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Balance Sheets Overview

Current Ratio
481.07%
Quick Ratio
344.77%
Cash Ratio
134.01%
Debt to Asset Ratio
46.10%
Unit: Thousand (K) dollars
Assets Breakdown
    • Pawn loans
    • Cash and cash equivalents
    • Right-of-use assets
    • Others
Liabilities Breakdown
    • Retained earnings
    • Long-term debt, net
    • Additional paid-in capital
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and cash equivalents
311,026
354,175
465,911
469,524
Short-term restricted cash
1,752
958
5,351
525
Pawn loans
387,195
349,368
314,353
307,496
Pawn service charges receivable, net
57,450
53,031
50,108
48,733
Inventory, net
316,347
275,963
253,446
248,457
Prepaid expenses and other current assets
42,771
58,551
56,210
51,221
Total current assets
1,116,541
1,092,046
1,145,379
1,125,956
Investments in unconsolidated affiliates
26,549
26,093
25,717
18,123
Other investments
6,883
6,883
51,883
51,903
Property and equipment, net
89,007
86,894
74,871
75,331
Right-of-use assets
281,159
269,742
237,637
236,462
Long-term restricted cash
13,920
14,929
14,859
14,664
Goodwill
475,436
473,513
331,083
324,889
Intangible assets, net
124,679
124,657
59,581
58,832
Deferred tax asset, net
13,752
13,454
29,548
29,455
Other assets, net
18,307
18,546
16,922
15,594
Total assets
2,166,233
2,126,757
1,987,480
1,951,209
Current maturities of long-term debt, net
-
0
0
0
Accounts payable, accrued expenses and other current liabilities
119,808
124,185
95,526
105,443
Customer layaway deposits
42,534
39,522
33,064
33,901
Operating lease liabilities, current
69,755
68,041
61,459
61,228
Total current liabilities
232,097
231,748
190,049
200,572
Long-term debt, net
519,494
519,001
518,555
518,076
Deferred tax liability, net
2,669
2,571
2,571
2,571
Operating lease liabilities
221,499
211,956
185,507
184,736
Other long-term liabilities
22,769
19,556
20,099
19,769
Total liabilities
998,528
984,832
916,781
925,724
Common stock-Common Class A
585
586
587
579
Common stock-Common Class B
30
30
30
30
Additional paid-in capital
453,600
451,471
447,935
450,892
Retained earnings
739,396
703,687
656,991
612,687
Accumulated other comprehensive loss
-29,029
-35,765
-34,844
-38,703
Total ezcorp equity
1,164,582
1,120,009
-
-
Non-controlling interest
3,123
21,916
-
-
Total equity
1,167,705
1,141,925
1,070,699
1,025,485
Total liabilities and equity
2,166,233
2,126,757
1,987,480
1,951,209
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Pawn loans$387,195K (32.77%↑ Y/Y)Inventory, net$316,347K (40.29%↑ Y/Y)Cash and cashequivalents$311,026K (-34.12%↓ Y/Y)Pawn service chargesreceivable, net$57,450K (26.51%↑ Y/Y)Prepaid expenses andother current assets$42,771K (-1.49%↓ Y/Y)Short-term restricted cash$1,752K (-81.77%↓ Y/Y)Total current assets$1,116,541K (2.66%↑ Y/Y)Goodwill$475,436K (47.69%↑ Y/Y)Right-of-use assets$281,159K (19.10%↑ Y/Y)Intangible assets, net$124,679K (115.11%↑ Y/Y)Property and equipment,net$89,007K (31.98%↑ Y/Y)Investments inunconsolidated affiliates$26,549K (93.04%↑ Y/Y)Other assets, net$18,307K (20.65%↑ Y/Y)Long-term restricted cash$13,920K (158.74%↑ Y/Y)Deferred tax asset, net$13,752K (-46.78%↓ Y/Y)Other investments$6,883K (-86.74%↓ Y/Y)Total assets$2,166,233K (15.04%↑ Y/Y)Total liabilities andequity$2,166,233K (15.04%↑ Y/Y)Total equity$1,167,705K (17.94%↑ Y/Y)Total liabilities$998,528K (11.82%↑ Y/Y)Total ezcorp equity$1,164,582K Non-controlling interest$3,123K Long-term debt, net$519,494K (0.37%↑ Y/Y)Total currentliabilities$232,097K (34.72%↑ Y/Y)Operating leaseliabilities$221,499K (20.19%↑ Y/Y)Other long-termliabilities$22,769K (35.35%↑ Y/Y)Deferred tax liability,net$2,669K (32.33%↑ Y/Y)Accumulated othercomprehensive loss-$29,029K (35.74%↑ Y/Y)Retained earnings$739,396K (26.06%↑ Y/Y)Additional paid-in capital$453,600K (1.23%↑ Y/Y)Accounts payable,accrued expenses and...$119,808K (52.13%↑ Y/Y)Operating leaseliabilities, current$69,755K (15.90%↑ Y/Y)Customer layawaydeposits$42,534K (27.59%↑ Y/Y)Common stock-CommonClass A$585K (0.86%↑ Y/Y)Common stock-CommonClass B$30K (0.00%↑ Y/Y)

EZCORP INC (EZPW)

EZCORP INC (EZPW)