| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 968,917 | 600,523 |
| Provision for credit losses | 130,000 | 94,000 |
| Depreciation, amortization and accretion, net | 158,939 | 130,778 |
| Stock compensation costs | 62,592 | 26,480 |
| Deferred income tax benefit | -26,147 | -24,288 |
| Net gains on afs debt securities | 934 | 877 |
| Net loss on other real estate owned (oreo) write-downs and sales | -4,426 | -4,221 |
| Originations and purchases | 3,269 | - |
| Proceeds from sales and paydowns/payoffs of loans originally classified as held-for-sale | 3,266 | 406 |
| Net change in accrued interest receivable and other assets | 331,075 | 125,159 |
| Originations | - | 628 |
| Net change in accrued expenses and other liabilities | -173,587 | -144,368 |
| Other operating activities, net | -4,836 | -4,534 |
| Total adjustments | -180,625 | -43,969 |
| Net cash provided by operating activities | 788,292 | 556,554 |
| Affordable housing partnership, tax credit and cra investments | 265,527 | 152,801 |
| Interest-bearing deposits with banks | -19,476 | -56,040 |
| Proceeds from sales | 606,685 | 318,294 |
| Purchases of fhlb stock | - | 0 |
| Proceeds from repayments, maturities and redemptions | 2,566,741 | 1,703,393 |
| Purchases | 4,877,885 | 3,567,424 |
| Proceeds from sales of loans originally classified as held-for-investment | 251,012 | 126,548 |
| Purchases | 709,194 | 530,041 |
| Other changes in loans held-for-investment, net | 1,575,591 | 867,055 |
| Proceeds from sales of oreo | 30,939 | 24,424 |
| Proceeds from paydowns and maturities of resale agreements | 0 | 0 |
| Proceeds from repayments, maturities and redemptions of htm debt securities | 48,409 | 32,213 |
| Redemption (purchases) of fhlb stock, net | -13,888 | - |
| Other investing activities, net | -8,567 | 1,194 |
| Net cash used in investing activities | -3,921,432 | -2,969,683 |
| Net change in deposits | 3,412,410 | 1,843,902 |
| Net change in short-term borrowings | 9,847 | 0 |
| Proceeds | 2,500,000 | 2,000,000 |
| Repayments | 3,000,000 | 2,000,000 |
| Net change in repurchase agreements | 53,489 | - |
| Repayment of lease liabilities and junior subordinated debt | 627 | 419 |
| Proceeds from issuance pursuant to various stock compensation plans and agreements | 1,721 | 1,721 |
| Stock tendered for payment of withholding taxes | 18,974 | 18,058 |
| Repurchase of common stock pursuant to the stock repurchase program | 114,548 | 89,135 |
| Cash dividends paid | 251,439 | 168,643 |
| Net cash provided by financing activities | 2,591,879 | 1,569,368 |
| Effect of exchange rate changes on cash and cash equivalents | -15,287 | 2,960 |
| Net (decrease) increase in cash and cash equivalents | -556,548 | -840,801 |
| Cash and cash equivalents at beginning of period | 5,250,742 | - |
| Cash and cash equivalents at end of period | 4,694,194 | - |
EAST WEST BANCORP INC (EWBC)
EAST WEST BANCORP INC (EWBC)