For the year ending 2025-12-31, EGBN had $62,213K increase in cash & cash equivalents over the period. $20,762K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Income (loss) before income tax expense | -196,184 |
| Income tax expense (benefit) | -58,132 |
| Net income (loss) | -138,052 |
| Provision for credit losses | 293,097 |
| (reversal of) provision for unfunded commitments | -1,627 |
| Goodwill impairment | 0 |
| Depreciation and amortization | 2,947 |
| Loss on mortgage servicing rights | 0 |
| Securities premium amortization (discount accretion), net | -4,494 |
| Origination of loans residential mortgage loans held for sale | 0 |
| Proceeds from sale of residential mortgage loans held for sale | 0 |
| Gains (loss) on sale of residential mortgage loans held for sale | 0 |
| Deferred income tax (benefit) expense | 58,132 |
| Net gain on sale of other real estate owned | 1,653 |
| Net increase in cash surrender value of bank owned life insurance | 20,372 |
| Net (gain) loss on sale of investment securities | -3,823 |
| Stock-based compensation expense | 7,046 |
| Decrease (increase) in other assets | 37,644 |
| Increase (decrease) in other liabilities | -28,686 |
| Net cash provided by operating activities | 28,495 |
| Purchases of available-for-sale investment securities | 28,224 |
| Proceeds from maturities of available-for-sale securities | 119,743 |
| Proceeds from sale/call of available-for-sale securities | 256,238 |
| Proceeds from maturities of held-to-maturity securities | 68,276 |
| Proceeds from call of held-to-maturity securities | 19,924 |
| Purchases of federal reserve stock | 197 |
| Proceeds from (purchases of) federal home loan bank stock | -23,634 |
| Proceeds from sale of mortgage servicing rights | 0 |
| Net change in loans | -207,617 |
| Proceeds from sale of loans | 95,381 |
| Net (purchase) redemption of bank owned life insurance | 199,159 |
| Proceeds from sale of other real estate owned | 14,933 |
| Purchase of premises and equipment | 7,733 |
| Net cash (used in) provided by investing activities | 570,433 |
| Increase (decrease) in deposits | 2,528 |
| Increase (decrease) in customer repurchase agreements | -33,157 |
| Decrease in short-term borrowings | -490,000 |
| Net proceeds from long-term borrowings | 0 |
| Proceeds from exercise of equity compensation plans | 1,208 |
| Proceeds from employee stock purchase plan | 436 |
| Common stock repurchased | 0 |
| Cash dividends paid | 15,314 |
| Net cash provided by (used in) financing activities | -536,715 |
| Net increase (decrease) in cash and cash equivalents | 62,213 |
| Cash and cash equivalents at beginning of period | 633,480 |
| Cash and cash equivalents at end of period | 695,693 |
EAGLE BANCORP INC (EGBN)
EAGLE BANCORP INC (EGBN)