPS	1.09	1.3	1.743	1.19
Basic Average Shares	36,438,000	36,907,000	36,959,000	37,015,000
Diluted Average Shares	36,696,000	37,152,000	37,145,000	37,333,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$39,990K
EPS
$1.09
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$39,990K
EPS
$1.09
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$39,990KEPS$1.09Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$39,990KEPS$1.09Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$39,990K
EPS
$1.09
Unit: Thousand (K) dollars

Net Income
$39,990K
EPS
$1.09
Unit: Thousand (K) dollars