| Cash Flow | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Net income (loss) | 1,145 | 890 | 210 | 1,966 |
| Decrease (increase) in premiums receivable | 417 | 662 | 155 | 529 |
| Decrease (increase) in funds held by reinsureds, net | 43 | 79 | 35 | 99 |
| Decrease (increase) in reinsurance recoverables | 266 | -199 | 248 | 112 |
| Decrease (increase) in income taxes | -80 | -152 | -35 | 65 |
| Decrease (increase) in prepaid reinsurance premiums | -77 | -85 | -71 | 201 |
| Increase (decrease) in reserve for losses and loss adjustment expenses | 3,086 | 1,688 | 1,343 | 2,605 |
| Increase (decrease) in unearned premiums | -48 | 63 | -152 | 767 |
| Increase (decrease) in amounts due to reinsurers | 213 | 12 | 19 | 278 |
| Increase (decrease) in losses in course of payment | -23 | 12 | 29 | 86 |
| Change in equity adjustments in limited partnerships | 242 | 140 | 47 | 236 |
| Distribution of limited partnership income | 128 | 74 | 22 | 106 |
| Change in other assets and liabilities, net | 204 | 249 | 131 | 376 |
| Non-cash compensation expense | 43 | 26 | 6 | 49 |
| Amortization of bond premium (accrual of bond discount) | -122 | -78 | -46 | -113 |
| Net (gains) losses on investments | -59 | -12 | -7 | -50 |
| Net cash provided by (used in) operating activities | 3,466 | 2,007 | 928 | 4,177 |
| Proceeds from fixed maturities matured/called/repaid - available for sale | 3,376 | 2,129 | 1,085 | 2,692 |
| Proceeds from fixed maturities sold - available for sale | 933 | 280 | 127 | 4,322 |
| Proceeds from fixed maturities matured/called/repaid - held to maturity | 156 | 105 | 55 | 129 |
| Proceeds from fixed maturities sold - held to maturity | 10 | 10 | 10 | - |
| Proceeds from equity securities sold | 55 | 54 | 50 | 15 |
| Distributions from other invested assets | 266 | 223 | 132 | 289 |
| Cost of fixed maturities acquired - available for sale | 8,021 | 5,767 | 3,650 | 9,069 |
| Cost of fixed maturities acquired - held to maturity | 6 | 4 | 2 | 46 |
| Cost of equity securities acquired | 2 | 2 | 0 | 35 |
| Cost of other invested assets acquired | 406 | 303 | 103 | 438 |
| Net change in short-term investments | -945 | -2,299 | -1,804 | 1,724 |
| Net change in unsettled securities transactions | 66 | 38 | 77 | -321 |
| Net cash provided by (used in) investing activities | -2,759 | -1,014 | -569 | -3,545 |
| Common shares issued (redeemed) during the period for share-based compensation, net of expense | 19 | 19 | 19 | 23 |
| Proceeds from public offering of common shares | - | - | - | 0 |
| Purchase of treasury shares | 400 | 400 | 200 | 200 |
| Dividends paid to shareholders | 253 | 169 | 85 | 249 |
| Cost of shares withheld on settlements of share-based compensation awards | 20 | 20 | 19 | 23 |
| Net cash provided by (used in) financing activities | -693 | -608 | -324 | -495 |
| Effect of exchange rate changes on cash | -24 | -32 | -18 | 25 |
| Net increase (decrease) in cash | -10 | 352 | 17 | 162 |
| Cash and cash equivalents at beginning of period | 1,549 | 1,549 | 1,549 | 1,437 |
| Cash and cash equivalents at end of period | 1,539 | 1,902 | 1,567 | 1,599 |
EVEREST GROUP, LTD. (EG)
EVEREST GROUP, LTD. (EG)