EQUITY BANCSHARES INC (EQBK)
2025-06-30 | 2024-09-30 | |||
|---|---|---|---|---|
| Non-interest income-Debit Card | 3,052 | - | ||
| Non-interest income-Mortgage Banking | 212 | - | ||
| Non-interest income-Financial Service | 2,177 | - | ||
| Other | 1,815 | - | ||
| Net gain (loss) from securities transactions | 12 | - | ||
| Net gain on acquisition and branch sales | - | - | ||
| Increase in value of bank-owned life insurance | 1,321 | - | ||
| Total non-interest income | 8,589 | 9,317 | ||
| Other real estate owned | - | 7,719 | ||
| Professional fees | 1,361 | 1,487 | ||
| Courier and postage | 834 | 686 | ||
| Other | 3,611 | 3,645 | ||
| Net occupancy and equipment | 3,482 | 3,478 | ||
| Advertising and business development | 1,208 | 1,368 | ||
| Loan expense | 281 | 143 | ||
| Salaries and employee benefits | 19,735 | 18,494 | ||
| Data processing | 5,055 | 5,152 | ||
| Loss on debt extinguishment | -1,361 | - | ||
| Fdic insurance | 464 | 660 | ||
| Telecommunications | 588 | 660 | ||
| Merger expenses | 355 | 618 | ||
| Amortization of core deposit intangibles | 1,016 | 1,112 | ||
| Other real estate owned and repossessed assets, net | -103 | - | ||
| Free nationwide atm cost | 547 | 544 | ||
| Total non-interest expense | 40,001 | 30,328 | ||
| Provision (reversal) for credit losses | 19 | 1,183 | ||
| Subordinated debt | 1,852 | 1,905 | ||
| Federal home loan bank advances | 2,224 | 3,089 | ||
| Federal funds purchased and retail repurchase agreements | 219 | 261 | ||
| Deposits | 20,090 | 23,679 | ||
| Federal reserve bank borrowings | - | - | ||
| Total interest expense | 24,385 | 28,934 | ||
| Securities, nontaxable | 358 | 400 | ||
| Securities, taxable | 8,821 | 9,809 | ||
| Federal funds sold and other | 2,140 | 2,667 | ||
| Loans, including fees | 62,868 | 62,089 | ||
| Total interest and dividend income | 74,187 | 74,965 | ||
| Net interest income | 49,802 | 46,031 | ||
| Net interest income after provision (reversal) for credit losses | 49,783 | 44,848 | ||
| Income (loss) before income tax | 18,371 | 23,837 | ||
| Provision (benefit) for income taxes | 3,107 | 3,986 | ||
| Net income (loss) and net income (loss) allocable to common stockholders | 15,264 | 19,851 | ||
| Earnings per share, basic, total | 0.87 | 1.3 | ||
| Earnings per share, diluted, total | 0.86 | 1.28 | ||
| Weighted average number of shares outstanding, basic | 17,524,296 | 15,258,822 | ||
| Weighted average number of shares outstanding, diluted | 17,651,298 | 15,451,545 | ||