| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Loans receivable, including fees | 919,518 | 865,695 | ||
| Debt securities | 158,562 | 153,788 | ||
| Resale agreements | 1,616 | 1,624 | ||
| Restricted equity securities | 2,866 | 2,957 | ||
| Interest-bearing cash and deposits with banks | 47,170 | 34,935 | ||
| Total interest and dividend income | 1,129,732 | 1,058,999 | ||
| Deposits | 414,637 | 400,588 | ||
| Federal funds purchased and other short-term borrowings | 3 | 1 | ||
| Fhlb advances | 36,740 | 39,313 | ||
| Repurchase agreements | 148 | 1,352 | ||
| Long-term debt and finance lease liabilities | 674 | 671 | ||
| Total interest expense | 452,202 | 441,925 | ||
| Net interest income before provision for credit losses | 677,530 | 617,074 | ||
| Provision for credit losses | 36,000 | 45,000 | ||
| Customer derivative income | - | 2,201 | ||
| Net interest income after provision for credit losses | 641,530 | 572,074 | ||
| Commercial and consumer deposit-related fees | 28,409 | 26,865 | ||
| Lending and loan servicing fees | 27,605 | 25,586 | ||
| Foreign exchange income | 14,491 | 13,715 | ||
| Wealth management fees | 14,562 | 10,725 | ||
| Customer derivative income (loss), net of mark-to-market adjustments | 6,124 | - | ||
| Net gains on afs debt securities | 57 | 746 | ||
| Other investment income | 705 | 678 | ||
| Other income | 8,564 | 5,662 | ||
| Total noninterest income | 100,517 | 86,178 | ||
| Compensation and employee benefits | 175,585 | 144,841 | ||
| Occupancy and equipment expense | 16,970 | 16,289 | ||
| Deposit account expense | 8,851 | 9,348 | ||
| Computer and software related expenses | 12,949 | 13,446 | ||
| Deposit insurance premiums and regulatory assessments | 8,644 | 9,133 | ||
| Other operating expense | 38,231 | 36,727 | ||
| Amortization of tax credit and cra investments | 15,693 | 26,236 | ||
| Total noninterest expense | 276,923 | 256,020 | ||
| Income before income taxes | 465,124 | 402,232 | ||
| Income tax expense | 96,730 | 91,979 | ||
| Net income | 368,394 | 310,253 | ||
| Basic (in dollars per share) | 2.68 | 2.25 | ||
| Basic (in shares) | 137,676,000 | 137,818,000 | ||
| Diluted (in dollars per share) | 2.65 | 2.24 | ||
| Diluted (in shares) | 138,942,000 | 138,789,000 | ||
EAST WEST BANCORP INC (EWBC)
EAST WEST BANCORP INC (EWBC)