For the quarter ending 2025-09-30, FBK made $463,693,000 in revenue. $23,375,000 in net income. Net profit margin of 5.04%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 |
|---|---|---|---|---|
| Interest and fees on loans | 209,307,000 | 159,697,000 | 153,185,000 | 156,199,000 |
| Taxable | 14,395,000 | 14,661,000 | 14,471,000 | 12,074,000 |
| Tax-exempt | 1,058,000 | 1,036,000 | 1,033,000 | 1,238,500 |
| Other | 12,138,000 | 6,690,000 | 11,017,000 | 11,737,000 |
| Total interest income | 236,898,000 | 182,084,000 | 179,706,000 | 181,248,500 |
| Deposits | 86,577,000 | 68,568,000 | 70,249,000 | 74,378,000 |
| Borrowings | 3,081,000 | 2,101,000 | 1,816,000 | 2,935,000 |
| Total interest expense | 89,658,000 | 70,669,000 | 72,065,000 | 76,474,666.667 |
| Net interest income | 147,240,000 | 111,415,000 | 107,641,000 | 103,935,500 |
| Provision for credit losses on loans hfi | 29,957,000 | -1,102,000 | 1,906,000 | 4,435,500 |
| Provision for (reversal of) credit losses on unfunded commitments | 4,460,000 | 6,439,000 | 386,000 | -502,500 |
| Net interest income after provision for credit losses | 112,823,000 | 106,078,000 | 105,349,000 | 100,002,500 |
| Mortgage banking income, investment services and trust income, service charges on deposit accounts, atm and interchange fees-Mortgage Banking | 13,484,000 | 13,029,000 | - | - |
| Mortgage banking income, investment services and trust income, service charges on deposit accounts, atm and interchange fees-Investment Advisory Management And Administrative Service | 4,227,000 | 3,922,000 | - | - |
| Mortgage banking income, investment services and trust income, service charges on deposit accounts, atm and interchange fees-Deposit Account | 4,049,000 | 3,392,000 | - | - |
| Mortgage banking income, investment services and trust income, service charges on deposit accounts, atm and interchange fees-Debit Card | 3,388,000 | 2,878,000 | - | - |
| Gain (loss) from investment securities, net | 12,000 | -60,549,000 | 16,000 | -5,404,333.333 |
| Mortgage banking income, service charges on deposit accounts, investment services and trust income, atm and interchange fees | - | - | 22,293,000 | 18,674,833.333 |
| Loss on sales or write-downs of premises and equipment, other real estate owned and other assets, net | -646,000 | 236,000 | -625,000 | -798,500 |
| Other income | 2,121,000 | 2,540,000 | 1,348,000 | 2,507,500 |
| Total noninterest income (loss) | 26,635,000 | -34,552,000 | 23,032,000 | 14,979,500 |
| Salaries, commissions and employee benefits | 59,210,000 | 46,631,000 | 48,351,000 | 45,025,000 |
| Merger and integration costs | 16,057,000 | 2,734,000 | 401,000 | - |
| Occupancy and equipment expense | 7,539,000 | 6,710,000 | 6,597,000 | 6,641,000 |
| Data processing | 2,457,000 | 2,161,000 | 2,313,000 | 2,435,000 |
| Advertising | 2,453,000 | 2,178,000 | 2,487,000 | 1,600,500 |
| Amortization of core deposit and other intangibles | 2,079,000 | 631,000 | 656,000 | 738,000 |
| Legal and professional fees | 1,227,000 | 2,426,000 | 1,992,000 | 1,900,000 |
| Other expense | 18,834,000 | 17,790,000 | 16,752,000 | 14,457,500 |
| Total noninterest expense | 109,856,000 | 81,261,000 | 79,549,000 | 72,797,000 |
| Income before income taxes | 29,602,000 | -9,735,000 | 48,832,000 | 42,185,000 |
| Income tax expense | 6,227,000 | -12,652,000 | 9,471,000 | 9,263,000 |
| Net income applicable to fb financial corporation and noncontrolling interest | 23,375,000 | 2,917,000 | 39,361,000 | 32,922,000 |
| Net income applicable to noncontrolling interest | 0 | 8,000 | - | 2,666.667 |
| Net income applicable to fb financial corporation | 23,375,000 | 2,909,000 | 39,361,000 | 32,918,000 |
| Basic (in dollars per share) | 0.44 | 0.06 | 0.84 | 0.705 |
| Diluted (in dollars per share) | 0.43 | 0.06 | 0.84 | 0.705 |
| Weighted average basic shares outstanding (in shares) | 53,627,997 | 45,946,428 | 46,674,698 | -23,337,917 |
| Weighted average diluted shares outstanding (in shares) | 53,957,062 | 46,179,090 | 47,024,211 | -23,387,924 |
FB Financial Corp (FBK)
FB Financial Corp (FBK)