Financial insights of FBLA

MyFinsight

Income Overview

Net Income
$1,080K
EPS
$0.06
Unit: Thousand (K) dollars

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-12-31
Interest and fees on loans	14,691	14,341	NaN	NaN
Interest and dividends on investment securities	2,748	2,391	NaN	NaN
Interest on deposits in other banks	815	807	NaN	NaN
Total interest and dividend income	18,254	17,539	NaN	NaN
Deposits	3,980	3,733	NaN	NaN
Borrowed funds	688	616	NaN	NaN
Total interest expense	4,668	4,349	NaN	NaN
Net interest income	13,586	13,190	NaN	NaN
Provision (benefit) for credit losses	413	453	NaN	NaN
Net interest income after provision (benefit) for credit losses	13,173	12,737	NaN	NaN
Service charges and fee income from deposit accounts	668	613	NaN	NaN
Gain on sales of mortgage loans	4,008	3,953	NaN	NaN
Gain (loss) on sales, disposal, or impairment of assets	-23	-88	NaN	NaN
Total operating revenue	NaN	NaN	17,203	16,616.25
Gain (loss) on sales of available for sale securities	51	108	NaN	NaN
Gain on sales of mortgage servicing rights	0	0	NaN	NaN
Other non-interest income	445	335	NaN	NaN
Total non-interest income	5,149	4,921	NaN	NaN
Provision for credit losses and other expenses	NaN	NaN	6,247	7,845*
Salaries and employee benefits	10,177	9,938	9,557	14,896*
Occupancy and equipment	2,211	2,102	NaN	NaN
Directors' fees	173	183	NaN	NaN
Data processing	1,350	1,330	NaN	NaN
Advertising and marketing	291	345	NaN	NaN
Mortgage servicing rights amortization	96	103	91	126*
Hedging activity, net	-277	-241	-430	2*
Other general and administrative	2,411	2,318	NaN	NaN
Total non-interest expenses	16,986	16,560	NaN	NaN
Income (loss) before income taxes	1,336	1,098	NaN	NaN
Total expenses	NaN	NaN	16,498	22,830.25
Income tax expense (benefit)	256	219	173	-34*
Net income (loss)	1,080	879	705	-6,214

Basic EPS	0.06	0.05	0.04	-1.745
Diluted EPS	0.06	0.05	0.04	-1.745
Basic Average Shares	18,345,720	18,329,850	18,313,980	3,561,894
Diluted Average Shares	18,345,720	18,329,850	18,313,980	3,561,894

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$1,080K
EPS
$0.06
Unit: Thousand (K) dollars

Time Plot

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Income Statement

Income Overview

Net Income
$1,080K
EPS
$0.06
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$1,080KEPS$0.06Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$1,080KEPS$0.06Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$1,080K
EPS
$0.06
Unit: Thousand (K) dollars

Net Income
$1,080K
EPS
$0.06
Unit: Thousand (K) dollars