efsi: the income statement

MyFinsight

EAGLE FINANCIAL SERVICES INC (EFSI)

For the quarter ending 2025-06-30, EFSI made $29,732K in revenue. $5,270K in net income. Net profit margin of 17.73%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense (benefit)	1,278
Other operating income	175
(loss) on the sale of securities	-
Bank owned life insurance income	278
Small business investment company income	133
Wealth management fees	1,650
Service charges on deposit accounts	517
Other service charges and fees	1,060
Gain on sale of loans	1,104
Gain (loss) on the sale of bank premises and equipment	-
Total noninterest income (loss)	4,917
Stationery and supplies	35
Professional fees	641
Other operating expenses	1,802
Occupancy expenses	598
Advertising and marketing expenses	152
Salaries and employee benefits	7,845
Computer software expense	325
Loss on the sale of repossessed assets	-
Fdic assessment	254
Equipment expenses	401
Data processing fees	633
Bank franchise tax	381
Atm network fees	332
Total noninterest expenses	13,399
Provision for credit losses	668
Interest on subordinated debt	355
Interest on deposits	8,263
Interest on federal home loan bank advances	499
Total interest expense	9,117
Interest income exempt from federal income taxes	-
Taxable interest income	1,142
Interest on federal funds sold	87
Interest on deposits in banks	3,060
Interest and fees on loans	20,409
Dividends	117
Total interest and dividend income	24,815
Net interest income (expense)	15,698
Net interest income after provision for credit losses	15,030
Income (loss) before income taxes	6,548
Net income (loss)	5,270

Earnings per share, basic	0.98
Earnings per share, diluted	0.98
Weighted average number of shares outstanding, basic	5,378,214
Weighted average number of shares outstanding, diluted	5,378,214

Unit: Thousand (K) dollars (except for numbers of shares and EPS)