For the year ending 2025-12-31, EG had -$231M decrease in cash & cash equivalents over the period.
| Cash Flow | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Net income (loss), including portion attributable to noncontrolling interest | - | - | - | 597 |
| Net income (loss) | 1,591 | 1,373 | 2,517 | - |
| Decrease (increase) in premiums receivable | 116 | 715 | 1,064 | 435 |
| Decrease (increase) in funds held by reinsureds, net | -138 | 81 | 66 | 197 |
| Decrease (increase) in reinsurance recoverables | 1,453 | 1,091 | -143 | 413 |
| Decrease (increase) in income taxes | -150 | 277 | 559 | 181 |
| Decrease (increase) in prepaid reinsurance premiums | -360 | 232 | 46 | 166 |
| Increase (decrease) in reserve for losses and loss adjustment expenses | 3,602 | 5,612 | 2,256 | 3,477 |
| Decrease in future policy benefit reserve | - | - | - | -7 |
| Increase (decrease) in unearned premiums | -278 | 809 | 1,387 | 655 |
| Increase (decrease) in amounts due to reinsurers | -235 | 135 | 18 | 201 |
| Increase decrease in losses in course of payment | - | - | - | -186 |
| Increase (decrease) in losses in course of payment | -98 | 75 | 93 | - |
| Change in equity adjustments in limited partnerships | 364 | 261 | 168 | 94 |
| Distribution of limited partnership income | 195 | 163 | 120 | 180 |
| Change in other assets and liabilities, net | 463 | 431 | 339 | 291 |
| Non-cash compensation expense | 61 | 63 | 49 | 45 |
| Amortization of bond premium (accrual of bond discount) | -166 | -167 | -64 | 55 |
| Net (gains) losses on investments | -143 | 19 | -276 | -455 |
| Net cash provided by (used in) operating activities | 3,068 | 4,957 | 4,553 | 3,695 |
| Proceeds from fixed maturities matured/called/repaid - available for sale | 4,497 | 3,783 | 2,310 | 2,626 |
| Proceeds from fixed maturities sold - available for sale | 1,571 | 6,257 | 3,849 | 1,403 |
| Proceeds from fixed maturities matured/called/repaid - held to maturity | 199 | 157 | 105 | 39 |
| Proceeds from fixed maturities sold - held to maturity | 10 | - | - | - |
| Proceeds from equity securities sold | 56 | 37 | 126 | 2,217 |
| Distributions from other invested assets | 334 | 409 | 245 | 266 |
| Cost of fixed maturities acquired - available for sale | 10,364 | 11,563 | 10,653 | 7,344 |
| Cost of fixed maturities acquired - held to maturity | 7 | 49 | 112 | 153 |
| Cost of equity securities acquired | 9 | 50 | 17 | 1,003 |
| Cost of other invested assets acquired | 507 | 936 | 902 | 1,547 |
| Net change in short-term investments | -1,875 | 2,494 | 1,034 | -149 |
| Net change in unsettled securities transactions | 83 | 27 | -181 | 71 |
| Proceeds from sale of renewal rights | 331 | - | - | - |
| Net cash provided by (used in) investing activities | -2,096 | -4,478 | -5,902 | -3,418 |
| Common shares issued (redeemed) during the period for share-based compensation, net of expense | 21 | 24 | 23 | - |
| Payments for shares issued for share-based compensation, net of expense | - | - | - | 17 |
| Proceeds from public offering of common shares | 0 | 0 | 1,445 | - |
| Purchase of treasury shares | 797 | 200 | 0 | 61 |
| Dividends paid to shareholders | 335 | 334 | 288 | 255 |
| Proceeds from issuance of senior notes | - | 0 | 0 | - |
| Cost of debt repurchase | - | 0 | 0 | 6 |
| Net fhlb borrowings (repayments) | 0 | 200 | 300 | - |
| Cost of shares withheld on settlements of share-based compensation awards | 22 | 25 | 24 | 20 |
| Net cash provided by (used in) financing activities | -1,175 | -383 | 1,409 | -359 |
| Effect of exchange rate changes on cash | -28 | 16 | -23 | 39 |
| Net increase (decrease) in cash | -231 | 112 | 38 | -42 |
| Cash, beginning of period | 1,549 | 1,437 | 1,398 | 1,441 |
| Cash, end of period | 1,318 | 1,549 | 1,437 | 1,398 |
EVEREST GROUP, LTD. (EG)
EVEREST GROUP, LTD. (EG)