For the quarter ending 2025-09-30, FBLA had -$20,356K decrease in cash & cash equivalents over the period. -$18,303K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net interest income | 39,577 | - |
| Gain Loss On Sale Of Mortgage Loans | 11,301 | - |
| Gain on sales of mortgage loans | 11,301 | - |
| Other revenue | 3,171 | - |
| Total operating revenue | 54,049 | - |
| Salaries and employee benefits | 29,672 | - |
| Amortization Of Mortgage Servicing Rights M S Rs | 290 | - |
| Mortgage servicing rights amortization | 96 | - |
| Gain Loss On Oil And Gas Hedging Activity | -948 | - |
| Hedging activity, net | -948 | - |
| Provision for credit losses and other expenses | 19,827 | - |
| Banking Segments | 1,215 | - |
| Mortgage Banking Segments | -567 | - |
| Income tax expense (benefit) | 648 | - |
| Total expenses | 51,385 | - |
| Net income (loss) | 1,080 | 1,584 |
| Depreciation and amortization | 677 | 1,284 |
| Amortization of mortgage servicing rights | 96 | 194 |
| Net (accretion) amortization on securities | 626 | 692 |
| Provision (benefit) for credit losses | 413 | 838 |
| Esop expense | 189 | 356 |
| Increase in cash surrender value of life insurance | -90 | -174 |
| (gain) loss on sales and disposal of assets | -23 | -88 |
| Federal home loan bank stock dividends | -41 | -113 |
| Net gain on sales of available for sale securities | 51 | 163 |
| Deferred income taxes (benefit) | 148 | 282 |
| Net (increase) decrease in derivative instruments | -46 | -46 |
| Changes in other operating assets and liabilities | 1,955 | -508 |
| Originations | 109,917 | 179,598 |
| Proceeds from sale | 97,830 | 188,529 |
| Gain on sale of loans, net | 4,008 | 7,293 |
| Net change in fair value | 647 | 305 |
| Net cash provided by (used in) operating activities | -16,833 | 5,371 |
| Purchases of securities available for sale | 39,455 | 34,773 |
| Proceeds from maturities, prepayments, and sales of securities available for sale | 8,094 | 24,499 |
| Purchase of fhlb stock | 288 | - |
| Redemption of fhlb stock | 0 | 1,191 |
| (increase) decrease in loans held for investment, net | -15,635 | 21,742 |
| Purchases of premises and equipment | 1,470 | 4,772 |
| Proceeds from sale of company owned assets or other real estate owned | 92 | 598 |
| Net cash provided by (used in) investing activities | -17,392 | -34,999 |
| Net increase (decrease) in deposits | 15,091 | 24,066 |
| Proceeds from other borrowings | 33,500 | 30,000 |
| Payments on other borrowings | 36,560 | 37,000 |
| Net change in advances by borrowers for taxes and insurance | 1,838 | -196 |
| Net cash provided by (used in) financing activities | 13,869 | 16,870 |
| Net increase (decrease) in cash and cash equivalents | -20,356 | -12,758 |
| Cash and cash equivalents at beginning of period | 98,845 | - |
| Cash and cash equivalents at end of period | 65,731 | - |
FB Bancorp, Inc. MD (FBLA)
FB Bancorp, Inc. MD (FBLA)