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For the quarter ending 2026-03-31, ENVA made $875,142K in revenue. $91,099K in net income. Net profit margin of 10.41%.

Income Overview

Revenue
$875,142K
Net Income
$91,099K
Net Profit Margin
10.41%
EPS
$3.46
Unit: Thousand (K) dollars
Revenue Breakdown
    • US
    • Non Us
Revenue Breakdown
    • Consumer loans and finance recei...
    • Small business loans and finance...
    • Other

Income Statement
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Revenue
875,142 801,573* 802,678 764,043
Change in fair value
346,183 324,578* 341,971 322,585
Net revenue
528,959 476,995* 460,707 441,458
Marketing
189,415 185,779* 147,351 142,848
Operations and technology
75,751 65,861* 64,564 63,648
General and administrative
47,778 49,469* 39,661 40,508
Depreciation and amortization
8,909 7,775* 12,356 10,348
Total operating expenses
321,853 308,883* 263,932 257,352
Income from operations
207,106 168,112* 196,775 184,106
Other nonoperating expenses
0 510* 0 -1,019
Interest expense, net
94,046 84,703* 86,954 82,781
Foreign currency transaction gain (loss)
-496 31* 90 134
Equity method investment income (loss)
301 253* 258 613
Income before income taxes
112,865 84,202* 110,169 101,053
Provision for income taxes
21,766 10,507* 29,855 24,904
Net income
91,099 73,695 80,314 76,149
Basic EPS
3.66 2.918 3.22 3.01
Diluted EPS
3.46 2.709 3.03 2.86
Basic Average Shares
24,874,000 25,255,000 24,955,000 25,297,000
Diluted Average Shares
26,349,000 27,207,000 26,472,000 26,646,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
US$851,541K Non Us$23,601K Revenue$875,142K Net revenue$528,959K Change in fair value$346,183K Income from operations$207,106K Equity methodinvestment income (loss)$301K Total operatingexpenses$321,853K Income before incometaxes$112,865K Interest expense, net$94,046K Foreign currencytransaction gain (loss)-$496K Marketing$189,415K Operations and technology$75,751K General andadministrative$47,778K Depreciation andamortization$8,909K Net income$91,099K Provision for income taxes$21,766K

Enova International, Inc. (ENVA)

Enova International, Inc. (ENVA)