MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

Cash Flow Overview

Change in Cash
-$43,364K
Free Cash flow
$32,881K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Loans repaid
    • Recovery of pawn loan principal ...
    • Net income
    • Others
Negative Cash Flow Breakdown
    • Loans made
    • Accounts payable, accrued expens...
    • Inventory
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
38,494
49,584
44,304
26,704
Depreciation and amortization
9,650
9,588
8,756
8,180
Amortization of debt discount and deferred financing costs
-
-
-
1,726
Amortization of deferred financing costs
494
446
-759
-
Non-cash lease expense
18,009
17,601
15,666
15,376
Deferred income taxes
260
-352
93
-2,542
Impairment of other assets
-
-
-
877
Other adjustments
-24
23
874
65
Provision for inventory reserve
169
-1,278
429
819
Stock compensation expense
4,110
5,137
3,397
3,252
Equity in net income from investment in unconsolidated affiliates
1,895
1,166
1,823
1,970
Net loss on extinguishment of debt
-
-
-
0
Gain from remeasurement of previously held equity interest
0
1,596
-
-
Pawn service charges receivable
4,212
-2,535
1,020
3,469
Inventory
15,173
-1,518
1,816
8,974
Prepaid expenses, other current assets and other assets
-20,200
17,762
1,352
5,645
Accounts payable, accrued expenses and other liabilities
-23,323
-8,086
-39,357
16,603
Customer layaway deposits
2,745
4,602
-1,065
436
Income taxes
6,773
12,285
-13,329
-1,185
Net cash provided by operating activities
42,779
48,463
39,146
51,255
Loans made
357,114
318,402
272,746
267,835
Loans repaid
184,078
199,289
152,230
140,027
Recovery of pawn loan principal through sale of forfeited collateral
118,651
124,488
115,522
101,300
Capital expenditures
9,898
10,455
7,455
15,510
Acquisitions, net of cash acquired
5,495
16,493
9,147
3,600
Issuance of notes receivable
0
5,000
4,000
5,895
Proceeds of notes receivable
0
-
-
-
Investment in unconsolidated affiliate
217
59
7,172
68
Investment in other investments
-
-
-
0
Dividends from unconsolidated affiliates
2,119
0
1,810
0
Other
-
-
0
-
Net cash used in investing activities
-67,876
-26,632
-30,958
-51,822
Taxes paid related to net share settlement of equity awards
0
1
6,346
1
Proceeds from issuance of debt
0
0
-
0
Debt issuance cost
0
0
-
30
Cash paid on extinguishment of debt
-
-
-
0
Payments on debt
0
134,151
-
6,410
Purchase and retirement of treasury stock
4,030
4,008
0
999
Payment of contingent consideration
550
-
-
-
Acquisition of non-controlling interest
14,313
-
-
-
Payments of finance leases
218
369
174
156
Net cash (used in) provided by financing activities
-19,111
-138,529
-6,520
-1,186
Effect of exchange rate changes on cash and cash equivalents and restricted cash
844
639
-260
-611
Net (decrease) increase in cash, cash equivalents and restricted cash
-43,364
-116,059
1,408
-2,364
Cash and cash equivalents and restricted cash at beginning of period
486,121
486,121
484,713
179,807
Cash and cash equivalents and restricted cash at end of period
326,698
370,062
486,121
484,713
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$38,494K (-53.57%↓ Y/Y)Prepaid expenses, othercurrent assets and other...-$20,200K (-27397.30%↓ Y/Y)Non-cash lease expense$18,009K (-58.97%↓ Y/Y)Depreciation andamortization$9,650K (-60.38%↓ Y/Y)Stock compensationexpense$4,110K (-55.39%↓ Y/Y)Customer layawaydeposits$2,745K (-75.66%↓ Y/Y)Amortization of deferredfinancing costs$494K (-60.10%↓ Y/Y)Deferred income taxes$260K (147.97%↑ Y/Y)Provision for inventoryreserve$169K (333.33%↑ Y/Y)Other adjustments-$24K (-101.28%↓ Y/Y)Net cash provided byoperating activities$42,779K (-56.23%↓ Y/Y)Effect of exchange ratechanges on cash and cash...$844K (3346.15%↑ Y/Y)Canceled cashflow$51,376K Net (decrease)increase in cash, cash...-$43,364K (-114.11%↓ Y/Y)Canceled cashflow$43,623K Loans repaid$184,078K (-55.93%↓ Y/Y)Recovery of pawn loanprincipal through sale of...$118,651K (-59.35%↓ Y/Y)Dividends fromunconsolidated affiliates$2,119K (-41.37%↓ Y/Y)Accounts payable,accrued expenses and...-$23,323K (59.80%↑ Y/Y)Inventory$15,173K (64.83%↑ Y/Y)Income taxes$6,773K (630.64%↑ Y/Y)Pawn service chargesreceivable$4,212K (1057.14%↑ Y/Y)Equity in net incomefrom investment in...$1,895K (-54.67%↓ Y/Y)Net cash used ininvesting activities-$67,876K (-2.78%↓ Y/Y)Canceled cashflow$304,848K Net cash (used in)provided by financing...-$19,111K (-106.93%↓ Y/Y)Loans made$357,114K (-51.65%↓ Y/Y)Capital expenditures$9,898K (-57.06%↓ Y/Y)Acquisitions, net of cashacquired$5,495K (-67.85%↓ Y/Y)Investment inunconsolidated affiliate$217K (-69.78%↓ Y/Y)Acquisition ofnon-controlling interest$14,313K Purchase and retirementof treasury stock$4,030K (-32.83%↓ Y/Y)Payment of contingentconsideration$550K Payments of financeleases$218K (-51.56%↓ Y/Y)

EZCORP INC (EZPW)

EZCORP INC (EZPW)