| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Interest and fees on loans | 209,307 | 159,697 | 153,185 | 158,625 |
| Taxable | 14,395 | 14,661 | 14,471 | 13,943 |
| Tax-exempt | 1,058 | 1,036 | 1,033 | 1,104 |
| Other | 12,138 | 6,690 | 11,017 | 11,956 |
| Total interest income | 236,898 | 182,084 | 179,706 | 185,628 |
| Deposits | 86,577 | 68,568 | 70,249 | 76,088 |
| Borrowings | 3,081 | 2,101 | 1,816 | 3,523 |
| Total interest expense | 89,658 | 70,669 | 72,065 | 79,611 |
| Net interest income | 147,240 | 111,415 | 107,641 | 106,017 |
| Provision for credit losses on loans hfi | 29,957 | -1,102 | 1,906 | 1,856 |
| Provision for (reversal of) credit losses on unfunded commitments | 4,460 | 6,439 | 386 | 58 |
| Net interest income after provision for credit losses | 112,823 | 106,078 | 105,349 | 104,103 |
| Mortgage banking income, investment services and trust income, service charges on deposit accounts, atm and interchange fees-Mortgage Banking | 13,484 | 13,029 | - | - |
| Mortgage banking income, investment services and trust income, service charges on deposit accounts, atm and interchange fees-Investment Advisory Management And Administrative Service | 4,227 | 3,922 | - | - |
| Mortgage banking income, investment services and trust income, service charges on deposit accounts, atm and interchange fees-Deposit Account | 4,049 | 3,392 | - | - |
| Mortgage banking income, investment services and trust income, service charges on deposit accounts, atm and interchange fees-Debit Card | 3,388 | 2,878 | - | - |
| Gain (loss) from investment securities, net | 12 | -60,549 | 16 | -40,165 |
| Mortgage banking income, service charges on deposit accounts, investment services and trust income, atm and interchange fees | - | - | 22,293 | 11,553 |
| Loss on sales or write-downs of premises and equipment, other real estate owned and other assets, net | -646 | 236 | -625 | -289 |
| Other income | 2,121 | 2,540 | 1,348 | 2,465 |
| Total noninterest income (loss) | 26,635 | -34,552 | 23,032 | -16,497 |
| Salaries, commissions and employee benefits | 59,210 | 46,631 | 48,351 | 47,538 |
| Merger and integration costs | 16,057 | 2,734 | 401 | - |
| Occupancy and equipment expense | 7,539 | 6,710 | 6,597 | 6,640 |
| Data processing | 2,457 | 2,161 | 2,313 | 2,486 |
| Advertising | 2,453 | 2,178 | 2,487 | 1,947 |
| Amortization of core deposit and other intangibles | 2,079 | 631 | 656 | 719 |
| Legal and professional fees | 1,227 | 2,426 | 1,992 | 1,900 |
| Other expense | 18,834 | 17,790 | 16,752 | 14,982 |
| Total noninterest expense | 109,856 | 81,261 | 79,549 | 76,212 |
| Income before income taxes | 29,602 | -9,735 | 48,832 | 11,394 |
| Income tax expense | 6,227 | -12,652 | 9,471 | 1,174 |
| Net income applicable to fb financial corporation and noncontrolling interest | 23,375 | 2,917 | 39,361 | 10,220 |
| Net income applicable to noncontrolling interest | 0 | 8 | - | - |
| Net income applicable to fb financial corporation | 23,375 | 2,909 | 39,361 | 10,220 |
| Basic (in dollars per share) | 0.44 | 0.06 | 0.84 | 0.22 |
| Diluted (in dollars per share) | 0.43 | 0.06 | 0.84 | 0.22 |
| Weighted average basic shares outstanding (in shares) | 53,627,997 | 45,946,428 | 46,674,698 | 46,650,563 |
| Weighted average diluted shares outstanding (in shares) | 53,957,062 | 46,179,090 | 47,024,211 | 46,803,330 |
FB Financial Corp (FBK)
FB Financial Corp (FBK)