ewbc: the income statement

MyFinsight

EAST WEST BANCORP INC (EWBC)

For the quarter ending 2025-06-30, EWBC made $1,145,177K in revenue. $310,253K in net income. Net profit margin of 27.09%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense	91,979
Other income	5,662
Other investment income	678
Net gains on afs debt securities	746
Wealth management fees	10,725
Lending and loan servicing fees	25,586
Foreign exchange income	13,715
Customer derivative income	2,201
Commercial and consumer deposit-related fees	26,865
Total noninterest income	86,178
Other operating expense	36,727
Occupancy and equipment expense	16,289
Compensation and employee benefits	144,841
Computer and software related expenses	13,446
Deposit insurance premiums and regulatory assessments	9,133
Amortization of tax credit and cra investments	26,236
Deposit account expense	9,348
Total noninterest expense	256,020
Provision for credit losses	45,000
Securities sold under repurchase agreements (repurchase agreements)	1,352
Federal funds purchased and other short-term borrowings	1
Long-term debt and finance lease liabilities	671
Fhlb advances	39,313
Deposits	400,588
Total interest expense	441,925
Resale agreements	1,624
Interest-bearing cash and deposits with banks	34,935
Debt securities	153,788
Loans receivable, including fees	865,695
Restricted equity securities	2,957
Total interest and dividend income	1,058,999
Net interest income before provision for credit losses	617,074
Net interest income after provision for credit losses	572,074
Income before income taxes	402,232
Net income	310,253

Basic (in dollars per share)	2.25
Basic (in shares)	137,818,000
Diluted (in dollars per share)	2.24
Diluted (in shares)	138,789,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS)