| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 12,211 | 13,468 | 14,057 | 23,297 |
| Net gain on equity investments | NaN | 0 | 0 | 432 |
| Provision for credit losses | 2,700 | 2,900 | 1,750 | 5,025 |
| Depreciation and amortization of premises and equipment | 370 | 369 | 325 | 524 |
| Deferred tax benefit | NaN | -20 | NaN | NaN |
| Stock compensation expense | 2,042 | 1,369 | 1,303 | 2,280 |
| Securities | 112 | 112 | 109 | 248 |
| Loans | 30 | 29 | 27 | 53 |
| Right of use asset | 185 | 185 | 190 | 373 |
| Software | 436 | 367 | 424 | 927 |
| Accrued interest receivable | 665 | 951 | 598 | 967 |
| Other assets | 2,037 | -2,308 | 3,125 | 5,687 |
| Operating lease liability | -233 | -220 | -227 | -443 |
| Accrued expenses and other liabilities | 4,420 | -3,105 | 2,569 | 1,205 |
| Net cash provided by operating activities | 19,511 | 16,793 | 16,750 | 26,297 |
| Purchases of securities, restricted | NaN | 0 | 0 | 139 |
| Net change in loans | 59,815 | 211,415 | 39,047 | 117,467 |
| Proceeds from equity investment | NaN | 0 | 0 | 1,232 |
| Purchase of equity investment | NaN | 0 | 0 | 700 |
| Purchases of securities available-for-sale | 29,710 | 9,128 | 7,402 | 31,069 |
| Principal repayments on securities available-for-sale | 17,103 | 19,549 | 10,622 | 20,090 |
| Principal repayments on securities held-to-maturity | 1,858 | 2,071 | 2,156 | 4,140 |
| Purchases of premises and equipment | 180 | 340 | 505 | 2,316 |
| Development of capitalized software | 447 | 357 | 873 | 1,191 |
| Net cash used in investing activities | -71,191 | -199,620 | -35,049 | -127,420 |
| Net increase in deposits | 39,561 | 183,567 | 97,112 | 140,092 |
| Decrease in borrowings | 1 | 0 | 1 | 1 |
| Exercise of stock options, net of repurchases | 111 | 12 | 395 | 480 |
| Tax withholding payments for vested equity awards | NaN | 3,988 | NaN | NaN |
| Cash dividends paid to common stockholders | 1,657 | 1,636 | 1,421 | 2,804 |
| Net cash provided by financing activities | 38,014 | 177,955 | 96,085 | 137,767 |
| Increase (decrease) in cash and cash equivalents | -13,666 | -4,872 | 77,786 | 36,644 |
| Cash and cash equivalents at beginning of the period | 235,887 | 240,759 | 126,329 | NaN |
| Cash and cash equivalents at end of the period | 222,221 | 235,887 | 240,759 | NaN |
Esquire Financial Holdings, Inc. (ESQ)
Esquire Financial Holdings, Inc. (ESQ)