For the quarter ending 2025-09-30, FBLA made $44,526,000 in revenue. $1,080,000 in net income. Net profit margin of 2.43%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 |
|---|---|---|---|---|
| Interest and fees on loans | 14,691,000 | 14,341,000 | - | - |
| Interest and dividends on investment securities | 2,748,000 | 2,391,000 | - | - |
| Interest on deposits in other banks | 815,000 | 807,000 | - | - |
| Total interest and dividend income | 18,254,000 | 17,539,000 | - | - |
| Deposits | 3,980,000 | 3,733,000 | - | - |
| Borrowed funds | 688,000 | 616,000 | - | - |
| Total interest expense | 4,668,000 | 4,349,000 | - | - |
| Net interest income | 13,586,000 | 13,190,000 | - | - |
| Provision (benefit) for credit losses | 413,000 | 453,000 | - | - |
| Net interest income after provision (benefit) for credit losses | 13,173,000 | 12,737,000 | - | - |
| Service charges and fee income from deposit accounts | 668,000 | 613,000 | - | - |
| Gain on sales of mortgage loans | 4,008,000 | 3,953,000 | - | - |
| Gain (loss) on sales, disposal, or impairment of assets | -23,000 | -88,000 | - | - |
| Total operating revenue | - | - | 17,203,000 | 22,155,000 |
| Gain (loss) on sales of available for sale securities | 51,000 | 108,000 | - | - |
| Gain on sales of mortgage servicing rights | 0 | 0 | - | - |
| Other non-interest income | 445,000 | 335,000 | - | - |
| Total non-interest income | 5,149,000 | 4,921,000 | - | - |
| Provision for credit losses and other expenses | - | - | 6,247,000 | 7,844,500 |
| Salaries and employee benefits | 10,177,000 | 9,938,000 | 9,557,000 | 4,696,750 |
| Occupancy and equipment | 2,211,000 | 2,102,000 | - | - |
| Directors' fees | 173,000 | 183,000 | - | - |
| Data processing | 1,350,000 | 1,330,000 | - | - |
| Advertising and marketing | 291,000 | 345,000 | - | - |
| Mortgage servicing rights amortization | 96,000 | 103,000 | 91,000 | 125,750 |
| Hedging activity, net | -277,000 | -241,000 | -430,000 | 1,750 |
| Other general and administrative | 2,411,000 | 2,318,000 | - | - |
| Total non-interest expenses | 16,986,000 | 16,560,000 | - | - |
| Income (loss) before income taxes | 1,336,000 | 1,098,000 | - | - |
| Total expenses | - | - | 16,498,000 | 12,631,000 |
| Income tax expense (benefit) | 256,000 | 219,000 | 173,000 | -34,250 |
| Net income (loss) | 1,080,000 | 879,000 | 705,000 | -1,553,500 |
| Earnings per share, basic | 0.06 | 0.05 | 0.04 | -0.435 |
| Earnings per share, diluted | 0.06 | 0.05 | 0.04 | -0.435 |
| Weighted average number of shares outstanding, diluted | 18,345,720 | 18,329,850 | 18,313,980 | 890,473.5 |
| Weighted-average common shares and common stock equivalents used to calculate basic earnings per share | 18,345,720 | 18,329,850 | 18,313,980 | 890,473.5 |
FB Bancorp, Inc. MD (FBLA)
FB Bancorp, Inc. MD (FBLA)