| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income attributable to fb financial corporation and noncontrolling interest | 57,526 | 56,985 | 23,375 | 42,278 |
| Depreciation and amortization of fixed assets and software | 3,143 | 3,234 | 3,185 | 5,635 |
| Amortization of core deposit and other intangibles | 1,869 | 1,932 | 2,079 | 1,287 |
| Amortization of subordinated debt issuance costs and fair value premium, net | 327 | 332 | 362 | 194 |
| Capitalization of mortgage servicing rights | 1,272 | 1,275 | 849 | 1,649 |
| Net change in fair value of mortgage servicing rights | 2,723 | 2,320 | 4,473 | 10,223 |
| Stock-based compensation expense | 5,361 | 5,741 | 3,754 | 7,813 |
| Provision for credit losses on loans hfi | 3,822 | 2,428 | 29,957 | 804 |
| (reversal of) provision for credit losses on unfunded commitments | -798 | -1,196 | 4,460 | 6,825 |
| Provision for mortgage loan repurchases | -276 | 47 | -138 | -95 |
| Accretion of discounts and premiums on acquired loans, net | 6,297 | 6,406 | 7,025 | -60 |
| Accretion of premiums and discounts on securities, net | 888 | 895 | 948 | 1,235 |
| Gain from investment securities, net | 1 | 64 | 12 | -60,533 |
| Originations of loans held for sale | 325,403 | 367,462 | 370,287 | 642,515 |
| Proceeds from sale of loans held for sale | 307,313 | 346,594 | 357,143 | 632,634 |
| Gain on sale and change in fair value of loans held for sale | 9,525 | 9,919 | 10,038 | 18,742 |
| Net loss on write-downs of premises and equipment, other real estate owned and other assets | -320 | -131 | -646 | -389 |
| Provision for deferred income taxes | 7,125 | 15 | -6,242 | 1,332 |
| Equity method investment loss | -623 | -626 | -558 | -1,175 |
| Earnings on bank-owned life insurance | 1,456 | 1,852 | 717 | 872 |
| Operating lease assets and liabilities, net | -424 | -322 | 104 | -536 |
| Other assets and interest receivable | 9,210 | -3,909 | 7,999 | -16,584 |
| Accrued expenses and other liabilities | -22,561 | 25,823 | 5,610 | -33,820 |
| Net cash provided by (used in) operating activities | 31,013 | 52,814 | 47,725 | 55,324 |
| Sales | NaN | 0 | 440 | 266,454 |
| Maturities, prepayments and calls | 60,126 | 83,180 | 83,204 | 134,661 |
| Purchases | 101,814 | 131,884 | 107,758 | 181,843 |
| Proceeds from sales of equity securities | 156 | 1,297 | 1,345 | NaN |
| Net change in loans | 117,557 | 82,531 | 152,742 | 279,745 |
| Net redemptions of fhlb stock | NaN | 2,406 | NaN | NaN |
| Net (purchases) redemptions of fhlb stock | 245 | NaN | -871 | 877 |
| Purchases of federal reserve stock | 161 | 45,227 | NaN | NaN |
| Purchases of premises and equipment | 1,744 | 1,634 | 2,146 | 5,069 |
| Proceeds from the sale of premises and equipment | 0 | 0 | 0 | 1,850 |
| Proceeds from the sale of other real estate owned | 871 | 1,372 | 659 | 4,412 |
| Purchase of equity method securities | NaN | 0 | 0 | NaN |
| Proceeds from the sale of other assets | 430 | 1,779 | 176 | 665 |
| Proceeds from bank-owned life insurance | 2,837 | 3,361 | 0 | 690 |
| Net cash acquired in business combinations | NaN | 0 | 370,147 | NaN |
| Net cash used in investing activities | -157,107 | -167,875 | 194,196 | -58,802 |
| Net increase (decrease) in deposits | 166,874 | 97,006 | -59,045 | 193,036 |
| Net decrease in securities sold under agreements to repurchase and federal funds purchased | -4,367 | -7,621 | 96,055 | -2,068 |
| Bank term funding program (repayments) advances | NaN | 0 | 0 | NaN |
| Net decrease in short-term fhlb advances | NaN | 0 | NaN | NaN |
| Noncontrolling interest distribution | NaN | 8 | 0 | 8 |
| Redemptions on subordinated debt | NaN | 0 | 130,930 | NaN |
| Stock-based compensation withholding payments | 2,094 | 365 | 123 | 2,664 |
| Net proceeds from sale of common stock under employee stock purchase program | 509 | 0 | 473 | 424 |
| Repurchase of common stock | 21,835 | 87,901 | 23,867 | 44,146 |
| Dividends paid on common stock | 10,867 | 10,158 | 10,161 | 17,568 |
| Dividend equivalent payments made upon vesting of equity compensation | 258 | 30 | 19 | 287 |
| Net cash provided by (used in) financing activities | 127,962 | -9,077 | -127,617 | 126,719 |
| Net change in cash and cash equivalents | 1,868 | -124,138 | 114,304 | 123,241 |
| Cash and cash equivalents at beginning of the period | 1,155,895 | 1,280,033 | 1,042,488 | NaN |
| Cash and cash equivalents at end of the period | 1,157,763 | 1,155,895 | 1,280,033 | NaN |
FB Financial Corp (FBK)
FB Financial Corp (FBK)