Essent Group Ltd. (ESNT)
2025-06-30 | 2024-09-30 | 2024-06-30 | ||
|---|---|---|---|---|
| Gross investment income | - | 58,614 | 57,199 | |
| Investment expenses | - | 1,274 | 1,113 | |
| Total revenues | 319,143 | 316,578 | 312,942 | |
| Premiums retained by agents | - | 9,622 | 10,215 | |
| Provision (benefit) for losses and lae | 17,055 | 30,666 | -334 | |
| Interest expense | 8,148 | 11,457 | 7,849 | |
| Other underwriting and operating expenses | 62,765 | 57,259 | 55,987 | |
| Total losses and expenses | 87,968 | 109,004 | 73,717 | |
| Income before income taxes | 231,175 | 207,574 | 239,225 | |
| Income tax expense | 35,836 | 31,399 | 35,616 | |
| Net income | 195,339 | 176,175 | 203,609 | |
| Change in unrealized appreciation (depreciation) of investments, net of tax expense (benefit) of 2,070 and (1,592) in the three months ended june30, 2025 and 2024, and 13,365 and (4,714) in the six months ended june30, 2025 and 2024, respectively | 16,580 | - | - | |
| Total other comprehensive income (loss) | 16,580 | - | - | |
| Comprehensive income | 211,919 | 176,175 | 203,609 | |
| Basic (in dollars per share) | 1.95 | 1.67 | 1.93 | |
| Basic (in shares) | 100,037,000 | 105,266,000 | 105,657,000 | |
| Diluted (in dollars per share) | 1.93 | 1.65 | 1.91 | |
| Diluted (in shares) | 101,059,000 | 106,554,000 | 106,778,000 | |