Financial insights of EWSB

MyFinsight

For the quarter ending 2025-09-30, EWSB made $6,679,709 in revenue. -$3,340,658 in net income. Net profit margin of -50.01%.

Unit: Dollar

Income Statement	2025-09-30	2025-06-30
Loans, including fees	2,533,974	2,445,883
Taxable	245,333	248,610
Tax-exempt	9,396	9,391
Other	67,709	55,979
Total interest income	2,856,412	2,759,863
Deposits	1,158,361	1,266,512
Borrowed funds	473,881	365,223
Total interest expense	1,632,242	1,631,735
Net interest income	1,224,170	1,128,128
Provision for credit losses	16,580	15,373
Net interest income after provision for credit losses	1,207,590	1,112,755
Service charges on deposit accounts	17,273	19,929
Interchange income	57,430	60,169
Mortgage banking income	77,404	57,343
Gain on sale of mortgage loans	89,005	69,609
Increase in cash value of life insurance	64,080	63,501
Gain on interest rate swap	52,326	0
Other	74,537	89,395
Total noninterest income	432,055	359,946
Salaries and related benefits	1,065,737	1,083,914
Occupancy expense, net	141,176	152,910
Data processing	224,982	348,129
Advertising	27,854	32,066
Fdic insurance premiums	93,613	73,910
Loss on sale of other real estate owned	-22,213	-
Other	227,851	206,462
Total noninterest expense	1,803,426	1,897,391
Income (loss) before provision for (benefit from) income taxes	-163,781	-424,690
Provision for (benefit from) income taxes	3,176,877	-146,030
Net income (loss)	-3,340,658	-278,660

Earnings per share, basic	-4.74	-0.4
Earnings per share, diluted	-4.74	-0.4
Weighted average number of shares outstanding, basic	704,140	703,482
Weighted average number of shares outstanding, diluted	704,140	703,482