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For the quarter ending 2026-03-31, ENVA has $6,877,251K in assets. $5,475,468K in debts. $96,130K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
79.62%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans and finance receivables at...
    • Restricted cash
    • Goodwill
    • Others
Liabilities Breakdown
    • Retained earnings
    • Treasury stock, at cost (22,984,...
    • Additional paid in capital
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and cash equivalents
96,130 71,709 53,600 55,560
Restricted cash
325,226 336,154 303,365 323,883
Loans and finance receivables at fair value - accrual
5,615,495 5,245,037 4,806,373 -
Loans and finance receivables at fair value - non-accrual
257,462 226,507 206,480 -
Loans and finance receivables at fair value
5,872,957 5,471,544 5,012,853 4,773,315
Income taxes receivable
41,020 40,901 55,124 35,586
Other receivables and prepaid expenses
74,149 80,870 76,941 78,045
Property and equipment, cost
-291,502 --
Property and equipment, accumulated depreciation
-158,936 --
Property and equipment, net
135,666 132,566 128,690 127,686
Operating lease right-of-use assets
15,926 16,549 17,167 17,781
Goodwill
279,275 279,275 279,275 279,275
Intangible assets, net
2,410 3,660 4,910 6,923
Other assets
34,492 35,204 30,312 26,699
Total assets
6,877,251 6,468,432 5,962,237 5,724,753
Accounts payable and accrued expenses
282,112 305,849 252,914 257,509
Operating lease liabilities
31,713 32,041 32,247 32,654
Deferred tax liabilities, net
329,101 295,437 286,930 242,421
Long-term debt
4,832,542 4,498,381 4,106,471 3,963,514
Total liabilities
5,475,468 5,131,708 4,678,562 4,496,098
Additional paid in capital
380,534 370,078 359,054 346,926
Retained earnings
2,097,242 2,006,143 1,927,162 1,846,848
Accumulated other comprehensive loss
-6,406 -9,500 -7,872 -8,853
Treasury stock, at cost (22,984,795, 21,526,348 and 22,725,620 shares as of march 31, 2026 and 2025 and december 31, 2025, respectively)
1,069,587 1,029,997 994,669 956,266
Total stockholders' equity
1,401,783 1,336,724 1,283,675 1,228,655
Total liabilities and stockholders equity
6,877,251 6,468,432 5,962,237 5,724,753
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans and financereceivables at fair value -...$5,615,495K Loans and financereceivables at fair value -...$257,462K Loans and financereceivables at fair value$5,872,957K Restricted cash$325,226K Goodwill$279,275K Property and equipment,net$135,666K Cash and cashequivalents$96,130K Other receivables andprepaid expenses$74,149K Income taxesreceivable$41,020K Other assets$34,492K Operating leaseright-of-use assets$15,926K Intangible assets, net$2,410K Total assets$6,877,251K Total liabilities andstockholders equity$6,877,251K Total liabilities$5,475,468K Total stockholders'equity$1,401,783K Treasury stock, at cost(22,984,795, 21,526,348 and...$1,069,587K Accumulated othercomprehensive loss-$6,406K Long-term debt$4,832,542K Deferred taxliabilities, net$329,101K Accounts payable andaccrued expenses$282,112K Operating leaseliabilities$31,713K Retained earnings$2,097,242K Additional paid in capital$380,534K