| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Cash flows from operating activities | -1,807,716 | -1,297,818 |
| Proceeds from maturities and paydowns of securities available for sale | 1,564,299 | 1,092,364 |
| Proceeds from maturities and paydowns of securities held to maturity | 1,500,000 | 750,000 |
| Purchase of fhlb stock | 879,274 | 596,248 |
| Net decrease/(increase) in loans | 10,426,074 | 9,988,437 |
| Purchase of office properties and equipment | 59,983 | 52,122 |
| Proceeds from sale of other real estate owned | 377,287 | - |
| Net cash flows provided by (used in) investing activities | -7,923,745 | -8,794,443 |
| Net change in deposits | -12,379,336 | -9,373,677 |
| Net change in advance payments by borrowers for taxes and insurance | 1,305,035 | 943,027 |
| Principal payments on notes payable | 0 | - |
| Net increase/(decrease) from fhlb short-term advances activity | -2,876,000 | -2,932,000 |
| Proceeds from fhlb long-term advances | 37,000,000 | 34,000,000 |
| Maturities of fhlb long-term advances | 13,500,000 | 11,000,000 |
| Proceeds from federal reserve bank term funding program borrowing | 0 | 0 |
| Proceeds from issuance of common stock, net of costs | 0 | - |
| Loan to esop | 0 | - |
| Net cash flows provided by (used in) financing activities | 9,549,699 | 11,637,350 |
| Net change in cash and cash equivalents | -181,762 | 1,545,089 |
| Cash and cash equivalents at beginning of period | 1,188,634 | - |
| Cash and cash equivalents at end of period | 1,006,872 | - |
EWSB Bancorp, Inc. MD (EWSB)
EWSB Bancorp, Inc. MD (EWSB)