| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 3,740 | 4,334 | 5,584 | -1,704 |
| Depreciation | 204 | 198 | 193 | 389 |
| Amortization of other assets | 251 | -284 | 79 | 543 |
| Provision for credit losses on loans | NaN | NaN | 1,131 | 2,002 |
| Origination of loans held for sale | 24,588 | 24,574 | 27,803 | 42,521 |
| Proceeds from sale of loans held for sale | 25,171 | 24,091 | 28,653 | 43,418 |
| Net (gain) on sales of loans | 1,012 | 830 | 1,012 | 1,528 |
| Provision for credit losses | 1,961 | 3,701 | NaN | NaN |
| (gain) on the sale of portfolio loans | 0 | 0 | 0 | 5 |
| Loss on sale of other real estate owned | NaN | -51 | NaN | NaN |
| Loss on the sale and disposal of premises and equipment | 0 | 1 | 2 | 16 |
| Loss on the sale of repossessed assets | -39 | -169 | 0 | -133 |
| Loss on the sale of securities | 0 | 0 | 0 | 12,425 |
| Amortization of subordinated debt issuance costs | 17 | 17 | 17 | 33 |
| Stock-based compensation expense | 413 | 299 | 304 | 613 |
| (gain) on bank-owed life insurance settlement | NaN | 0 | 0 | 0 |
| (accretion) amortization of premiums and discounts on debt securities and loans, net | -242 | -184 | -213 | -273 |
| Deferred tax accrual | NaN | 221 | NaN | NaN |
| Bank owned life insurance income | 284 | 280 | 268 | 551 |
| Decrease in other assets | -973 | -3,226 | 1,475 | 539 |
| (decrease) increase in other liabilities | -2,347 | 2,155 | 3,018 | -4,085 |
| Net cash provided by operating activities | 4,296 | 9,178 | 8,210 | 8,366 |
| Proceeds from maturities, calls, and principal payments of securities available for sale | 13,302 | 2,898 | 12,865 | 6,899 |
| Proceeds from the sale of securities available for sale | 0 | 0 | 0 | 86,822 |
| Purchases of securities available for sale | 9,824 | 500 | 10,999 | 91,155 |
| Proceeds from bank-owned life insurance settlement | NaN | 0 | 0 | 0 |
| Proceeds from the sale of restricted investments | 1,931 | 0 | 0 | 3,815 |
| Purchases of restricted investments | 20 | 0 | 0 | 44 |
| Purchases of bank premises and equipment | 209 | 227 | 380 | 799 |
| Proceeds from the sale of other real estate owned | NaN | 254 | NaN | NaN |
| Proceeds from the sale of bank premises and equipment | 0 | 0 | 0 | 40 |
| Proceeds from the sale of repossessed assets | 96 | 1,041 | 0 | 381 |
| Changes in collateral posted with other financial institutions, net | NaN | 0 | NaN | NaN |
| Proceeds from the sale of portfolio loans | 18,772 | NaN | 0 | -18,772 |
| Net decrease (increase) in loans | -14,103 | -18,772 | NaN | NaN |
| Net decrease in loans | NaN | NaN | NaN | 8,290 |
| Origination of loans, net of prinicpal collected | NaN | -14,090 | -16,066 | NaN |
| Funding of capital commitments related to other investments | 0 | 0 | 0 | -492 |
| Net cash provided by investing activities | 19,379 | -10,624 | -22,870 | 32,529 |
| Net increase in noninterest bearing demand deposits, savings, and interest bearing demand deposits | 22,713 | -47,963 | -94,287 | 217,456 |
| Net (decrease) increase in time deposits | -31,854 | 275 | -17,189 | -26,088 |
| Net increase in federal funds purchased | NaN | NaN | -71 | 172 |
| Repayments of short-term federal home loan bank advances | NaN | NaN | 0 | -25,000 |
| Net (decrease) increase in short-term federal home loan bank advances | NaN | 25,000 | NaN | NaN |
| Repayments of long-term federal home loan bank advances | -40,000 | 0 | 0 | -55,000 |
| Advances of long-term federal home loan bank advances | NaN | NaN | 0 | NaN |
| Net proceeds from issuance of common stock in public offering | 0 | 0 | 0 | 53,501 |
| Repurchase and retirement of common stock | 284 | 33 | 0 | 315 |
| Cash dividends paid | 1,677 | 1,667 | 1,666 | 2,778 |
| Net cash (used in) provided by financing activities | -51,102 | -49,489 | -113,213 | 161,948 |
| (decrease) increase in cash and cash equivalents | -27,427 | -50,935 | -127,873 | 202,843 |
| Beginning | 217,194 | -74,970 | 193,159 | NaN |
| Ending | 189,767 | -50,935 | 268,129 | NaN |
EAGLE FINANCIAL SERVICES INC (EFSI)
EAGLE FINANCIAL SERVICES INC (EFSI)