For the quarter ending 2026-03-31, EWBC had $250,731K increase in cash & cash equivalents over the period. $329,582K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 357,796 | 356,271 | 368,394 | 600,523 |
| Provision for credit losses | 36,000 | 30,000 | 36,000 | 94,000 |
| Depreciation, amortization and accretion, net | 62,393 | 54,225 | 28,161 | 130,778 |
| Stock compensation costs | 19,837 | 13,597 | 36,112 | 26,480 |
| Deferred income tax benefit | -299 | 18,372 | -1,859 | -24,288 |
| Net gains on afs debt securities | 616 | 29 | 57 | 877 |
| Net (gains) losses on oreo write-downs and sales | 2,005 | -5,849 | -205 | -4,221 |
| Originations and purchases | - | 836 | 3,269 | - |
| Originations | 73 | - | - | 628 |
| Proceeds from sales and paydowns/payoffs of loans originally classified as held-for-sale | 361 | 836 | 2,860 | 406 |
| Net change in accrued interest receivable and other assets | 19,815 | -233,769 | 205,916 | 125,159 |
| Net change in accrued expenses and other liabilities | -28,051 | 5,617 | -29,219 | -144,368 |
| Other operating activities, net | 3,728 | -4,263 | -302 | -4,534 |
| Total adjustments | 70,832 | 357,137 | -136,656 | -43,969 |
| Net cash provided by operating activities | 428,628 | 713,408 | 231,738 | 556,554 |
| Affordable housing partnership, tax credit and cra investments | 46,870 | 86,259 | 112,726 | 152,801 |
| Interest-bearing deposits with banks | 6,479 | 52,591 | 36,564 | -56,040 |
| Proceeds from paydowns and maturities | - | 0 | 0 | 0 |
| Purchases | - | 0 | - | - |
| Proceeds from sales | 276,114 | 345,728 | 288,391 | 318,294 |
| Purchases of fhlb stock | - | - | - | 0 |
| Proceeds from repayments, maturities and redemptions | 620,362 | 1,284,397 | 863,348 | 1,703,393 |
| Available For Sale Securities Debt | 1,822,755 | 2,061,371 | 1,310,461 | 3,567,424 |
| Proceeds from sales of loans originally classified as held-for-investment | 106,087 | 59,396 | 124,464 | 126,548 |
| Finance Receivables | 250,646 | 254,133 | 179,153 | 530,041 |
| Other changes in loans held-for-investment, net | 1,078,413 | 911,124 | 708,536 | 867,055 |
| Purchases of premises and equipment, net | 99,046 | - | - | - |
| Proceeds from sales of oreo | 16,034 | 5,183 | 6,515 | 24,424 |
| Proceeds from repayments and redemptions of htm debt securities | 14,743 | 14,423 | 16,196 | 32,213 |
| Redemption of fhlb stock, net | -195 | -136 | -13,888 | - |
| Other investing activities, net | -2,663 | 4,040 | -9,761 | 1,194 |
| Net cash used in investing activities | -2,255,053 | -1,555,073 | -951,749 | -2,969,683 |
| Net change in deposits | 1,815,576 | 451,307 | 1,568,508 | 1,843,902 |
| Net change in short-term borrowings | - | -9,845 | 9,847 | 0 |
| Proceeds from issuance pursuant to various stock compensation plans and agreements | - | 1,491 | 0 | 1,721 |
| Borrowings | 200,000 | 0 | 500,000 | 2,000,000 |
| Repayments | 300,000 | 0 | 1,000,000 | 2,000,000 |
| Repayment | - | 0 | - | - |
| Net change in short-term fhlb advances | 100,000 | - | - | - |
| Extinguishment cost | - | 0 | - | - |
| Net change in repurchase agreements | 440,538 | - | 53,489 | - |
| Repayment of lease liabilities | 210 | 209 | 208 | 419 |
| Stock tendered for payment of withholding taxes | 25,162 | 265 | 916 | 18,058 |
| Repurchase of common stock pursuant to the stock repurchase program | 97,842 | 1,042 | 25,413 | 89,135 |
| Cash dividends paid | 113,956 | 82,602 | 82,796 | 168,643 |
| Net cash provided by (used in) financing activities | 2,072,433 | 305,346 | 1,022,511 | 1,569,368 |
| Effect of exchange rate changes on cash and cash equivalents | 4,723 | 30,264 | -18,247 | 2,960 |
| Net increase (decrease) in cash and cash equivalents | 250,731 | -506,055 | 284,253 | -840,801 |
| Cash and cash equivalents, beginning of period | 4,188,139 | 4,694,194 | 5,250,742 | - |
| Cash and cash equivalents, end of period | 4,438,870 | 4,188,139 | 4,694,194 | - |
EAST WEST BANCORP INC (EWBC)
EAST WEST BANCORP INC (EWBC)