ewsb: the income statement

MyFinsight

EWSB Bancorp, Inc. MD (EWSB)

For the quarter ending 2025-06-30, EWSB made $2,973,779 in revenue. -$278,660 in net income. Net profit margin of -9.37%.

Unit: Dollar

	2025-06-30
Provision for (benefit from) income taxes	-146,030
Other	89,395
Gain on sale of mortgage loans	69,609
Increase in cash value of life insurance	63,501
Service charges on deposit accounts	19,929
Mortgage banking income	57,343
Interchange income	60,169
Gain on interest rate swap	-
Total noninterest income	359,946
Other	206,462
Occupancy expense, net	152,910
Salaries and related benefits	1,083,914
Data processing	348,129
Fdic insurance premiums	73,910
Advertising	32,066
Total noninterest expense	1,897,391
Provision for credit losses	15,373
Tax-exempt	9,391
Taxable	248,610
Other	55,979
Loans, including fees	2,445,883
Total interest income	2,759,863
Deposits	1,266,512
Borrowed funds	365,223
Total interest expense	1,631,735
Net interest income	1,128,128
Net interest income after provision for credit losses	1,112,755
Income (loss) before provision for (benefit from) income taxes	-424,690
Net income (loss)	-278,660

Earnings per share, basic	-0.4
Earnings per share, diluted	-0.4
Weighted average number of shares outstanding, basic	703,482
Weighted average number of shares outstanding, diluted	703,482

Unit: Dollar