The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income (loss) | 22,726 |
| Stock-based compensation | 5,635 |
| Depreciation | 6,080 |
| Amortization of operating lease right-of-use asset | 491 |
| Amortization of cloud computing implementation costs | 82 |
| Provision (reversal) for credit losses | 8,953 |
| Net amortization (accretion) of purchase valuation adjustments | 6,743 |
| Amortization (accretion) of premiums and discounts on securities | -4,360 |
| Amortization of intangible assets | 4,783 |
| Deferred income taxes | -5,105 |
| Federal home loan bank stock dividends | -1,037 |
| Loss (gain) on sales and valuation adjustments on other real estate owned | -612 |
| Net loss (gain) on sales and settlements of securities | -53,293 |
| Change in unrealized (gains) losses on equity securities | 1 |
| Loss (gain) on disposal of premises and equipment | -76 |
| Loss (gain) on lease termination | -3 |
| Loss (gain) on sales of foreclosed assets | 49 |
| Loss on debt extinguishment | -1,361 |
| Loss (gain) on sales of loans | 454 |
| Originations of loans held for sale | 25,003 |
| Proceeds from the sale of loans held for sale | 24,578 |
| Increase in the value of bank-owned life insurance | 7,717 |
| Change in fair value of derivatives recognized in earnings | -176 |
| Gain on acquisition and branch sales | 0 |
| Payments on operating lease payable | 615 |
| Interest receivable | -2,520 |
| Other assets | 17,908 |
| Interest payable and other liabilities | -11,012 |
| Net cash provided by operating activities | 51,365 |
| Purchases of available-for-sale securities | 795,532 |
| Purchases of held-to-maturity securities | 0 |
| Proceeds from sales, calls, pay-downs and maturities of available-for-sale securities | 819,902 |
| Proceeds from calls, pay-downs and maturities of held-to-maturity securities | 27 |
| Net change in interest-bearing time deposits | -9 |
| Net change in loans | -30,537 |
| Purchase of government guaranteed loans | 61,987 |
| Capitalized construction cost of other real estate owned | 0 |
| Purchase of premises and equipment | 13,253 |
| Proceeds from sale of premises and equipment | 448 |
| Proceeds from sale of foreclosed assets | 5,639 |
| Net redemptions (purchases) of federal home loan bank and federal reserve bank stock | 4,483 |
| Net redemptions (purchases) of correspondent and miscellaneous other stock | 814 |
| Proceeds from sale of other real estate owned | 1,704 |
| Purchase of bank-owned life insurance | 0 |
| Proceeds from bank-owned life insurance death benefits and policy surrenders | 4,308 |
| Net cash (paid) received from acquisition-NBCCorp | -150,431 |
| Net cash (paid) received from acquisition-Rockhold | 0 |
| Net cash (paid) received from acquisition-Kansas Land | 0 |
| Net cash (used in) provided by investing activities | 136,918 |
| Net increase (decrease) in deposits | -42,850 |
| Net change in federal funds purchased and retail repurchase agreements | -1,924 |
| Net borrowings (repayments) on federal home loan bank line of credit | 121,927 |
| Proceeds from federal home loan bank term advances | 1,196,466 |
| Principal repayments on federal home loan bank term advances | 1,200,000 |
| Proceeds from federal reserve bank borrowings | 3,000 |
| Principal payments on federal reserve bank borrowings | 3,000 |
| Principal payments on bank stock loan | 0 |
| Proceeds from issuance of common stock, net | -73 |
| Proceeds from exercise of employee stock options | 316 |
| Proceeds from employee stock purchase plan | 882 |
| Proceeds from subordinated debt | 75,000 |
| Debt issue cost | 1,195 |
| Principal payments on subordinated debt | 75,000 |
| Purchase of treasury stock | 13,986 |
| Net change in contractual obligations | -12,359 |
| Dividends paid on common stock | 11,417 |
| Net cash provided by (used in) financing activities | 35,787 |
| Net change in cash and cash equivalents | 224,070 |
| Cash and cash equivalents, beginning of period | 383,747 |
| Ending cash and cash equivalents | 607,817 |
EQUITY BANCSHARES INC (EQBK)
EQUITY BANCSHARES INC (EQBK)