MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

Income Overview

Revenue
$362,686K
Net Income
$186,988K
Net Profit Margin
51.56%
EPS
$2.08
Unit: Thousand (K) dollars
Revenue Breakdown
    • net premiums written
    • net investment income
    • income from other invested asset...
    • other income
Revenue Breakdown
    • Mortgage Insurance Segment-Opera...
    • Operating Segments-Reinsurance S...
    • Corporate Non Segment
Revenue Breakdown
    • Net premiums earned
    • Net investment income
    • Income from other invested asset...
    • Other income
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Total revenues
362,686
336,072
314,477*
311,830
Provision for losses and lae
48,961
48,216
56,372*
44,922
Compensation and benefits
30,504
36,655
-
29,176
Premium and other taxes
6,555
6,446
-
5,930
Mortgage Insurance Segment
-
-
10,643*
-
Reinsurance
-
-
1,034*
-
Operating Segments
-
-
11,677*
-
Corporate Non Segment
-
-
20,454*
-
Ceding commission
-
-
-
6,895
Acquisition costs, net
-4,079
636
-
-
Other underwriting and operating expenses
34,120
30,518
41,440*
31,287
Other underwriting and operating expenses
75,258
72,983
73,570*
59,498
Interest expense, operating
-
-
8,174*
-
Interest expense
8,148
8,148
-
8,251
Total losses and expenses
132,367
129,347
138,115*
112,671
Income before income taxes
230,319
206,725
176,362*
199,159
Income tax expense
40,605
34,926
25,723*
34,944
Net income
189,714
171,799
150,639*
164,215
Unrealized (depreciation) appreciation of investments, net of tax (benefit) expense of 231 and 2,070 in the three months ended june30, 2026 and 2025, and (7,178) and 13,365 in the six months ended june30, 2026 and 2025, respectively
-2,726
-35,951
51,768
50,241
Total other comprehensive income (loss)
-2,726
-35,951
51,768*
50,241
Comprehensive income
186,988
135,848
202,406
214,456
Basic EPS
2.09
1.83
2.033
1.69
Diluted EPS
2.08
1.82
2.014
1.67
Basic Average Shares
90,740,000
93,818,000
99,560,000
97,400,000
Diluted Average Shares
91,389,000
94,572,000
100,491,000
98,519,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Fixed Maturities$58,220K Short TermInvestments$5,249K Direct$276,923K (0.75%↑ Y/Y)Assumed$65,475K Gross investmentincome$63,469K Mortgage InsuranceSegment-Operating Segments$12,975K Corporate Non Segment$6,410K Corporate Non Segment$2,295K Mortgage InsuranceSegment-Operating Segments$1,396K OperatingSegments-Reinsurance Segment$1,345K net premiumswritten$307,285K (27.25%↑ Y/Y)net investmentincome$61,612K (3.92%↑ Y/Y)income from otherinvested assets$19,385K (334.06%↑ Y/Y)other income$5,036K (-24.93%↓ Y/Y)Ceded-$35,113K (-205.18%↓ Y/Y)Investment expenses-$1,857K net premiums earned$276,764K (11.24%↑ Y/Y)net investmentincome$61,612K (3.92%↑ Y/Y)income from otherinvested assets$19,385K (334.06%↑ Y/Y)other income$5,036K (-24.93%↓ Y/Y)decrease in unearnedpremiums-$30,521K (-516.90%↓ Y/Y)Total revenues$362,686K (13.64%↑ Y/Y)realized investmentgains (losses), net-$111K (13.95%↑ Y/Y)Income before incometaxes$230,319K (-0.37%↓ Y/Y)Total losses andexpenses$132,367K (50.47%↑ Y/Y)realized investmentgains (losses), net-$111K (13.95%↑ Y/Y)Net income$189,714K (-2.88%↓ Y/Y)Income tax expense$40,605K (13.31%↑ Y/Y)Other underwritingand operating...$75,258K (19.90%↑ Y/Y)Provision for losses andlae$48,961K (187.08%↑ Y/Y)Interest expense$8,148K (0.00%↑ Y/Y)Mortgage InsuranceSegment-Operating Segments-$94K Corporate Non Segment-$17K Comprehensive income$186,988K (-11.76%↓ Y/Y)Total othercomprehensive income (loss)-$2,726K (-116.44%↓ Y/Y)Other underwritingand operating...$34,120K (5.11%↑ Y/Y)Compensation and benefits$30,504K (-0.70%↓ Y/Y)Premium and other taxes$6,555K (0.92%↑ Y/Y)Acquisition costs, net-$4,079K Unrealized (depreciation)appreciation of investments,...-$2,726K (-116.44%↓ Y/Y)

Essent Group Ltd. (ESNT)

Essent Group Ltd. (ESNT)