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For the quarter ending 2026-03-31, ESNT has $7,569,768K in assets. $1,873,266K in debts.

Balance Sheets Overview

Debt to Asset Ratio
24.75%
Unit: Thousand (K) dollars
Assets Breakdown
    • Fixed Maturities
    • Short Term Investments
    • Prepaid federal income tax
    • Others
Liabilities Breakdown
    • Retained earnings
    • Senior notes due 2029, net
    • Additional paid-in capital
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Fixed Maturities
5,425,210 5,455,593 5,449,789 5,383,504
Short Term Investments
623,034 648,492 640,076 583,033
Total investments available for sale
6,048,244 6,104,085 6,089,865 5,966,537
Other invested assets
394,290 382,513 370,072 359,823
Total investments
6,442,534 6,486,598 6,459,937 6,326,360
Cash
128,262 123,049 91,411 92,116
Accrued investment income
44,875 47,371 43,004 45,940
Accounts receivable
144,121 51,267 53,674 52,340
Deferred policy acquisition costs
56,901 9,547 9,191 9,237
Property, equipment and software (at cost, less accumulated depreciation of 72,348 in 2026 and 71,466 in 2025)
48,297 49,189 49,956 42,434
Prepaid federal income tax
513,425 513,425 490,456 497,356
Goodwill and acquired intangible assets, net
77,802 78,153 78,504 78,855
Other assets
113,551 82,404 75,866 75,923
Total assets
7,569,768 7,441,003 7,351,999 7,220,561
Reserve for losses and lae
485,666 446,822 397,138 364,749
Unearned premium reserve
226,306 91,730 96,581 102,382
Net deferred tax liability
452,552 465,351 438,187 427,202
Senior notes due 2029, net
495,637 495,301 494,965 494,630
Other liabilities
213,105 185,072 186,154 158,750
Total liabilities
1,873,266 1,684,276 1,613,025 1,547,713
Common shares, 0.015 par value authorized - 233,333 issued and outstanding - 97,497 shares in 2026 and 105,015 shares in 2025
1,396 1,432 1,462 1,493
Additional paid-in capital
486,672 649,895 770,561 888,337
Accumulated other comprehensive loss
-187,936 -151,985 -165,425 -215,666
Retained earnings
5,396,370 5,257,385 5,132,376 4,998,684
Total stockholders equity
5,696,502 5,756,727 5,738,974 5,672,848
Total liabilities and stockholders equity
7,569,768 7,441,003 7,351,999 7,220,561
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Fixed Maturities$5,425,210K Short TermInvestments$623,034K Total investmentsavailable for sale$6,048,244K Other invested assets$394,290K Total investments$6,442,534K Prepaid federal incometax$513,425K Accounts receivable$144,121K Cash$128,262K Other assets$113,551K Goodwill and acquiredintangible assets, net$77,802K Deferred policyacquisition costs$56,901K Property, equipment andsoftware (at cost, less...$48,297K Accrued investmentincome$44,875K Total assets$7,569,768K Total liabilities andstockholders equity$7,569,768K Total stockholdersequity$5,696,502K Total liabilities$1,873,266K Accumulated othercomprehensive loss-$187,936K Retained earnings$5,396,370K Additional paid-in capital$486,672K Senior notes due 2029,net$495,637K Reserve for losses andlae$485,666K Net deferred taxliability$452,552K Unearned premium reserve$226,306K Other liabilities$213,105K Common shares, 0.015par value...$1,396K

Essent Group Ltd. (ESNT)

Essent Group Ltd. (ESNT)