Financial insights of ENVA

MyFinsight

For the year ending 2025-12-31, ENVA made $3,151,653K in revenue. $308,389K in net income. Net profit margin of 9.78%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-12-31
Revenue	3,151,653
Change in fair value	1,321,412
Net revenue	1,830,241
Marketing	621,077
Operations and technology	258,179
General and administrative	169,722
Depreciation and amortization	41,831
Total operating expenses	1,090,809
Income from operations	739,432
Interest expense, net	339,305
Foreign currency transaction gain (loss)	367
Equity method investment income (loss)	1,559
Other nonoperating expenses	-1,019
Income before income taxes	401,034
Provision for income taxes	92,645
Net income	308,389

Earnings per common share - basic	12.25
Earnings per common share - diluted	11.52
Weighted average number of shares outstanding, basic	25,169,000
Weighted average number of shares outstanding, diluted	26,775,000