| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Fixed Maturities | 5,449,789 | 5,383,504 | ||
| Short Term Investments | 640,076 | 583,033 | ||
| Total investments available for sale | 6,089,865 | 5,966,537 | ||
| Other invested assets | 370,072 | 359,823 | ||
| Total investments | 6,459,937 | 6,326,360 | ||
| Cash | 91,411 | 92,116 | ||
| Accrued investment income | 43,004 | 45,940 | ||
| Accounts receivable | 53,674 | 52,340 | ||
| Deferred policy acquisition costs | 9,191 | 9,237 | ||
| Property and equipment (at cost, less accumulated depreciation of 75,113 in 2025 and 72,270 in 2024) | 49,956 | 42,434 | ||
| Prepaid federal income tax | 490,456 | 497,356 | ||
| Goodwill and acquired intangible assets, net | 78,504 | 78,855 | ||
| Other assets | 75,866 | 75,923 | ||
| Total assets | 7,351,999 | 7,220,561 | ||
| Reserve for losses and lae | 397,138 | 364,749 | ||
| Unearned premium reserve | 96,581 | 102,382 | ||
| Net deferred tax liability | 438,187 | 427,202 | ||
| Senior notes due 2029, net | 494,965 | 494,630 | ||
| Other liabilities | 186,154 | 158,750 | ||
| Total liabilities | 1,613,025 | 1,547,713 | ||
| Common shares, 0.015 par value authorized - 233,333 issued and outstanding - 0 shares in 2025 and 105,015 shares in 2024 | 1,462 | 1,493 | ||
| Additional paid-in capital | 770,561 | 888,337 | ||
| Accumulated other comprehensive loss | -165,425 | -215,666 | ||
| Retained earnings | 5,132,376 | 4,998,684 | ||
| Total stockholders equity | 5,738,974 | 5,672,848 | ||
| Total liabilities and stockholders equity | 7,351,999 | 7,220,561 | ||
Essent Group Ltd. (ESNT)
Essent Group Ltd. (ESNT)