egbn: the income statement

MyFinsight

EAGLE BANCORP INC (EGBN)

For the quarter ending 2025-06-30, EGBN made $120,288K in revenue. -$69,775K in net income. Net profit margin of -58.01%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense	-39,423
Other income	1,336
Gain on sale of loans	-
Net gain (loss) on sale of investment securities	-1,854
Increase in the cash surrender value of bank-owned life insurance	5,161
Service charges on deposits	1,771
Total noninterest income	6,414
Legal, accounting and professional fees	1,550
Other expenses	3,447
Marketing and advertising	1,144
Salaries and employee benefits	21,940
Data processing	4,293
Goodwill impairment	-
Fdic insurance	8,077
Premises and equipment expenses	3,019
Total noninterest expense	43,470
Provision for (reversal of) credit losses	138,159
Provision for (reversal of) credit losses for unfunded commitments	1,759
Interest on customer repurchase agreements	250
Interest on other short-term borrowings	2,489
Interest on long-term borrowings	2,016
Interest on deposits	78,912
Total interest expense	83,667
Interest on federal funds sold	24
Interest on balances with other banks and short-term investments	14,760
Interest and fees on loans	125,223
Interest and dividends on investment securities	11,436
Total interest income	151,443
Net interest income	67,776
Net interest income (loss) after provision for (reversal of) credit losses	-72,142
Income (loss) before income tax expense	-109,198
Net income (loss)	-69,775

Average common shares outstanding (in shares)	30,375,000
Average common shares outstanding-diluted (in shares)	30,375,000
Basic (in dollars per share)	-2.3
Diluted (in dollars per share)	-2.3

Unit: Thousand (K) dollars (except for numbers of shares and EPS)