Financial insights of EGBN

MyFinsight

Income Overview

Net Income
$6,918K
EPS
$0.23
Unit: Thousand (K) dollars

Income Statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30
Interest and fees on loans	106,358	109,566	121,349*	123,704
Interest and dividends on investment securities	9,243	9,646	11,014*	10,527
Interest on balances with other banks and short-term investments	10,978	12,689	19,802*	15,850
Interest on federal funds sold	-	-	-	22
Total interest income	126,579	131,901	152,164*	150,103
Interest on deposits	61,623	66,181	77,210*	79,385
Interest on customer repurchase agreements	0	0	86*	202
Interest on other short-term borrowings	582	0	6,855*	332
Interest on long-term borrowings	2,024	2,026	2,029*	2,025
Total interest expense	64,229	68,207	86,179*	81,944
Net interest income	62,350	63,694	65,985*	68,159
Provision for credit gaines	21,448	13,382	531*	113,215
Provision for (reversal of) credit gaines for unfunded commitments	8	-1,779	-954*	-38
Net interest income (gain) after provision for (reversal of) credit gaines	40,894	52,091	66,408*	-45,018
Service charges on deposits	1,733	1,732	1,811*	1,773
Loss (gain) on sale of loans	2,291	3,550	638*	-3,550
Net loss (gain) on sale of investment securities	266	3	1,931*	-1,982
Increase in the cash surrender value of bank-owned life insurance	5,672	5,679	4,691*	5,293
Other income	797	1,744	6,874*	961
Total noninterest income	10,759	12,708	15,945*	2,495
Salaries and employee benefits	23,366	23,247	30,515*	21,290
Premises and equipment expenses	2,445	2,533	3,083*	2,944
Marketing and advertising	1,161	868	1,326*	1,316
Data processing	4,257	4,204	4,210*	3,950
Legal, accounting and professional fees	4,783	4,312	4,249*	2,396
Fdic insurance	4,862	7,009	9,300*	6,665
Goodwill impairment	-	-	0*	0
Legal contingency (note 19)	-	-	2,500*	-
Other expenses	3,154	6,567	17,424*	3,336
Total noninterest expense	44,028	48,740	72,605*	41,897
Income (gain) before income tax expense	7,625	16,059	9,748	-84,420
Income tax expense (benefit)	707	1,341	-	-16,907
Net income (loss)	6,918	14,718	-	-67,513

Basic EPS	0.23	0.48	0.322	-2.22
Diluted EPS	0.23	0.48	0.322	-2.22
Basic Average Shares	30,495,000	30,422,000	30,298,000	30,368,000
Diluted Average Shares	30,570,000	30,540,000	30,298,000	30,368,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$6,918K
EPS
$0.23
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$6,918K
EPS
$0.23
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$6,918KEPS$0.23Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$6,918KEPS$0.23Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$6,918K
EPS
$0.23
Unit: Thousand (K) dollars

Net Income
$6,918K
EPS
$0.23
Unit: Thousand (K) dollars