Financial insights of EGBN

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$14,718K
EPS
$0.48
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	109,566	121,349*	123,704	125,223
Interest on federal funds sold	-	-	22	24
Interest and dividends on investment securities	9,646	11,014*	10,527	11,436
Interest on balances with other banks and short-term investments	12,689	19,802*	15,850	14,760
Total interest income	131,901	152,164*	150,103	151,443
Interest on deposits	66,181	77,210*	79,385	78,912
Interest on customer repurchase agreements	0	86*	202	250
Interest on other short-term borrowings	0	6,855*	332	2,489
Interest on long-term borrowings	2,026	2,029*	2,025	2,016
Total interest expense	68,207	86,179*	81,944	83,667
Net interest income	63,694	65,985*	68,159	67,776
Provision for (reversal of) credit gaines	13,382	531*	113,215	138,159
Provision for (reversal of) credit gaines for unfunded commitments	-1,779	-954*	-38	1,759
Net interest income (gain) after provision for (reversal of) credit gaines	52,091	66,408*	-45,018	-72,142
Service charges on deposits	1,732	1,811*	1,773	1,771
Loss (gain) on sale of loans	3,550	638*	-3,550	0
Net loss (gain) on sale of investment securities	3	1,931*	-1,982	-1,854
Increase in the cash surrender value of bank-owned life insurance	5,679	4,691*	5,293	5,161
Other income	1,744	6,874*	961	1,336
Total noninterest income	12,708	15,945*	2,495	6,414
Salaries and employee benefits	23,247	30,515*	21,290	21,940
Premises and equipment expenses	2,533	3,083*	2,944	3,019
Marketing and advertising	868	1,326*	1,316	1,144
Data processing	4,204	4,210*	3,950	4,293
Goodwill impairment	-	0*	0	0
Legal, accounting and professional fees	4,312	4,249*	2,396	1,550
Legal contingency (note 19)	-	2,500*	-	-
Fdic insurance	7,009	9,300*	6,665	8,077
Other expenses	6,567	17,424*	3,336	3,447
Total noninterest expense	48,740	72,605*	41,897	43,470
Income (gain) before income tax expense	16,059	9,748	-84,420	-109,198
Income tax expense (benefit)	1,341	-	-16,907	-39,423
Net income (loss)	14,718	-	-67,513	-69,775

Basic EPS	0.48	0.322	-2.22	-2.3
Diluted EPS	0.48	0.322	-2.22	-2.3
Basic Average Shares	30,422,000	30,298,000	30,368,000	30,375,000
Diluted Average Shares	30,540,000	30,298,000	30,368,000	30,375,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$14,718K
EPS
$0.48
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$14,718K
EPS
$0.48
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$14,718KEPS$0.48Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$14,718KEPS$0.48Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$14,718K
EPS
$0.48
Unit: Thousand (K) dollars

Net Income
$14,718K
EPS
$0.48
Unit: Thousand (K) dollars