FB Financial Corp (FBK)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Mortgage banking income, investment services and trust income, service charges on deposit accounts, atm and interchange fees-Debit Card | 2,878 | - | - | - |
| Mortgage banking income, investment services and trust income, service charges on deposit accounts, atm and interchange fees-Mortgage Banking | 13,029 | - | - | - |
| Mortgage banking income, investment services and trust income, service charges on deposit accounts, atm and interchange fees-Investment Advisory Management And Administrative Service | 3,922 | - | - | - |
| Mortgage banking income, investment services and trust income, service charges on deposit accounts, atm and interchange fees-Deposit Account | 3,392 | - | - | - |
| Other income | 2,540 | 1,348 | 2,465 | 4,611 |
| Gain (loss) on sales or write-downs of premises and equipment, other real estate owned and other assets, net | 236 | -625 | -289 | -281 |
| Loss from investment securities, net | -60,549 | 16 | -40,165 | - |
| Mortgage banking income, service charges on deposit accounts, investment services and trust income, atm and interchange fees | - | 22,293 | 11,553 | 21,278 |
| Total noninterest (loss) income | -34,552 | 23,032 | -16,497 | 25,608 |
| Occupancy and equipment expense | 6,710 | 6,597 | 6,640 | 6,328 |
| Salaries, commissions and employee benefits | 46,631 | 48,351 | 47,538 | 46,225 |
| Data processing | 2,161 | 2,313 | 2,486 | 2,286 |
| Merger and integration costs | 2,734 | 401 | - | - |
| Amortization of core deposit and other intangibles | 631 | 656 | 719 | 752 |
| Advertising | 2,178 | 2,487 | 1,947 | 1,859 |
| Other expense | 17,790 | 16,752 | 14,982 | 15,664 |
| Legal and professional fees | 2,426 | 1,992 | 1,900 | 1,979 |
| Total noninterest expense | 81,261 | 79,549 | 76,212 | 75,093 |
| (reversal of) provision for credit losses on loans hfi | -1,102 | 1,906 | 1,856 | 3,940 |
| Total interest expense | - | - | - | 74,798 |
| Deposits | 68,568 | 70,249 | 76,088 | 71,501 |
| Borrowings | 2,101 | 1,816 | 3,523 | 3,297 |
| Total interest expense | 70,669 | 72,065 | 79,611 | - |
| Other | 6,690 | 11,017 | 11,956 | 8,900 |
| Tax-exempt | 1,036 | 1,033 | 1,104 | 1,168 |
| Taxable | 14,661 | 14,471 | 13,943 | 11,966 |
| Interest and fees on loans | 159,697 | 153,185 | 158,625 | 155,379 |
| Total interest income | 182,084 | 179,706 | 185,628 | 177,413 |
| Net interest income | 111,415 | 107,641 | 106,017 | 102,615 |
| Provision for (reversal of) credit losses on unfunded commitments | 6,439 | 386 | 58 | -1,716 |
| Net interest income after provision for credit losses | 106,078 | 105,349 | 104,103 | 100,391 |
| (loss) income before income taxes | -9,735 | 48,832 | 11,394 | 50,906 |
| Income tax (benefit) expense | -12,652 | 9,471 | 1,174 | 10,919 |
| Net income applicable to fb financial corporation and noncontrolling interest | 2,917 | 39,361 | 10,220 | 39,987 |
| Net income applicable to noncontrolling interest | 8 | - | - | 8 |
| Net income applicable to fb financial corporation | 2,909 | 39,361 | 10,220 | 39,979 |
| Basic (in dollars per share) | 0.06 | 0.84 | 0.22 | 0.85 |
| Diluted (in dollars per share) | 0.06 | 0.84 | 0.22 | 0.85 |
| Weighted average basic shares outstanding (in shares) | 45,946,428 | 46,674,698 | 46,650,563 | 46,762,488 |
| Weighted average diluted shares outstanding (in shares) | 46,179,090 | 47,024,211 | 46,803,330 | 46,845,143 |