The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | -29,663 | 30,305 |
| Stock-based compensation | 1,582 | 2,639 |
| Depreciation | 1,593 | 2,880 |
| Amortization of operating lease right-of-use asset | 119 | 248 |
| Amortization of cloud computing implementation costs | 21 | 41 |
| Provision (reversal) for credit losses | 6,228 | 2,741 |
| Net amortization (accretion) of purchase valuation adjustments | 2,776 | 1,411 |
| Amortization (accretion) of premiums and discounts on securities | -1,115 | -889 |
| Amortization of intangible assets | 1,255 | 2,193 |
| Deferred income taxes | 1,076 | -1,128 |
| Federal home loan bank stock dividends | -231 | -622 |
| Loss (gain) on sales and valuation adjustments on other real estate owned | -739 | 8 |
| Net loss (gain) on sales and settlements of securities | -53,320 | 13 |
| Change in unrealized (gains) losses on equity securities | -32 | 11 |
| Loss (gain) on disposal of premises and equipment | -47 | -15 |
| Loss (gain) on lease termination | -3 | - |
| Loss (gain) on sales and valuation adjustments on foreclosed assets | 18 | 34 |
| Loss on debt extinguishment | 0 | -1,361 |
| Loss (gain) on sales of loans | 53 | 253 |
| Originations of loans held for sale | 3,247 | 12,619 |
| Proceeds from the sale of loans held for sale | 2,899 | 13,169 |
| Increase in the value of bank-owned life insurance | 1,393 | 4,914 |
| Change in fair value of derivatives recognized in earnings | 22 | -193 |
| Gain on acquisition | 0 | 0 |
| Payments on operating lease payable | 152 | 307 |
| Interest receivable | 1,909 | -2,685 |
| Other assets | 7,187 | -15,665 |
| Interest payable and other liabilities | -12,675 | -1,983 |
| Net cash provided by operating activities | 8,473 | 49,943 |
| Purchases of available-for-sale securities | 462,337 | 78,940 |
| Proceeds from sales, calls, pay-downs and maturities of available-for-sale securities | 565,383 | 131,214 |
| Proceeds from calls, pay-downs and maturities of held-to-maturity securities | 8 | 10 |
| Net change in interest-bearing time deposits | -9 | - |
| Net change in loans | 1,907 | 37,239 |
| Purchase of government guaranteed loans | 0 | 61,987 |
| Purchase of premises and equipment | 4,022 | 3,746 |
| Proceeds from sale of premises and equipment | -3 | 450 |
| Proceeds from sale of foreclosed assets | 377 | 5,046 |
| Net redemptions (purchases) of federal home loan bank and federal reserve bank stock | -2,011 | 6,338 |
| Net redemptions (purchases) of correspondent and miscellaneous other stock | 82 | 662 |
| Proceeds from sale of other real estate owned | 1,110 | 456 |
| Proceeds from bank owned life insurance death benefits | 0 | 4,308 |
| Purchase of net assets, net of cash acquired-NBCCorp | 150,431 | - |
| Net cash (used in) provided by investing activities | 250,960 | -47,428 |
| Net increase (decrease) in deposits | 53,676 | -139,927 |
| Net change in federal funds purchased and retail repurchase agreements | 1,258 | -826 |
| Proceeds from federal reserve bank borrowings | - | 1,000 |
| Net borrowings (repayments) on federal home loan bank line of credit | -42,299 | 205,603 |
| Proceeds from federal home loan bank term advances | 296,466 | 600,000 |
| Principal repayments on federal home loan bank term advances | 300,000 | 600,000 |
| Proceeds from federal reserve bank borrowings | 2,000 | - |
| Principal payments on federal reserve bank borrowings | 1,000 | 1,000 |
| Proceeds from issuance of common stock, net | 0 | -73 |
| Proceeds from the exercise of employee stock options | 71 | 112 |
| Proceeds from employee stock purchase plan | 436 | 446 |
| Proceeds from subordinated debt | 75,000 | - |
| Debt issue cost | 1,054 | - |
| Principal payments on subordinated debt | 0 | 75,000 |
| Purchase of treasury stock | 6,527 | 274 |
| Net change in contractual obligations | -625 | -4,777 |
| Dividends paid on common stock | 2,629 | 5,342 |
| Net cash (used in) provided by financing activities | 73,773 | -20,058 |
| Net change in cash and cash equivalents | 333,206 | -17,543 |
| Cash and cash equivalents at beginning of period | 383,747 | - |
| Cash and cash equivalents at end of period | 699,410 | - |
EQUITY BANCSHARES INC (EQBK)
EQUITY BANCSHARES INC (EQBK)