Financial insights of FBLA

MyFinsight

For the quarter ending 2025-09-30.

Income Overview

Net Income
$1,080K
EPS
$0.06
Unit: Thousand (K) dollars

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-12-31
Interest and fees on loans	14,691	14,341	-	-
Interest and dividends on investment securities	2,748	2,391	-	-
Interest on deposits in other banks	815	807	-	-
Total interest and dividend income	18,254	17,539	-	-
Deposits	3,980	3,733	-	-
Borrowed funds	688	616	-	-
Total interest expense	4,668	4,349	-	-
Net interest income	13,586	13,190	-	-
Provision (benefit) for credit losses	413	453	-	-
Net interest income after provision (benefit) for credit losses	13,173	12,737	-	-
Service charges and fee income from deposit accounts	668	613	-	-
Gain on sales of mortgage loans	4,008	3,953	-	-
Gain (loss) on sales, disposal, or impairment of assets	-23	-88	-	-
Total operating revenue	-	-	17,203	16,616.25
Gain (loss) on sales of available for sale securities	51	108	-	-
Gain on sales of mortgage servicing rights	0	0	-	-
Other non-interest income	445	335	-	-
Total non-interest income	5,149	4,921	-	-
Provision for credit losses and other expenses	-	-	6,247	7,845*
Salaries and employee benefits	10,177	9,938	9,557	14,896*
Occupancy and equipment	2,211	2,102	-	-
Directors' fees	173	183	-	-
Data processing	1,350	1,330	-	-
Advertising and marketing	291	345	-	-
Mortgage servicing rights amortization	96	103	91	126*
Hedging activity, net	-277	-241	-430	2*
Other general and administrative	2,411	2,318	-	-
Total non-interest expenses	16,986	16,560	-	-
Income (loss) before income taxes	1,336	1,098	-	-
Total expenses	-	-	16,498	22,830.25
Income tax expense (benefit)	256	219	173	-34*
Net income (loss)	1,080	879	705	-6,214

Basic EPS	0.06	0.05	0.04	-1.745
Diluted EPS	0.06	0.05	0.04	-1.745
Basic Average Shares	18,345,720	18,329,850	18,313,980	3,561,894
Diluted Average Shares	18,345,720	18,329,850	18,313,980	3,561,894

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$1,080K
EPS
$0.06
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$1,080K
EPS
$0.06
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$1,080KEPS$0.06Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$1,080KEPS$0.06Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$1,080K
EPS
$0.06
Unit: Thousand (K) dollars

Net Income
$1,080K
EPS
$0.06
Unit: Thousand (K) dollars