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For the year ending 2025-12-31, EWBC had -$1,062,603K decrease in cash & cash equivalents over the period.

Cash Flow Overview

Change in Cash
-$1,062,603K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net change in deposits
    • Proceeds from repayments, maturi...
    • Proceeds
    • Others
Negative Cash Flow Breakdown
    • Purchases
    • Repayments
    • Other changes in loans held-for-...
    • Others

Cash Flow
2025-12-31
Net income
1,325,188
Provision for credit losses
160,000
Depreciation, amortization and accretion, net
213,164
Stock compensation costs
76,189
Deferred income tax benefit
-7,775
Net (gains) losses on afs debt securities
963
Net losses (gains) on other real estate owned (oreo) write-downs and sales
-10,275
Originations and purchases
4,105
Proceeds from sales and paydowns/payoffs of loans originally classified as held-for-sale
4,102
Net change in accrued interest receivable and other assets
97,306
Net change in accrued expenses and other liabilities
-167,970
Other operating activities, net
-9,099
Total adjustments
176,512
Net cash provided by operating activities
1,501,700
Affordable housing partnership, tax credit and cra investments
351,786
Interest-bearing deposits with banks
33,115
Proceeds from paydowns and maturities
0
Purchases
0
Proceeds from sales
952,413
Proceeds from repayments, maturities and redemptions
3,851,138
Purchases
6,939,256
Proceeds from sales of loans originally classified as held-for-investment
310,408
Purchases
963,327
Other changes in loans held-for-investment, net
2,486,715
Proceeds from sales of oreo and other foreclosed assets
36,122
Proceeds from repayments and redemptions of htm debt securities
62,832
Redemption (purchases) of fhlb stock, net
-14,024
Other investing activities, net
-4,527
Net cash used in investing activities
-5,476,505
Net change in deposits
3,863,717
Net change in short-term borrowings
2
Proceeds
2,500,000
Repayments
3,000,000
Repayment
0
Extinguishment cost
0
Repayment of lease liabilities and junior subordinated debt
836
Proceeds from issuance pursuant to various stock compensation plans and agreements
3,212
Stock tendered for payment of withholding taxes
19,239
Repurchase of common stock pursuant to the stock repurchase program
115,590
Cash dividends paid
334,041
Net cash provided by financing activities
2,897,225
Effect of exchange rate changes on cash and cash equivalents
14,977
Net (decrease) increase in cash and cash equivalents
-1,062,603
Cash and cash equivalents, beginning of year
5,250,742
Cash and cash equivalents, end of year
4,188,139
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Depreciation, amortizationand accretion, net$213,164K Provision for creditlosses$160,000K Stock compensationcosts$76,189K Net losses (gains)on other real...-$10,275K Proceeds from sales andpaydowns/payoffs of loans...$4,102K Net change indeposits$3,863,717K Net income$1,325,188K Total adjustments$176,512K Proceeds$2,500,000K Proceeds from issuancepursuant to various stock...$3,212K Net change inshort-term borrowings$2K Canceled cashflow$287,218K Net cash provided byfinancing activities$2,897,225K Net cash provided byoperating activities$1,501,700K Effect of exchange ratechanges on cash and cash...$14,977K Canceled cashflow$3,469,706K Net change inaccrued expenses and...-$167,970K Net change inaccrued interest...$97,306K Other operatingactivities, net-$9,099K Deferred income taxbenefit-$7,775K Originations and purchases$4,105K Net (gains) losseson afs debt...$963K Net (decrease)increase in cash and cash...-$1,062,603K Canceled cashflow$4,413,902K Proceeds fromrepayments, maturities and...$3,851,138K Proceeds from sales$952,413K Proceeds from sales ofloans originally...$310,408K Proceeds from repaymentsand redemptions of...$62,832K Proceeds from sales oforeo and other...$36,122K Interest-bearing deposits withbanks$33,115K Redemption (purchases) offhlb stock, net-$14,024K Other investingactivities, net-$4,527K Repayments$3,000,000K Cash dividends paid$334,041K Repurchase of common stockpursuant to the stock...$115,590K Stock tendered forpayment of withholding...$19,239K Repayment of leaseliabilities and junior...$836K Net cash used ininvesting activities-$5,476,505K Canceled cashflow$5,264,579K Purchases$6,939,256K Other changes in loansheld-for-investment, net$2,486,715K Purchases$963,327K Affordable housingpartnership, tax credit and...$351,786K

EAST WEST BANCORP INC (EWBC)

EAST WEST BANCORP INC (EWBC)