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Balance Sheets Overview

Debt to Asset Ratio
91.04%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans and leases receivable, net...
    • Securities available-for-sale, a...
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Federal home loan bank advances ...
    • Retained earnings
    • Additional paid-in capital
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
32,064
32,560
30,771
36,275
Short-term investments
131,294
104,565
8,714
8,074
Cash and cash equivalents
163,358
137,125
39,485
44,349
Securities available-for-sale, at fair value
409,692
420,325
422,087
411,111
Securities held-to-maturity, at amortized cost
4,674
4,797
5,210
5,584
Loans held for sale
0
23,700
18,849
13,482
Total gross loans and leases receivable
3,588,324
3,501,123
3,375,227
3,336,673
Allowance for loan losses
37,393
36,631
35,877
36,690
Deferred loan fees and costs, net
2,709
2,220
1,986
1,717
Loans and leases receivable, net of allowance for credit losses of 37,393 and 35,877, respectively
3,548,222
3,462,272
3,337,364
3,298,266
Premises and equipment, net
4,328
4,500
4,669
4,936
Repossessed assets
-
-
0
0
Right-of-use assets, net
4,787
5,053
5,317
5,577
Bank-owned life insurance
85,533
84,776
83,994
83,255
Federal home loan bank stock, at cost
13,173
11,242
8,940
9,605
Goodwill and other intangible assets
11,933
12,011
11,985
12,041
Derivatives
45,827
38,198
36,515
37,634
Accrued interest receivable and other assets
118,477
116,856
107,472
109,005
Total assets
4,410,004
4,320,855
4,081,887
4,034,845
Deposits
3,592,165
3,566,002
3,380,415
3,333,071
Federal home loan bank advances and other borrowings
346,794
303,451
252,051
266,677
Lease liabilities
6,698
7,032
7,361
7,687
Derivatives
39,733
35,857
36,926
38,726
Accrued interest payable and other liabilities
29,307
28,433
33,549
30,365
Total liabilities
4,014,697
3,940,775
3,710,302
3,676,526
Preferred stock, 0.01 par value, 2,500,000 shares authorized, 12,500 shares of 7 non-cumulative perpetual preferred stock, series a, outstanding at june 30, 2026 and december 31, 2025
11,992
11,992
11,992
11,992
Common stock, 0.01 par value, 25,000,000 shares authorized, 9,565,153 and 9,493,274 shares issued, 8,368,320 and 8,325,376 shares outstanding at june 30, 2026 and december 31, 2025, respectively
97
96
96
96
Additional paid-in capital
98,111
97,167
96,487
95,814
Retained earnings
327,028
314,618
305,536
294,837
Accumulated other comprehensive loss
-7,446
-10,196
-9,740
-11,650
Treasury stock, 1,196,833 and 1,167,898 shares at june 30, 2026 and december 31, 2025, respectively, at cost
34,475
33,597
32,786
32,770
Total stockholders equity
395,307
380,080
371,585
358,319
Total liabilities and stockholders equity
4,410,004
4,320,855
4,081,887
4,034,845
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Total gross loans andleases receivable$3,588,324K Short-term investments$131,294K (81.05%↑ Y/Y)Cash and due frombanks$32,064K (-36.74%↓ Y/Y)Loans and leasesreceivable, net of allowance...$3,548,222K (10.40%↑ Y/Y)Securitiesavailable-for-sale, at fair value$409,692K (7.15%↑ Y/Y)Cash and cashequivalents$163,358K (32.59%↑ Y/Y)Accrued interestreceivable and other assets$118,477K (9.19%↑ Y/Y)Bank-owned life insurance$85,533K (3.35%↑ Y/Y)Derivatives$45,827K (12.28%↑ Y/Y)Federal home loan bankstock, at cost$13,173K (31.38%↑ Y/Y)Goodwill and otherintangible assets$11,933K (-0.96%↓ Y/Y)Right-of-use assets, net$4,787K (-16.21%↓ Y/Y)Securitiesheld-to-maturity, at amortized...$4,674K (-18.20%↓ Y/Y)Premises and equipment,net$4,328K (-14.52%↓ Y/Y)Allowance for loan losses$37,393K Deferred loan fees andcosts, net$2,709K Total assets$4,410,004K (10.18%↑ Y/Y)Total liabilities andstockholders equity$4,410,004K (10.18%↑ Y/Y)Total liabilities$4,014,697K (9.75%↑ Y/Y)Total stockholdersequity$395,307K (14.65%↑ Y/Y)Treasury stock,1,196,833 and 1,167,898...$34,475K (5.24%↑ Y/Y)Accumulated othercomprehensive loss-$7,446K (41.85%↑ Y/Y)Deposits$3,592,165K (8.68%↑ Y/Y)Federal home loan bankadvances and other...$346,794K (25.59%↑ Y/Y)Derivatives$39,733K (-3.63%↓ Y/Y)Accrued interestpayable and other...$29,307K (6.72%↑ Y/Y)Lease liabilities$6,698K (-15.08%↓ Y/Y)Retained earnings$327,028K (15.53%↑ Y/Y)Additional paid-in capital$98,111K (3.07%↑ Y/Y)Preferred stock, 0.01 parvalue, 2,500,000...$11,992K (0.00%↑ Y/Y)Common stock, 0.01 parvalue, 25,000,000...$97K (1.04%↑ Y/Y)

FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)

FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)