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Cash Flow Overview

Unit: Million (M) dollars
Positive Cash Flow Breakdown
    • Net investment income
    • Proceeds from fixed maturities m...
    • Proceeds from fixed maturities s...
    • Others
Negative Cash Flow Breakdown
    • Cost of fixed maturities acquire...
    • Purchase of treasury shares
    • Net change in short-term investm...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Premiums earned
7,064
-
-
-
Incurred losses and lae
4,388
-
-
-
Commission and brokerage
1,638
-
-
-
Other underwriting expenses
441
-
-
-
Underwriting gain (loss)
597
-
-
-
Net investment income
1,091
-
-
-
Net gains (losses) on investments
-7
-
-
-
Corporate expenses
71
-
-
-
Interest, fee and bond issue cost amortization expense
71
-
-
-
Other income (expense)
-108
-
-
-
Income tax expense (benefit)
207
-
-
-
Net income (loss)
560
653
446
255
Decrease (increase) in premiums receivable
14
-92
-301
-245
Decrease (increase) in funds held by reinsureds, net
20
65
-181
-36
Decrease (increase) in reinsurance recoverables
-2
151
1,187
465
Decrease (increase) in income taxes
7
-66
-70
72
Decrease (increase) in prepaid reinsurance premiums
195
-105
-283
8
Increase (decrease) in reserve for losses and loss adjustment expenses
116
553
516
1,398
Increase (decrease) in unearned premiums
-269
-519
-230
-111
Increase (decrease) in amounts due to reinsurers
186
26
-448
201
Increase (decrease) in losses in course of payment
-17
-10
-75
-35
Change in equity adjustments in limited partnerships
87
153
122
102
Distribution of limited partnership income
56
34
67
54
Change in other assets and liabilities, net
18
-18
259
-45
Non-cash compensation expense
22
18
18
17
Amortization of bond premium (accrual of bond discount)
-31
-29
-44
-44
Net (gains) losses on investments
-7
-10
-84
-47
Net cash provided by (used in) operating activities
290
649
-398
1,459
Proceeds from fixed maturities matured/called/repaid - available for sale
1,023
1,151
1,121
1,247
Proceeds from fixed maturities sold - available for sale
564
519
638
653
Proceeds from fixed maturities matured/called/repaid - held to maturity
49
20
43
51
Proceeds from fixed maturities sold - held to maturity
0
0
0
0
Proceeds from equity securities sold
0
0
1
1
Distributions from other invested assets
69
50
68
43
Cost of fixed maturities acquired - available for sale
1,365
2,455
2,343
2,254
Cost of fixed maturities acquired - held to maturity
18
51
1
2
Cost of equity securities acquired
3
-
7
0
Cost of other invested assets acquired
126
98
101
103
Net change in short-term investments
295
-765
-930
1,354
Net change in unsettled securities transactions
9
-10
17
28
Proceeds from sale of renewal rights
-
-
331
-
Net cash provided by (used in) investing activities
-111
-88
663
-1,745
Common shares issued (redeemed) during the period for share-based compensation, net of expense
1
20
2
0
Proceeds from public offering of common shares
-
-
0
-
Purchase of treasury shares
395
330
397
0
Dividends paid to shareholders
78
80
82
84
Net fhlb borrowings (repayments)
-
-
0
-
Cost of shares withheld on settlements of share-based compensation awards
1
23
2
0
Net cash provided by (used in) financing activities
-473
-454
-482
-85
Effect of exchange rate changes on cash
-2
28
-4
8
Net change in cash including balances classified as held-for-sale
-295
134
-221
-362
Net increase (decrease) in cash balances classified as held-for-sale
-
-38
-
-
Cash, beginning of period
1,415
1,318
1,567
1,567
Cash, end of period
1,117
1,415
1,318
1,539
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Premiums earned$7,064M Net investmentincome$1,091M Underwriting gain (loss)$597M Canceled cashflow$6,467M Net income (loss)$560M (-17.65%↓ Y/Y)Increase (decrease) inamounts due to...$186M (2757.14%↑ Y/Y)Increase (decrease) inreserve for losses and...$116M (-66.38%↓ Y/Y)Distribution of limitedpartnership income$56M (7.69%↑ Y/Y)Non-cash compensationexpense$22M (10.00%↑ Y/Y)Net (gains) losseson investments-$7M (-40.00%↓ Y/Y)Decrease (increase) inreinsurance recoverables-$2M (99.55%↑ Y/Y)Canceled cashflow$1,128M Incurred losses and lae$4,388M Commission and brokerage$1,638M Other underwritingexpenses$441M Net cash provided by(used in) operating...$290M (-73.12%↓ Y/Y)Canceled cashflow$658M something is missing-$664M Income tax expense(benefit)$207M Other income(expense)-$108M Interest, fee and bondissue cost...$71M Corporate expenses$71M Net gains (losses)on investments-$7M (-40.00%↓ Y/Y)Net change in cashincluding balances...-$295M (-188.06%↓ Y/Y)Canceled cashflow$290M Proceeds from fixedmaturities...$1,023M (-2.01%↓ Y/Y)Proceeds from fixedmaturities sold - available...$564M (268.63%↑ Y/Y)Distributions from otherinvested assets$69M (-24.18%↓ Y/Y)Proceeds from fixedmaturities...$49M (-2.00%↓ Y/Y)Increase (decrease) inunearned premiums-$269M (-225.12%↓ Y/Y)Decrease (increase) inprepaid reinsurance...$195M (1492.86%↑ Y/Y)Change in equityadjustments in limited...$87M (-6.45%↓ Y/Y)Amortization of bond premium(accrual of bond...-$31M (3.13%↑ Y/Y)Decrease (increase) infunds held by...$20M (-54.55%↓ Y/Y)Change in other assetsand liabilities,...$18M (-84.75%↓ Y/Y)Increase (decrease) inlosses in course of...-$17M (0.00%↑ Y/Y)Decrease (increase) inpremiums receivable$14M (-97.24%↓ Y/Y)Decrease (increase) inincome taxes$7M (105.98%↑ Y/Y)Net cash provided by(used in) financing...-$473M (-66.55%↓ Y/Y)Net cash provided by(used in) investing...-$111M (75.06%↑ Y/Y)Effect of exchange ratechanges on cash-$2M (85.71%↑ Y/Y)Canceled cashflow$1,705M Purchase of treasuryshares$395M (97.50%↑ Y/Y)Dividends paid toshareholders$78M (-7.14%↓ Y/Y)Cost of fixedmaturities acquired -...$1,365M (-35.52%↓ Y/Y)Net change inshort-term investments$295M (159.60%↑ Y/Y)Cost of otherinvested assets acquired$126M (-37.00%↓ Y/Y)Cost of fixedmaturities acquired - held...$18M (800.00%↑ Y/Y)Net change inunsettled securities...$9M (123.08%↑ Y/Y)Cost of equitysecurities acquired$3M (50.00%↑ Y/Y)
Everest_Investor-Presentation_FINAL-1-pdf-svg

EVEREST GROUP, LTD. (EG)

Everest_Investor-Presentation_FINAL-1-pdf-svg

EVEREST GROUP, LTD. (EG)