Financial insights of FBLA

MyFinsight

For the quarter ending 2025-09-30, FBLA made $44,526K in revenue. $1,080K in net income. Net profit margin of 2.43%.

Income Overview

Revenue
$44,526K
Net Income
$1,080K
Net Profit Margin
2.43%
EPS
$0.06
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Salaries and employee benefits
Gain on sales of mortgage loans
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Interest and fees on loans	14,691	14,341	-	-
Interest and dividends on investment securities	2,748	2,391	-	-
Interest on deposits in other banks	815	807	-	-
Total interest and dividend income	18,254	17,539	-	-
Deposits	3,980	3,733	-	-
Borrowed funds	688	616	-	-
Total interest expense	4,668	4,349	-	-
Net interest income	13,586	13,190	-	-
Provision (benefit) for credit losses	413	453	-	-
Net interest income after provision (benefit) for credit losses	13,173	12,737	-	-
Service charges and fee income from deposit accounts	668	613	-	-
Gain on sales of mortgage loans	4,008	3,953	-	-
Gain (loss) on sales, disposal, or impairment of assets	-23	-88	-	-
Total operating revenue	-	-	17,203	0
Gain (loss) on sales of available for sale securities	51	108	-	-
Gain on sales of mortgage servicing rights	0	0	-	-
Other non-interest income	445	335	-	-
Total non-interest income	5,149	4,921	-	-
Provision for credit losses and other expenses	-	-	6,247	-
Salaries and employee benefits	10,177	9,938	9,557	-
Occupancy and equipment	2,211	2,102	-	-
Directors' fees	173	183	-	-
Data processing	1,350	1,330	-	-
Advertising and marketing	291	345	-	-
Mortgage servicing rights amortization	96	103	91	-
Hedging activity, net	-277	-241	-430	-
Other general and administrative	2,411	2,318	-	-
Total non-interest expenses	16,986	16,560	-	-
Income (loss) before income taxes	1,336	1,098	-	-
Total expenses	-	-	16,498	-
Income tax expense (benefit)	256	219	173	-
Net income (loss)	1,080	879	705	-

Earnings per share, basic	0.06	0.05	0.04	-
Earnings per share, diluted	0.06	0.05	0.04	-
Weighted average number of shares outstanding, diluted	18,345,720	18,329,850	18,313,980	-
Weighted-average common shares and common stock equivalents used to calculate basic earnings per share	18,345,720	18,329,850	18,313,980	-

MyFinsight

Income Overview

Revenue
$44,526K
Net Income
$1,080K
Net Profit Margin
2.43%
EPS
$0.06
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Salaries and employee benefits
Gain on sales of mortgage loans
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$44,526K
Net Income
$1,080K
Net Profit Margin
2.43%
EPS
$0.06
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Salaries and employee benefits
Gain on sales of mortgage loans
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$44,526KNet Income$1,080KNet Profit Margin2.43%EPS$0.06Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansSalaries and employee benefitsGain on sales of mortgage loansOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$44,526KNet Income$1,080KNet Profit Margin2.43%EPS$0.06Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansSalaries and employee benefitsGain on sales of mortgage loansOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$44,526K
Net Income
$1,080K
Net Profit Margin
2.43%
EPS
$0.06
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Salaries and employee benefits
Gain on sales of mortgage loans
Others

Revenue
$44,526K
Net Income
$1,080K
Net Profit Margin
2.43%
EPS
$0.06
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Salaries and employee benefits
Gain on sales of mortgage loans
Others