ESQ: the cash flow

MyFinsight

For the year ending 2025-12-31, ESQ had $109,558K increase in cash & cash equivalents over the period. $56,679K in free cash flow.

Cash Flow	2025-12-31
Net income	50,822
Provision for credit losses	9,675
Depreciation and amortization of premises and equipment	1,218
Stock compensation expense	4,952
Net gain on equity investments	432
Deferred tax benefit	-20
Securities	469
Loans	109
Right of use asset	748
Software	1,718
Accrued interest receivable	2,516
Other assets	6,504
Operating lease liability	-890
Accrued expenses and other liabilities	669
Net cash provided by operating activities	59,840
Net change in loans	367,929
Purchases of securities available-for-sale	47,599
Principal repayments on securities available-for-sale	50,261
Principal repayments on securities held-to-maturity	8,367
Purchases of securities, restricted	139
Proceeds from equity investment	1,232
Purchase of equity investment	700
Purchases of premises and equipment	3,161
Development of capitalized software	2,421
Net cash used in investing activities	-362,089
Net increase in deposits	420,771
Decrease in borrowings	2
Exercise of stock options, net of repurchases	887
Tax withholding payments for vested equity awards	3,988
Cash dividends paid to common stockholders	5,861
Net cash provided by financing activities	411,807
Increase (decrease) in cash and cash equivalents	109,558
Cash and cash equivalents at beginning of the period	126,329
Cash and cash equivalents at end of the period	235,887

Unit: Thousand (K) dollars (except for numbers of shares and EPS).