esnt: the income statement

MyFinsight

For the quarter ending 2025-09-30, ESNT made $50,241K in revenue. $214,456K in net income. Net profit margin of 426.85%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2024-09-30	2024-06-30
Total losses and expenses	112,671	87,968	109,004	73,717
Income before income taxes	199,159	231,175	207,574	239,225
Income tax expense	34,944	35,836	31,399	35,616
Net income	164,215	195,339	176,175	203,609
Change in unrealized appreciation of investments, net of tax expense of 9,000 and 20,049 in the three months ended september30, 2025 and 2024, and 22,365 and 15,335 in the nine months ended september30, 2025 and 2024, respectively	50,241	16,580	-	-
Total other comprehensive income	50,241	16,580	-	-
Comprehensive income	214,456	211,919	-	-

Basic (in dollars per share)	1.69	1.95	1.67	1.93
Basic (in shares)	97,400,000	100,037,000	105,266,000	105,657,000
Diluted (in dollars per share)	1.67	1.93	1.65	1.91
Diluted (in shares)	98,519,000	101,059,000	106,554,000	106,778,000