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Balance Sheets Overview

Debt to Asset Ratio
25.40%
Unit: Thousand (K) dollars
Assets Breakdown
    • Fixed Maturities
    • Short Term Investments
    • Prepaid federal income tax
    • Others
Liabilities Breakdown
    • Retained earnings
    • Senior notes due 2029, net
    • Net deferred tax liability
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Fixed Maturities
5,414,809
5,425,210
5,455,593
5,449,789
Short Term Investments
623,886
623,034
648,492
640,076
Total investments available for sale
6,038,695
6,048,244
6,104,085
6,089,865
Other invested assets
441,852
394,290
382,513
370,072
Total investments
6,480,547
6,442,534
6,486,598
6,459,937
Cash
74,333
128,262
123,049
91,411
Accrued investment income
48,306
44,875
47,371
43,004
Accounts receivable
169,772
144,121
51,267
53,674
Deferred policy acquisition costs
68,857
56,901
9,547
9,191
Property, equipment and software (at cost, less accumulated depreciation of 73,197 in 2026 and 71,466 in 2025)
47,753
48,297
49,189
49,956
Prepaid federal income tax
496,325
513,425
513,425
490,456
Goodwill and acquired intangible assets, net
77,451
77,802
78,153
78,504
Other assets
128,538
113,551
82,404
75,866
Total assets
7,591,882
7,569,768
7,441,003
7,351,999
Reserve for losses and lae
518,799
485,666
446,822
397,138
Unearned premium reserve
256,827
226,306
91,730
96,581
Net deferred tax liability
449,738
452,552
465,351
438,187
Senior notes due 2029, net
495,972
495,637
495,301
494,965
Other liabilities
207,145
213,105
185,072
186,154
Total liabilities
1,928,481
1,873,266
1,684,276
1,613,025
Common shares, 0.015 par value authorized - 233,333 issued and outstanding - 92,153 shares in 2026 and 95,456 shares in 2025
1,348
1,396
1,432
1,462
Additional paid-in capital
298,724
486,672
649,895
770,561
Accumulated other comprehensive loss
-190,662
-187,936
-151,985
-165,425
Retained earnings
5,553,991
5,396,370
5,257,385
5,132,376
Total stockholders equity
5,663,401
5,696,502
5,756,727
5,738,974
Total liabilities and stockholders equity
7,591,882
7,569,768
7,441,003
7,351,999
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Fixed Maturities$5,414,809K (0.58%↑ Y/Y)Short TermInvestments$623,886K (7.01%↑ Y/Y)Total investmentsavailable for sale$6,038,695K (1.21%↑ Y/Y)Other invested assets$441,852K (22.80%↑ Y/Y)Total investments$6,480,547K (2.44%↑ Y/Y)Prepaid federal incometax$496,325K (-0.21%↓ Y/Y)Accounts receivable$169,772K (224.36%↑ Y/Y)Other assets$128,538K (69.30%↑ Y/Y)Goodwill and acquiredintangible assets, net$77,451K (-1.78%↓ Y/Y)Cash$74,333K (-19.31%↓ Y/Y)Deferred policyacquisition costs$68,857K (645.45%↑ Y/Y)Accrued investmentincome$48,306K (5.15%↑ Y/Y)Property, equipment andsoftware (at cost, less...$47,753K (12.53%↑ Y/Y)Total assets$7,591,882K (5.14%↑ Y/Y)Total liabilities andstockholders equity$7,591,882K (5.14%↑ Y/Y)Total stockholdersequity$5,663,401K (-0.17%↓ Y/Y)Total liabilities$1,928,481K (24.60%↑ Y/Y)Accumulated othercomprehensive loss-$190,662K (11.59%↑ Y/Y)Retained earnings$5,553,991K (11.11%↑ Y/Y)Additional paid-in capital$298,724K (-66.37%↓ Y/Y)Reserve for losses andlae$518,799K (42.23%↑ Y/Y)Senior notes due 2029,net$495,972K (0.27%↑ Y/Y)Net deferred taxliability$449,738K (5.28%↑ Y/Y)Unearned premium reserve$256,827K (150.85%↑ Y/Y)Other liabilities$207,145K (30.49%↑ Y/Y)Common shares, 0.015par value...$1,348K (-9.71%↓ Y/Y)

Essent Group Ltd. (ESNT)

Essent Group Ltd. (ESNT)