Financial insights of EQBK

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$16,966K
EPS
$0.8
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Non-interest income-Debit Card	-	-	-	3,052
Non-interest income-Mortgage Banking	-	-	-	212
Non-interest income-Financial Service	2,493	2,273*	2,522	2,177
Non-interest income-Debit Card	3,117	2,555*	2,953	-
Net gain on acquisition and branch sales	-	0*	0	0
Non-interest income-Mortgage Banking	348	381*	62	-
Increase in value of bank-owned life insurance	1,398	3,646*	1,393	1,321
Net loss (gain) from securities transactions	-108	26,463*	-53,352	12
Other	2,239	2,490*	1,943	1,815
Total non-interest income	9,487	37,807*	-44,479	8,589
Loans, including fees	91,462	67,471*	76,911	62,868
Securities, taxable	13,659	11,446*	9,416	8,821
Securities, nontaxable	222	224*	307	358
Federal funds sold and other	2,681	3,769*	4,464	2,140
Total interest and dividend income	108,024	82,909*	91,098	74,187
Deposits	30,478	20,835*	24,990	20,090
Federal funds purchased and retail repurchase agreements	192	213*	263	219
Federal home loan bank advances	1,886	2,261*	1,741	2,224
Federal reserve bank borrowings	-	-	0	0
Bank stock loan	4	-	-	-
Subordinated debt	1,800	1,949*	1,619	1,852
Total interest expense	34,360	25,257*	28,613	24,385
Net interest income	73,664	57,652*	62,485	49,802
Provision (reversal) for credit gaines	5,955	-417*	6,228	19
Net interest income after provision (reversal) for credit losses	67,709	58,069*	56,257	49,783
Salaries and employee benefits	26,255	21,025*	22,773	19,735
Net occupancy and equipment	4,789	4,103*	4,317	3,482
Data processing	5,388	5,366*	4,887	5,055
Professional fees	1,768	1,921*	1,670	1,361
Advertising and business development	1,666	1,459*	1,305	1,208
Gain on debt extinguishment	-	681*	0	-1,361
Telecommunications	690	635*	630	588
Fdic insurance	765	904*	653	464
Courier and postage	645	868*	744	834
Free nationwide atm cost	566	511*	582	547
Amortization of core deposit intangibles	1,928	1,206*	1,182	1,016
Loan expense	498	-26*	330	281
Other real estate owned and repossessed assets, net	-91	321*	-797	-103
Merger expenses	5,725	-1,712*	6,163	355
Other	4,195	5,841*	3,049	3,611
Total non-interest expense	54,969	41,096*	49,082	40,001
Income (loss) before income tax	22,227	54,780*	-37,304	18,371
Provision (benefit) for income taxes	5,261	10,455*	-7,641	3,107
Net income (loss) and net income (loss) allocable to common stockholders	16,966	44,325	-29,663	15,264

Basic EPS	0.81	2.431	-1.55	0.87
Diluted EPS	0.8	2.384	-1.55	0.86
Basic Average Shares	21,037,054	18,234,248	19,129,726	17,524,296
Diluted Average Shares	21,263,164	18,589,004	19,129,726	17,651,298

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$16,966K
EPS
$0.8
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$16,966K
EPS
$0.8
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$16,966KEPS$0.8Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$16,966KEPS$0.8Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$16,966K
EPS
$0.8
Unit: Thousand (K) dollars

Net Income
$16,966K
EPS
$0.8
Unit: Thousand (K) dollars