For the quarter ending 2025-09-30, EGBN made $265,026K in revenue. -$67,513K in net income. Net profit margin of -25.47%.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Interest and fees on loans | 123,704 | 125,223 | ||
| Interest and dividends on investment securities | 10,527 | 11,436 | ||
| Interest on balances with other banks and short-term investments | 15,850 | 14,760 | ||
| Interest on federal funds sold | 22 | 24 | ||
| Total interest income | 150,103 | 151,443 | ||
| Interest on deposits | 79,385 | 78,912 | ||
| Interest on customer repurchase agreements | 202 | 250 | ||
| Interest on other short-term borrowings | 332 | 2,489 | ||
| Interest on long-term borrowings | 2,025 | 2,016 | ||
| Total interest expense | 81,944 | 83,667 | ||
| Net interest income | 68,159 | 67,776 | ||
| Provision for (reversal of) credit losses | 113,215 | 138,159 | ||
| Provision for (reversal of) credit losses for unfunded commitments | -38 | 1,759 | ||
| Net interest income (loss) after provision for (reversal of) credit losses | -45,018 | -72,142 | ||
| Service charges on deposits | 1,773 | 1,771 | ||
| Gain (loss) on sale of loans | -3,550 | 0 | ||
| Net gain (loss) on sale of investment securities | -1,982 | -1,854 | ||
| Increase in the cash surrender value of bank-owned life insurance | 5,293 | 5,161 | ||
| Other income | 961 | 1,336 | ||
| Total noninterest income | 2,495 | 6,414 | ||
| Salaries and employee benefits | 21,290 | 21,940 | ||
| Premises and equipment expenses | 2,944 | 3,019 | ||
| Marketing and advertising | 1,316 | 1,144 | ||
| Data processing | 3,950 | 4,293 | ||
| Legal, accounting and professional fees | 2,396 | 1,550 | ||
| Fdic insurance | 6,665 | 8,077 | ||
| Goodwill impairment | 0 | 0 | ||
| Other expenses | 3,336 | 3,447 | ||
| Total noninterest expense | 41,897 | 43,470 | ||
| Income (loss) before income tax expense | -84,420 | -109,198 | ||
| Income tax expense (benefit) | -16,907 | -39,423 | ||
| Net income (loss) | -67,513 | -69,775 | ||
| Average common shares outstanding (in shares) | 30,368,000 | 30,375,000 | ||
| Average common shares outstanding-diluted (in shares) | 30,368,000 | 30,375,000 | ||
| Basic (in dollars per share) | -2.22 | -2.3 | ||
| Diluted (in dollars per share) | -2.22 | -2.3 | ||
EAGLE BANCORP INC (EGBN)
EAGLE BANCORP INC (EGBN)