For the quarter ending 2026-03-31.
| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Mortgage banking income, investment services and trust income, service charges on deposit accounts, atm and interchange fees-Mortgage Banking | 12,253 | 14,566* | 13,484 | 13,029 |
| Mortgage banking income, investment services and trust income, service charges on deposit accounts, atm and interchange fees-Deposit Account | 4,376 | 3,943* | 4,049 | 3,392 |
| Mortgage banking income, investment services and trust income, service charges on deposit accounts, atm and interchange fees-Investment Advisory Management And Administrative Service | 4,348 | 4,110* | 4,227 | 3,922 |
| Mortgage banking income, investment services and trust income, service charges on deposit accounts, atm and interchange fees-Debit Card | 2,977 | 2,690* | 3,388 | 2,878 |
| Loss from investment securities, net | 1 | 64 | 12 | -60,549 |
| Loss on sales or write-downs of premises and equipment, other real estate owned and other assets, net | -320 | -131 | -646 | 236 |
| Other income | 2,740 | 3,554 | 2,121 | 2,540 |
| Total noninterest income | 26,375 | 28,795 | 26,635 | -34,552 |
| Interest and fees on loans | 201,257 | 209,734 | 209,307 | 159,697 |
| Taxable | 13,575 | 14,380 | 14,395 | 14,661 |
| Tax-exempt | 1,054 | 1,058 | 1,058 | 1,036 |
| Other | 9,464 | 10,066 | 12,138 | 6,690 |
| Total interest income | 225,350 | 235,238 | 236,898 | 182,084 |
| Deposits | 77,878 | 83,813 | 86,577 | 68,568 |
| Borrowings | 1,507 | 1,621 | 3,081 | 2,101 |
| Total interest expense | 79,385 | 85,434 | 89,658 | 70,669 |
| Net interest income | 145,965 | 149,804 | 147,240 | 111,415 |
| Provision for credit losses on loans hfi | 3,822 | 2,428 | 29,957 | -1,102 |
| (reversal of) provision for credit gaines on unfunded commitments | -798 | -1,196 | 4,460 | 6,439 |
| Net interest income after provision for credit losses | 142,941 | 148,572 | 112,823 | 106,078 |
| Salaries, commissions and employee benefits | 57,348 | 63,529 | 59,210 | 46,631 |
| Occupancy and equipment expense | 7,476 | 7,239 | 7,539 | 6,710 |
| Data processing | 2,454 | 2,809 | 2,457 | 2,161 |
| Advertising | 2,148 | 2,464 | 2,453 | 2,178 |
| Legal and professional fees | 1,980 | 2,503 | 1,227 | 2,426 |
| Amortization of core deposit and other intangibles | 1,869 | 1,932 | 2,079 | 631 |
| Merger and integration costs | 1,447 | 4,611 | 16,057 | 2,734 |
| Other expense | 20,442 | 22,461 | 18,834 | 17,790 |
| Total noninterest expense | 95,164 | 107,548 | 109,856 | 81,261 |
| Income before income taxes | 74,152 | 69,819 | 29,602 | -9,735 |
| Income tax expense | 16,626 | 12,834 | 6,227 | -12,652 |
| Net income applicable to fb financial corporation and noncontrolling interest | 57,526 | 56,985 | 23,375 | 2,917 |
| Net income applicable to noncontrolling interest | 0 | 8 | 0 | 8 |
| Net income applicable to fb financial corporation | 57,526 | 56,977 | 23,375 | 2,909 |
| Basic EPS | 1.11 | 1.081 | 0.44 | 0.06 |
| Diluted EPS | 1.1 | 1.073 | 0.43 | 0.06 |
| Basic Average Shares | 51,724,458 | 52,730,093 | 53,627,997 | 45,946,428 |
| Diluted Average Shares | 52,203,469 | 53,120,121 | 53,957,062 | 46,179,090 |
FB Financial Corp (FBK)
FB Financial Corp (FBK)