Financial insights of ENVA

MyFinsight

For the quarter ending 2025-09-30, ENVA made $802,678K in revenue. $80,314K in net income. Net profit margin of 10.01%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2024-09-30
Revenue	802,678	764,043	689,924
Change in fair value	341,971	322,585	289,568
Net revenue	460,707	441,458	400,356
Marketing	147,351	142,848	141,059
Operations and technology	64,564	63,648	56,628
General and administrative	39,661	40,508	38,916
Depreciation and amortization	12,356	10,348	10,039
Total operating expenses	263,932	257,352	246,642
Income from operations	196,775	184,106	153,714
Interest expense, net	86,954	82,781	76,902
Foreign currency transaction gain (loss)	90	134	-95
Equity method investment income (loss)	258	613	-16,552
Other nonoperating expenses	0	-1,019	-4,678
Income before income taxes	110,169	101,053	55,487
Provision for income taxes	29,855	24,904	12,073
Net income	80,314	76,149	43,414

Earnings per common share - basic	3.22	3.01	1.64
Earnings per common share - diluted	3.03	2.86	1.57
Total weighted average diluted shares	26,472,000	26,646,000	27,711,000
Weighted average number of shares outstanding, basic, total	24,955,000	25,297,000	26,420,000