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Enova International, Inc. (ENVA)

Enova International, Inc. (ENVA)

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Balance Sheets Overview

Debt to Asset Ratio
79.27%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans and finance receivables at...
    • Restricted cash
    • Loans and finance receivables at...
    • Others
Liabilities Breakdown
    • Retained earnings
    • Treasury stock, at cost (23,104,...
    • Additional paid in capital
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and cash equivalents
122,226
96,130
71,709
53,600
Restricted cash
342,986
325,226
336,154
303,365
Loans and finance receivables at fair value - accrual
5,887,085
5,615,495
5,245,037
4,806,373
Loans and finance receivables at fair value - non-accrual
285,679
257,462
226,507
206,480
Loans and finance receivables at fair value
6,172,764
5,872,957
5,471,544
5,012,853
Income taxes receivable
32,045
41,020
40,901
55,124
Other receivables and prepaid expenses
81,225
74,149
80,870
76,941
Property and equipment, cost
-
-
291,502
-
Property and equipment, accumulated depreciation
-
-
158,936
-
Property and equipment, net
140,251
135,666
132,566
128,690
Operating lease right-of-use assets
15,352
15,926
16,549
17,167
Goodwill
279,275
279,275
279,275
279,275
Intangible assets, net
2,151
2,410
3,660
4,910
Other assets
33,907
34,492
35,204
30,312
Total assets
7,222,182
6,877,251
6,468,432
5,962,237
Accounts payable and accrued expenses
334,882
282,112
305,849
252,914
Operating lease liabilities
31,554
31,713
32,041
32,247
Deferred tax liabilities, net
344,742
329,101
295,437
286,930
Long-term debt
5,013,901
4,832,542
4,498,381
4,106,471
Total liabilities
5,725,079
5,475,468
5,131,708
4,678,562
Additional paid in capital
390,645
380,534
370,078
359,054
Retained earnings
2,202,300
2,097,242
2,006,143
1,927,162
Accumulated other comprehensive loss
-6,475
-6,406
-9,500
-7,872
Treasury stock, at cost (23,104,242, 22,106,516 and 22,725,620 shares as of june 30, 2026 and 2025 and december 31, 2025, respectively)
1,089,367
1,069,587
1,029,997
994,669
Total stockholders' equity
1,497,103
1,401,783
1,336,724
1,283,675
Total liabilities and stockholders equity
7,222,182
6,877,251
6,468,432
5,962,237
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans and financereceivables at fair value -...$5,887,085K (27.14%↑ Y/Y)Loans and financereceivables at fair value -...$285,679K (99.99%↑ Y/Y)Loans and financereceivables at fair value$6,172,764K (29.32%↑ Y/Y)Restricted cash$342,986K (5.90%↑ Y/Y)Goodwill$279,275K (0.00%↑ Y/Y)Property and equipment,net$140,251K (9.84%↑ Y/Y)Cash and cashequivalents$122,226K (119.99%↑ Y/Y)Other receivables andprepaid expenses$81,225K (4.07%↑ Y/Y)Other assets$33,907K (27.00%↑ Y/Y)Income taxesreceivable$32,045K (-9.95%↓ Y/Y)Operating leaseright-of-use assets$15,352K (-13.66%↓ Y/Y)Intangible assets, net$2,151K (-68.93%↓ Y/Y)Total assets$7,222,182K (26.16%↑ Y/Y)Total liabilities andstockholders equity$7,222,182K (26.16%↑ Y/Y)Total liabilities$5,725,079K (27.33%↑ Y/Y)Total stockholders'equity$1,497,103K (21.85%↑ Y/Y)Treasury stock, at cost(23,104,242, 22,106,516 and...$1,089,367K (13.92%↑ Y/Y)Accumulated othercomprehensive loss-$6,475K (26.86%↑ Y/Y)Long-term debt$5,013,901K (26.50%↑ Y/Y)Deferred taxliabilities, net$344,742K (42.21%↑ Y/Y)Accounts payable andaccrued expenses$334,882K (30.05%↑ Y/Y)Operating leaseliabilities$31,554K (-3.37%↓ Y/Y)Retained earnings$2,202,300K (19.25%↑ Y/Y)Additional paid in capital$390,645K (12.60%↑ Y/Y)