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The latest financial statement is for the year ending 2025-12-31.

Cash Flow Overview

Free Cash flow
$147,014K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from sale of loans held...
    • Net cash acquired in business co...
    • Maturities, prepayments and call...
    • Others
Negative Cash Flow Breakdown
    • Originations of loans held for s...
    • Net change in loans
    • Purchases
    • Others

Cash Flow
2025-12-31
Net income attributable to fb financial corporation and noncontrolling interest
122,638
Depreciation and amortization of fixed assets and software
12,054
Amortization of core deposit and other intangibles
5,298
Amortization of subordinated debt issuance costs and fair value premium, net
888
Capitalization of mortgage servicing rights
3,773
Net change in fair value of mortgage servicing rights
17,016
Stock-based compensation expense
17,308
Provision for credit losses on loans hfi
33,189
Provision for (reversal of) credit losses on unfunded commitments
10,089
Provision for (reversal of) mortgage loan repurchases
-186
Accretion of discounts and premiums on acquired loans, net
13,371
(accretion) amortization of premiums and discounts on securities, net
3,078
Loss from investment securities, net
-60,457
Originations of loans held for sale
1,380,264
Proceeds from sale of loans held for sale
1,336,371
Gain on sale and change in fair value of loans held for sale
38,699
Net loss on write-downs of premises and equipment, other real estate owned and other assets
-1,166
Reversal of deferred income taxes
-4,895
Equity method investment loss
-2,359
Earnings on bank-owned life insurance
3,441
Operating lease assets and liabilities, net
-754
Other assets and interest receivable
-12,494
Accrued expenses and other liabilities
-2,387
Net cash provided by operating activities
155,863
Sales
266,894
Maturities, prepayments and calls
301,045
Purchases
421,485
Proceeds from sales of equity securities
2,642
Net change in loans
515,018
Net redemptions of fhlb stock
2,406
Purchases of federal reserve stock
45,227
Purchases of premises and equipment
8,849
Proceeds from the sale of premises and equipment
1,850
Proceeds from the sale of other real estate owned
6,443
Purchase of equity method securities
0
Proceeds from the sale of other assets
2,620
Proceeds from bank-owned life insurance
4,051
Net cash acquired in business combinations
370,147
Net cash used in investing activities
-32,481
Net increase (decrease) in deposits
230,997
Net increase (decrease) in securities sold under agreements to repurchase and federal funds purchased
86,366
Bank term funding program (repayments) advances
0
Net decrease in short-term fhlb advances
0
Redemptions on subordinated debt
130,930
Stock-based compensation withholding payments
3,152
Net proceeds from sale of common stock under employee stock purchase program
897
Repurchase of common stock
155,914
Dividends paid on common stock
37,887
Dividend equivalent payments made upon vesting of equity compensation
336
Noncontrolling interest distribution
16
Net cash (used in) provided by financing activities
-9,975
Net change in cash and cash equivalents
113,407
Cash and cash equivalents at beginning of the period
1,042,488
Cash and cash equivalents at end of the period
1,155,895
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from sale ofloans held for sale$1,336,371K Net incomeattributable to fb financial...$122,638K Loss from investmentsecurities, net-$60,457K Provision for creditlosses on loans hfi$33,189K Stock-based compensationexpense$17,308K Net change in fairvalue of mortgage...$17,016K Depreciation andamortization of fixed assets...$12,054K Provision for (reversalof) credit losses on...$10,089K Amortization of core depositand other...$5,298K Equity methodinvestment loss-$2,359K Net loss onwrite-downs of premises and...-$1,166K Amortization of subordinateddebt issuance costs...$888K Provision for (reversalof) mortgage loan...-$186K Net cash provided byoperating activities$155,863K Canceled cashflow$1,463,156K Net change in cashand cash...$113,407K Canceled cashflow$42,456K Originations of loans held forsale$1,380,264K Gain on sale andchange in fair value of...$38,699K Accretion of discounts andpremiums on acquired...$13,371K Other assets andinterest receivable-$12,494K Reversal of deferredincome taxes-$4,895K Capitalization of mortgageservicing rights$3,773K Earnings on bank-ownedlife insurance$3,441K (accretion) amortization ofpremiums and discounts on...$3,078K Accrued expenses andother liabilities-$2,387K Operating lease assets andliabilities, net-$754K Net cash acquired inbusiness combinations$370,147K Maturities, prepayments andcalls$301,045K Sales$266,894K Proceeds from the sale ofother real estate...$6,443K Proceeds from bank-ownedlife insurance$4,051K Proceeds from sales ofequity securities$2,642K Proceeds from the sale ofother assets$2,620K Net redemptions offhlb stock$2,406K Proceeds from the sale ofpremises and equipment$1,850K Net increase(decrease) in deposits$230,997K Net increase(decrease) in securities...$86,366K Net proceeds fromsale of common stock...$897K Net cash used ininvesting activities-$32,481K Net cash (used in)provided by financing...-$9,975K Canceled cashflow$958,098K Canceled cashflow$318,260K Net change in loans$515,018K Repurchase of common stock$155,914K Purchases$421,485K Purchases of federalreserve stock$45,227K Purchases of premises andequipment$8,849K Redemptions on subordinateddebt$130,930K Dividends paid on commonstock$37,887K Stock-based compensationwithholding payments$3,152K Dividend equivalentpayments made upon...$336K Noncontrolling interestdistribution$16K

FB Financial Corp (FBK)

FB Financial Corp (FBK)