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For the year ending 2025-12-31, EG has $62,514M in assets. $47,054M in debts.

Balance Sheets Overview

Debt to Asset Ratio
75.27%
Unit: Million (M) dollars
Assets Breakdown
    • Fixed maturities - available for...
    • Other invested assets
    • Premiums receivable (net of cred...
    • Others
Liabilities Breakdown
    • Retained earnings
    • Unearned premium reserve
    • Treasury shares, at cost 33.7 sh...
    • Others

Balance Sheets
2025-12-31
2024-12-31
2023-12-31
2022-12-31
Fixed maturities - available for sale, at fair value (amortized cost 2025, 34,620 2024, 29,934, credit allowances 2025, (68) 2024, (36))
34,573 28,908 27,740 -
Fixed maturities - held to maturity, at amortized cost (fair value 2025, 576 2024, 759, net of credit allowances 2025, 2024, )
567 757 855 -
Debt securities, available-for-sale
---22,236
Debt securities held to maturity amortized cost after allowance for credit loss
---839
Equity securities, at fair value
180 217 188 281
Other invested assets
5,796 5,392 4,794 4,085
Short-term investments
2,994 4,707 2,127 1,032
Cash
1,318 1,549 1,437 1,398
Total investments and cash
45,429 41,531 37,142 29,872
Accrued investment income
436 368 324 217
Premiums receivable (net of credit allowances 2025, (94) 2024, (54))
5,727 5,378 4,768 3,619
Reinsurance paid loss recoverables (net of credit allowances 2025, (57) 2024, (41))
142 207 164 136
Reinsurance unpaid loss recoverables
4,968 2,915 2,098 2,105
Funds held by reinsureds
1,326 1,218 1,135 1,056
Deferred acquisition costs
1,546 1,461 1,247 962
Prepaid reinsurance premiums
653 869 713 610
Federal income taxes recoverable
---459
Income tax asset, net
915 1,223 868 -
Other assets (net of credit allowances 2025, (17) 2024, )
1,372 1,171 941 930
Total assets
62,514 56,341 49,399 39,966
Reserve for losses and loss adjustment expenses
34,312 29,889 24,604 22,065
Future policy benefit reserve
---29
Unearned premium reserve
7,275 7,324 6,622 5,147
Funds held under reinsurance treaties
267 27 24 13
Amounts due to reinsurers
642 701 650 567
Loss in course of payment
---74
Losses in course of payment
151 241 171 -
Senior notes
2,352 2,350 2,349 2,347
Long-term notes
218 218 218 218
Borrowings from fhlb
1,019 1,019 819 519
Accrued interest on debt and borrowings
21 22 22 19
Unsettled securities payable
0 84 137 1
Other liabilities
797 590 582 526
Total liabilities
47,054 42,466 36,197 31,525
Common shares, par value 0.01 200.0 shares authorized 74.4 (2025) and 74.3 (2024) outstanding before treasury shares
1 1 1 1
Additional paid-in capital
3,852 3,812 3,773 2,302
Accumulated other comprehensive income (loss), net of deferred income tax expense (benefit) of (23) at 2025 and (177) at 2024
-52 -1,138 -934 -1,996
Treasurystockvalue
---3,908
Treasury shares, at cost 33.7 shares (2025) and 31.3 shares (2024)
4,906 4,108 3,908 -
Retained earnings
16,565 15,309 14,270 12,042
Total shareholders' equity
15,461 13,875 13,202 8,441
Total liabilities and shareholders' equity
62,514 56,341 49,399 39,966
Unit: Million (M) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Fixed maturities -available for sale, at fair...$34,573M (19.60%↑ Y/Y)Other invested assets$5,796M (7.49%↑ Y/Y)Short-term investments$2,994M (-36.39%↓ Y/Y)Cash$1,318M (-14.91%↓ Y/Y)Fixed maturities -held to maturity, at...$567M (-25.10%↓ Y/Y)Equity securities, atfair value$180M (-17.05%↓ Y/Y)Total investments andcash$45,429M (9.39%↑ Y/Y)Premiums receivable (netof credit...$5,727M (6.49%↑ Y/Y)Reinsurance unpaid lossrecoverables$4,968M (70.43%↑ Y/Y)Deferred acquisitioncosts$1,546M (5.82%↑ Y/Y)Other assets (net ofcredit allowances...$1,372M (17.16%↑ Y/Y)Funds held byreinsureds$1,326M (8.87%↑ Y/Y)Income tax asset, net$915M (-25.18%↓ Y/Y)Prepaid reinsurancepremiums$653M (-24.86%↓ Y/Y)Accrued investmentincome$436M (18.48%↑ Y/Y)Reinsurance paid lossrecoverables (net of credit...$142M (-31.40%↓ Y/Y)Total assets$62,514M (10.96%↑ Y/Y)Total liabilities andshareholders' equity$62,514M (10.96%↑ Y/Y)Total liabilities$47,054M (10.80%↑ Y/Y)Total shareholders'equity$15,461M (11.43%↑ Y/Y)Treasury shares, at cost33.7 shares (2025)...$4,906M (19.43%↑ Y/Y)Accumulated othercomprehensive income (loss),...-$52M (95.43%↑ Y/Y)Reserve for losses andloss adjustment...$34,312M (14.80%↑ Y/Y)Unearned premium reserve$7,275M (-0.67%↓ Y/Y)Senior notes$2,352M (0.09%↑ Y/Y)Borrowings from fhlb$1,019M (0.00%↑ Y/Y)Other liabilities$797M (35.08%↑ Y/Y)Amounts due toreinsurers$642M (-8.42%↓ Y/Y)Funds held underreinsurance treaties$267M (888.89%↑ Y/Y)Long-term notes$218M (0.00%↑ Y/Y)Losses in course ofpayment$151M (-37.34%↓ Y/Y)Accrued interest on debtand borrowings$21M (-4.55%↓ Y/Y)Retained earnings$16,565M (8.20%↑ Y/Y)Additional paid-in capital$3,852M (1.05%↑ Y/Y)Common shares, parvalue 0.01 200.0...$1M (0.00%↑ Y/Y)

EVEREST GROUP, LTD. (EG)

EVEREST GROUP, LTD. (EG)