For the quarter ending 2025-09-30, EGBN had $593,434K increase in cash & cash equivalents over the period. $15,829K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income (loss) | -67,513 | -68,100 |
| Provision for credit losses | 113,215 | 164,414 |
| (reversal of) provision for unfunded commitments | 38 | -1,462 |
| Gains on sale of loans | - | 0 |
| Goodwill impairment | 0 | 0 |
| Depreciation and amortization | 700 | 1,611 |
| Gains (loss) on sale of residential mortgage loans | 0 | - |
| Loss on mortgage servicing rights | 0 | 0 |
| Securities premium amortization (discount accretion), net | -1,122 | -2,288 |
| Net gain on sale of other real estate owned | -375 | 487 |
| Net increase in cash surrender value of bank owned life insurance | 5,293 | 9,443 |
| Net (gain) loss on sale of investment securities | -1,982 | -1,850 |
| Stock-based compensation expense | 1,430 | 3,797 |
| Decrease (increase) in other assets | 18,907 | 42,346 |
| Increase (decrease) in other liabilities | -7,226 | -40,482 |
| Net cash provided by operating activities | 19,847 | 14,564 |
| Purchases of available-for-sale investment securities | 0 | 28,224 |
| Proceeds from maturities of available-for-sale securities | 29,844 | 60,151 |
| Proceeds from sale/call of available-for-sale securities | 77,156 | 102,834 |
| Proceeds from maturities of held-to-maturity securities | 18,483 | 33,786 |
| Proceeds from call of held-to-maturity securities | 7,000 | 10,127 |
| Purchases of federal reserve stock | 68 | 121 |
| Proceeds from (purchases of) federal home loan bank stock | -2,375 | -21,272 |
| Proceeds from sale of mortgage servicing rights | 0 | 0 |
| Net change in loans | -146,142 | -80,541 |
| Proceeds from sale of loans | 18,500 | - |
| (purchase) redemption of bank owned life insurance | 0 | 200,000 |
| Proceeds from sale of other real estate owned | -3 | 772 |
| Purchase of premises and equipment | 4,018 | 864 |
| Net cash (used in) provided by investing activities | 295,411 | 80,274 |
| Increase (decrease) in deposits | 343,952 | -11,471 |
| Increase (decrease) in customer repurchase agreements | -9,717 | -9,715 |
| Decrease in short-term borrowings | -50,000 | -440,000 |
| Net proceeds from long-term borrowings | 0 | 0 |
| Proceeds from exercise of equity compensation plans | 1,160 | - |
| Proceeds from employee stock purchase plan | 108 | 200 |
| Cash dividends paid | 5,007 | 9,999 |
| Net cash provided by (used in) financing activities | 278,176 | -470,985 |
| Net increase (decrease) in cash and cash equivalents | 593,434 | -376,147 |
| Cash and cash equivalents at beginning of period | 633,480 | - |
| Cash and cash equivalents at end of period | 850,767 | - |
EAGLE BANCORP INC (EGBN)
EAGLE BANCORP INC (EGBN)