For the quarter ending 2025-09-30, ESQ made $65,516K in revenue. $14,057K in net income. Net profit margin of 21.46%.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Loans held for investment | 30,839 | 28,762 | ||
| Securities, includes restricted stock | 3,244 | 3,127 | ||
| Interest earning cash and other | 2,048 | 1,647 | ||
| Total interest income | 36,131 | 33,536 | ||
| Savings, now and money market deposits | 4,739 | 4,225 | ||
| Time deposits | 52 | 56 | ||
| Borrowings | 1 | 1 | ||
| Total interest expense | 4,792 | 4,282 | ||
| Net interest income | 31,339 | 29,254 | ||
| Provision for credit losses | 1,750 | 3,525 | ||
| Net interest income after provision for loan losses | 29,589 | 25,729 | ||
| Payment processing fees | 5,069 | 5,107 | ||
| Administrative service income | 731 | 643 | ||
| Customer related fees, service charges and other | 433 | 827 | ||
| Total noninterest income | 6,233 | 6,577 | ||
| Employee compensation and benefits | 10,852 | 10,216 | ||
| Occupancy and equipment | 1,153 | 1,168 | ||
| Professional and consulting services | 1,471 | 1,291 | ||
| Fdic and regulatory assessments | 284 | 293 | ||
| Advertising and marketing | 974 | 811 | ||
| Travel and business relations | 488 | 303 | ||
| Data processing | 2,272 | 2,060 | ||
| Other operating expenses | 866 | 920 | ||
| Total noninterest expense | 18,360 | 17,062 | ||
| Net income before income taxes | 17,462 | 15,244 | ||
| Income tax expense | 3,405 | 3,354 | ||
| Net income | 14,057 | 11,890 | ||
| Earnings per share, basic | 1.74 | 1.48 | ||
| Earnings per share, diluted | 1.62 | 1.38 | ||
| Weighted average number of shares outstanding, basic | 8,094,441 | 8,029,541 | ||
| Weighted average number of shares outstanding, diluted | 8,690,130 | 8,639,038 | ||
Esquire Financial Holdings, Inc. (ESQ)
Esquire Financial Holdings, Inc. (ESQ)