Financial insights of ESNT

MyFinsight

For the quarter ending 2026-03-31, ESNT made $336,072K in revenue. $135,848K in net income. Net profit margin of 40.42%.

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Total revenues	336,072	314,477*	311,830	319,143
Provision for losses and lae	48,216	56,372*	44,922	17,055
Compensation and benefits	36,655	-	29,176	-
Premium and other taxes	6,446	-	5,930	-
Mortgage Insurance Segment	-	10,643*	-	-
Reinsurance	-	1,034*	-	-
Operating Segments	-	11,677*	-	-
Corporate Non Segment	-	20,454*	-	-
Ceding commission	-	-	6,895	-
Acquisition costs, net	636	-	-	-
Other underwriting and operating expenses	30,518	41,440*	31,287	-
Other underwriting and operating expenses	72,983	73,570*	59,498	62,765
Interest expense, operating	-	8,174*	-	-
Interest expense	8,148	-	8,251	8,148
Total losses and expenses	129,347	138,115*	112,671	87,968
Income before income taxes	206,725	176,362*	199,159	231,175
Income tax expense	34,926	25,723*	34,944	35,836
Net income	171,799	150,639*	164,215	195,339
Unrealized (depreciation) appreciation of investments, net of tax (benefit) expense of (7,409) and 11,295 in the three months ended march31, 2026 and 2025, respectively	-35,951	51,768	50,241	16,580
Total other comprehensive income (loss)	-35,951	51,768*	50,241	16,580
Comprehensive income	135,848	202,406	214,456	211,919

Basic EPS	1.83	2.033	1.69	1.95
Diluted EPS	1.82	2.014	1.67	1.93
Basic Average Shares	93,818,000	99,560,000	97,400,000	100,037,000
Diluted Average Shares	94,572,000	100,491,000	98,519,000	101,059,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.