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The latest financial statement is for the quarter ending 2026-03-31.

Cash Flow Overview

Free Cash flow
$11,533K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from sales, calls, pay-...
    • Proceeds from federal home loan ...
    • Net change in loans
    • Others
Negative Cash Flow Breakdown
    • Principal repayments on federal ...
    • Purchases of available-for-sale ...
    • Purchase of treasury stock
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
16,966 22,084 -29,663 30,305
Stock-based compensation
1,540 1,414 1,582 2,639
Depreciation
1,574 1,607 1,593 2,880
Amortization of operating lease right-of-use asset
339 124 119 248
Amortization of cloud computing implementation costs
18 20 21 41
Provision (reversal) for credit losses
5,955 -16 6,228 2,741
Gain on acquisition and branch sales
-0 0 0
Net amortization (accretion) of purchase valuation adjustments
3,350 2,556 2,776 1,411
Amortization (accretion) of premiums and discounts on securities
-2,996 -2,356 -1,115 -889
Amortization of intangible assets
2,003 1,335 1,255 2,193
Deferred income taxes
2,196 -5,053 1,076 -1,128
Federal home loan bank stock dividends
-256 -184 -231 -622
Loss (gain) on sales and valuation adjustments on other real estate owned
-9 119 -739 8
Net loss (gain) on sales and settlements of securities
0 14 -53,320 13
Change in unrealized (gains) losses on equity securities
-108 22 -32 11
Loss (gain) on disposal of premises and equipment
430 -14 -47 -15
Loss (gain) on lease termination
-0 -3 -
Loss (gain) on sales and valuation adjustments on foreclosed assets
51 -18 34
Loss (gain) on sales of foreclosed assets
-49 --
Loss on debt extinguishment
-0 0 -1,361
Loss (gain) on sales of loans
302 148 53 253
Originations of loans held for sale
19,377 9,137 3,247 12,619
Proceeds from the sale of loans held for sale
14,975 8,510 2,899 13,169
Increase in the value of bank-owned life insurance
1,398 1,410 1,393 4,914
Change in fair value of derivatives recognized in earnings
-47 -5 22 -193
Payments on operating lease payable
460 156 152 307
Interest receivable
-4,263 -1,744 1,909 -2,685
Other assets
-10,055 26,386 7,187 -15,665
Interest payable and other liabilities
-16,047 3,646 -12,675 -1,983
Net cash provided by operating activities
15,329 -7,051 8,473 49,943
Purchases of available-for-sale securities
213,955 254,255 462,337 78,940
Purchases of held-to-maturity securities
-0 --
Proceeds from sales, calls, pay-downs and maturities of available-for-sale securities
196,960 123,305 565,383 131,214
Proceeds from calls, pay-downs and maturities of held-to-maturity securities
10 9 8 10
Net change in interest-bearing time deposits
-257 0 -9 -
Net change in loans
-56,372 -69,683 1,907 37,239
Purchase of government guaranteed loans
0 0 0 61,987
Capitalized construction cost of other real estate owned
-0 --
Purchase of premises and equipment
3,796 5,485 4,022 3,746
Proceeds from sale of premises and equipment
1,403 1 -3 450
Proceeds from sale of foreclosed assets
619 216 377 5,046
Net redemptions (purchases) of federal home loan bank and federal reserve bank stock
-2,021 156 -2,011 6,338
Net redemptions (purchases) of correspondent and miscellaneous other stock
676 70 82 662
Proceeds from sale of other real estate owned
380 138 1,110 456
Purchase of bank-owned life insurance
-0 --
Proceeds from investments in tax credit structures and resulting contractual obligations
851 ---
Proceeds from bank owned life insurance death benefits
0 0 0 4,308
Net cash (paid) received from acquisition-NBCCorp
--300,862 150,431 -
Net cash (paid) received from acquisition-Rockhold
-0 --
Net cash (paid) received from acquisition-Kansas Land
-0 --
Cash acquired in purchase of frontier holdings, llc
12,818 ---
Net cash (used in) provided by investing activities
52,750 -66,614 250,960 -47,428
Net increase (decrease) in deposits
30,328 43,401 53,676 -139,927
Proceeds from subordinated debt
-0 75,000 -
Net change in federal funds purchased and retail repurchase agreements
-855 -2,356 1,258 -826
Debt issue cost
-141 1,054 -
Proceeds from federal reserve bank borrowings
---1,000
Net borrowings (repayments) on federal home loan bank line of credit
50,250 -41,377 -42,299 205,603
Principal payments on subordinated debt
-0 0 75,000
Proceeds from federal home loan bank term advances
159,454 300,000 296,466 600,000
Principal repayments on federal home loan bank term advances
302,204 300,000 300,000 600,000
Proceeds from federal reserve bank borrowings
1,000 1,000 2,000 -
Principal payments on federal reserve bank borrowings
1,000 1,000 1,000 1,000
Principal payments on bank stock loan
-0 --
Proceeds from issuance of common stock, net
0 0 0 -73
Proceeds from the exercise of employee stock options
0 133 71 112
Proceeds from employee stock purchase plan
524 0 436 446
Principal payments on other borrowings
22,486 ---
Purchase of treasury stock
22,682 7,185 6,527 274
Net change in contractual obligations
-530 -6,957 -625 -4,777
Dividends paid on common stock
3,530 3,446 2,629 5,342
Net cash (used in) provided by financing activities
-111,731 -17,928 73,773 -20,058
Net change in cash and cash equivalents
-43,652 -91,593 333,206 -17,543
Cash and cash equivalents, beginning of period
607,817 383,747 383,747 -
Ending cash and cash equivalents
564,165 -91,593 699,410 -
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from sales,calls, pay-downs and...$196,960K Net income$16,966K Net change in loans-$56,372K Cash acquired inpurchase of frontier...$12,818K Net redemptions(purchases) of federal home...-$2,021K Proceeds from sale ofpremises and equipment$1,403K Proceeds frominvestments in tax credit...$851K Proceeds from sale offoreclosed assets$619K Proceeds from sale ofother real estate...$380K Proceeds from calls,pay-downs and maturities...$10K Proceeds from the sale ofloans held for sale$14,975K Other assets-$10,055K Provision (reversal) forcredit losses$5,955K Interest receivable-$4,263K Deferred income taxes$2,196K Amortization of intangibleassets$2,003K Depreciation$1,574K Stock-based compensation$1,540K Amortization of operatinglease right-of-use...$339K Change in unrealized(gains) losses on equity...-$108K Change in fair value ofderivatives recognized in...-$47K Net cash (used in)provided by investing...$52,750K Net cash provided byoperating activities$15,329K Canceled cashflow$218,684K Canceled cashflow$44,667K Net change in cashand cash...-$43,652K Canceled cashflow$68,079K Proceeds from federalhome loan bank term...$159,454K Net borrowings(repayments) on federal home...$50,250K Net increase(decrease) in deposits$30,328K Proceeds from federalreserve bank borrowings$1,000K Proceeds from employeestock purchase plan$524K Purchases ofavailable-for-sale securities$213,955K Purchase of premises andequipment$3,796K Net redemptions(purchases) of...$676K Net change ininterest-bearing time deposits-$257K Originations of loans held forsale$19,377K Interest payable andother liabilities-$16,047K Net amortization(accretion) of purchase...$3,350K Amortization (accretion) ofpremiums and discounts on...-$2,996K Increase in the value ofbank-owned life insurance$1,398K Payments on operatinglease payable$460K Loss (gain) ondisposal of premises and...$430K Loss (gain) on salesof loans$302K Federal home loan bankstock dividends-$256K Loss (gain) on salesand valuation...$51K Net cash (used in)provided by financing...-$111,731K Canceled cashflow$241,556K Principal repayments onfederal home loan bank...$302,204K Purchase of treasurystock$22,682K Principal payments onother borrowings$22,486K Dividends paid on commonstock$3,530K Principal payments onfederal reserve bank...$1,000K Net change infederal funds purchased...-$855K Net change incontractual obligations-$530K