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For the quarter ending 2026-03-31.

Income Overview

Net Income
$11,981K
EPS
$1.44
Unit: Thousand (K) dollars

Income Statement
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Loan fees
0 -249 501 424
Net loss on sale of securities
0 0* 0 0
Private wealth management service fees
3,877 3,789 3,687 3,748
Gain on sale of small business administration loans
592 140 382 397
Service charges on deposits
1,318 1,849* 1,151 1,103
Bank-owned life insurance income
757 738 965 615
Swap fees
628 738 974 170
Other non-interest income
1,167 458 1,980 798
Total non-interest income
8,775 7,463 9,640 7,255
Loans and leases
56,308 56,916 58,500 56,621
Securities
4,245 4,177 4,011 3,783
Short-term investments
1,343 1,659 1,235 878
Total interest income
61,896 62,752 63,746 61,282
Deposits
23,928 25,597 26,338 24,257
Federal home loan bank advances and other borrowings
2,450 2,393 2,522 3,241
Total interest expense
26,378 27,990 28,860 27,498
Net interest income
35,518 34,762 34,886 33,784
Provision for credit losses
2,960 1,855 1,440 2,701
Net interest income after provision for credit losses
32,558 32,907 33,446 31,083
Compensation
18,541 17,151 17,442 16,534
Occupancy
588 582 567 564
Professional fees
1,446 1,001 1,071 1,487
Data processing
1,270 1,159 1,123 1,368
Marketing
711 938 876 1,062
Equipment
407 374 296 335
Computer software
1,921 1,902 1,826 1,656
Fdic insurance
909 800 817 834
Other non-interest expense
1,160 225 1,682 1,128
Total non-interest expense
26,953 24,132 25,700 24,968
Income before income tax expense
14,380 16,238 17,386 13,370
Tax expense at statutory federal rate of 21
-3,545* --
State income tax, net of federal effect
-301* --
Low-income housing tax credits
-440* --
Other
-82* --
Tax-exempt security and loan income, net of tefra adjustment
--296* --
Other
--113* --
Other adjustments
--9* --
Income tax expense
2,180 2,905 2,993 1,948
Net income
12,200 13,333 14,393 11,422
Preferred stock dividend
219 219 218 219
Net income available to common shareholders
11,981 13,114 14,175 11,203
Basic EPS
1.44 1.601 1.7 1.35
Diluted EPS
1.44 1.601 1.7 1.35
Basic Average Shares
8,186,174 8,189,526 8,171,404 8,141,159
Diluted Average Shares
8,186,174 8,189,526 8,171,404 8,141,159
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Loans and leases$56,308K (1.87%↑ Y/Y)Securities$4,245K (24.71%↑ Y/Y)Short-term investments$1,343K (57.63%↑ Y/Y)Total interest income$61,896K (3.97%↑ Y/Y)Net interest income$35,518K (6.80%↑ Y/Y)Private wealthmanagement service fees$3,877K (11.03%↑ Y/Y)Service charges ondeposits$1,318K (25.76%↑ Y/Y)Other non-interestincome$1,167K (2.55%↑ Y/Y)Bank-owned life insuranceincome$757K (73.23%↑ Y/Y)Swap fees$628K (455.75%↑ Y/Y)Gain on sale of smallbusiness administration...$592K (-38.53%↓ Y/Y)Total interestexpense$26,378K (0.40%↑ Y/Y)Net interest incomeafter provision for...$32,558K (6.40%↑ Y/Y)Total non-interestincome$8,775K (15.78%↑ Y/Y)Provision for creditlosses$2,960K (11.32%↑ Y/Y)Deposits$23,928K (3.96%↑ Y/Y)Federal home loan bankadvances and other...$2,450K (-24.75%↓ Y/Y)Income before incometax expense$14,380K (6.84%↑ Y/Y)Total non-interestexpense$26,953K (9.04%↑ Y/Y)Net income$12,200K (9.21%↑ Y/Y)Income tax expense$2,180K (-4.72%↓ Y/Y)Compensation$18,541K (10.71%↑ Y/Y)Computer software$1,921K (19.84%↑ Y/Y)Professional fees$1,446K (-0.89%↓ Y/Y)Data processing$1,270K (17.38%↑ Y/Y)Other non-interestexpense$1,160K (4.13%↑ Y/Y)Fdic insurance$909K (16.54%↑ Y/Y)Marketing$711K (-26.55%↓ Y/Y)Occupancy$588K (-0.34%↓ Y/Y)Equipment$407K (8.24%↑ Y/Y)Net incomeavailable to common...$11,981K (9.40%↑ Y/Y)Preferred stock dividend$219K (0.00%↑ Y/Y)

FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)

FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)